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XTAI
2838
Market cap2.26bUSD
May 07, Last price  
16.80TWD
1D
0.91%
1Q
9.15%
Jan 2017
92.17%
Name

Union Bank of Taiwan

Chart & Performance

D1W1MN
P/E
13.05
P/S
3.61
EPS
1.29
Div Yield, %
3.68%
Shrs. gr., 5y
1.32%
Rev. gr., 5y
6.31%
Revenues
18.83b
+8.82%
11,308,820,0008,383,176,0006,265,262,0007,092,340,0007,647,497,0008,533,130,0008,730,329,00010,241,973,00010,947,604,00011,798,840,00011,963,532,00012,408,191,00012,718,065,00013,868,371,00014,351,995,00016,668,905,00016,934,636,00017,306,234,00018,832,520,000
Net income
5.22b
+20.80%
305,814,000-4,942,358,000-1,209,964,000255,886,0001,410,425,0001,826,615,0002,613,581,0002,867,891,0003,093,795,0003,120,902,0002,636,375,0002,744,987,0002,956,724,0003,359,457,0003,441,709,0004,463,768,0003,539,070,0004,317,286,0005,215,277,000
CFO
-1.76b
L-94.74%
23,638,817,0001,870,709,0004,884,253,00018,375,490,00011,857,197,0005,593,631,0005,203,885,000-10,024,347,0001,461,100,000-7,730,250,0001,525,203,000-44,455,052,00055,026,781,000-21,902,109,0008,879,401,000-2,703,110,000-3,055,990,000-33,516,588,000-1,763,837,000
Dividend
Jul 26, 20240.18692 TWD/sh
Earnings
May 12, 2025

Profile

Union Bank of Taiwan provides various banking products and services. The company is involved in various activities, which cover loans, remittances, acceptances, short-term bill transactions, investments, foreign exchange transactions, savings, trust services, etc. It accepts deposit products; and provides corporate loans, discount bills and notes, domestic letters of credit and accounts receivable factoring, mortgages, auto loans, personal loans, and other consumer credit. The company also handles exports, imports, foreign remittances, foreign currency loans, and guarantees; and offers credit card, wealth management, trust, custodian business, safe-deposit box rental, and certification services for marketable securities. In addition, it trades in marketable securities and futures on behalf of customers; and acts as collecting and paying agent for public facilities fees, taxes, and remittances, as well as operates as a life and property insurance agency. Further, the company is involved in the retail and distribution of hardware and software products; development of system programs; outsourcing of system development; website designing; provision of e-commerce services; car rental; import and export financing; securities investment trust; and installment purchase and lease investment businesses. Additionally, it engages in sale, purchase, and leasing of real estates, etc.; general business investment; and power generation, transmission, distribution, and energy technology service business; and investment management advisory and equipment leasing activities. The company operates 90 branches in Taiwan, including 49 branches in Greater Taipei, 18 branches in Taoyuan and HsinChu, 9 branches in Taichung and Changhua, 6 branches in Chiayi and Tainan, and 8 branches in Kaohsiung and Pingtung; and 9 securities branches, as well as one overseas banking branch. Union Bank of Taiwan was founded in 1989 and is headquartered in Taipei, Taiwan.
URL
https://www.ubot.com.tw/
IPO date
Jun 29, 1998
Employees
Domiciled in
TW
Incorporated in
TW

Valuation

Title
TWD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
18,832,520
8.82%
17,306,234
2.19%
16,934,636
1.59%
Cost of revenue
4,565,861
20,825,417
4,834,515
Unusual Expense (Income)
NOPBT
14,266,659
(3,519,183)
12,100,121
NOPBT Margin
75.76%
71.45%
Operating Taxes
944,591
914,717
1,008,240
Tax Rate
6.62%
8.33%
NOPAT
13,322,068
(4,433,900)
11,091,881
Net income
5,215,277
20.80%
4,317,286
21.99%
3,539,070
-20.72%
Dividends
(1,267,635)
(839,405)
(974,282)
Dividend yield
2.07%
1.44%
1.69%
Proceeds from repurchase of equity
1,317,500
BB yield
-2.29%
Debt
Debt current
52,691,445
Long-term debt
2,660,808
8,882,276
Deferred revenue
(1,819,261)
Other long-term liabilities
173,833,300
(407,215)
Net debt
(255,246,017)
(205,613,494)
(150,304,889)
Cash flow
Cash from operating activities
(1,763,837)
(33,516,588)
(3,055,990)
CAPEX
(1,382,900)
(3,588,525)
(2,215,931)
Cash from investing activities
(2,633,978)
(3,838,684)
(4,397,935)
Cash from financing activities
51,126
55,361,137
(8,923,766)
FCF
(586,169,305)
665,804,665
28,267,940
Balance
Cash
52,677,554
11,526,796
37,223,013
Long term investments
202,568,463
196,747,506
174,655,597
Excess cash
254,304,391
207,408,990
211,031,878
Stockholders' equity
51,827,313
62,516,723
55,040,096
Invested Capital
943,630,153
266,277,287
832,914,591
ROIC
2.20%
1.32%
ROCE
1.43%
1.36%
EV
Common stock shares outstanding
4,013,663
4,050,681
3,779,281
Price
15.25
5.90%
14.40
-5.51%
15.24
28.07%
Market cap
61,208,363
4.93%
58,329,804
1.27%
57,596,235
28.24%
EV
(189,819,872)
(143,075,187)
(88,662,154)
EBITDA
17,032,900
(852,518)
14,814,001
EV/EBITDA
167.83
Interest
13,920,486
11,618,055
5,120,855
Interest/NOPBT
97.57%
42.32%