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XTAI
2812
Market cap3.26bUSD
Apr 11, Last price  
19.10TWD
1D
-2.05%
1Q
2.14%
Jan 2017
117.05%
Name

Taichung Commercial Bank Co Ltd

Chart & Performance

D1W1MN
P/E
12.71
P/S
5.46
EPS
1.50
Div Yield, %
2.09%
Shrs. gr., 5y
3.21%
Rev. gr., 5y
9.81%
Revenues
19.31b
+10.35%
-70,502,0006,149,463,0005,878,128,0004,590,482,0005,049,639,0005,615,301,0006,897,323,0009,497,980,00010,714,586,00010,173,028,00011,469,388,00012,252,107,00012,673,785,00012,092,179,00011,655,104,00013,728,426,00015,034,912,00017,499,579,00019,310,136,000
Net income
8.29b
+21.56%
-4,702,547,0001,776,645,000205,535,00018,988,000411,956,0001,454,000,0002,777,958,0003,060,271,0003,719,256,0003,477,032,0003,514,815,0003,632,542,0004,008,369,0004,319,883,0004,025,533,0004,796,274,0005,344,205,0006,821,434,0008,291,863,000
CFO
23.96b
P
714,551,000-650,377,0003,711,521,000-2,200,965,0001,238,859,0006,851,866,000-951,126,000-4,286,693,0008,370,503,00017,750,366,00027,877,094,00013,966,124,0008,293,638,00017,392,955,00023,761,460,000-1,118,532,0003,555,522,000-22,206,655,00023,957,285,000
Dividend
Jul 23, 20240.4 TWD/sh
Earnings
May 07, 2025

Profile

Taichung Commercial Bank Co., Ltd. provides various banking products and services in Taiwan. The company offers various deposit products, such as savings account and time deposit accounts, foreign currency demand deposits, cash, and travel checks and remittance; corporate finance services, which include corporate loans, letter of credit, collections, and factoring and forfaiting, as well as account information, deposits, payments, accounts receivable financing, hedging strategies, financial instruments, and consultation services; and personal mortgage loans comprising house mortgage, house renovations, children's education funds, business start-up capital, investments, and financial management services. It also provides financial advice, asset allocation, consultation service, and trust planning, as well as family and retirement services; credit cards; and online and mobile banking, and mobile payment services. As of December 31, 2021, the company had 81 branches, a Malaysia Labuan branch, and an offshore banking unit. The company was formerly known as Taichung Small and Medium Business Bank Company Limited and changed its name to Taichung Commercial Bank Co., Ltd. in December 1998. Taichung Commercial Bank Co., Ltd. was founded in 1952 and is headquartered in Taichung, Taiwan.
URL
https://www.tcbbank.com.tw/
IPO date
May 15, 1984
Employees
Domiciled in
TW
Incorporated in
TW

Valuation

Title
TWD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
19,310,136
10.35%
17,499,579
16.39%
15,034,912
9.52%
Cost of revenue
2,570,096
(8,786,698)
2,221,878
Unusual Expense (Income)
NOPBT
16,740,040
26,286,277
12,813,034
NOPBT Margin
86.69%
150.21%
85.22%
Operating Taxes
1,610,845
1,412,115
1,256,438
Tax Rate
9.62%
5.37%
9.81%
NOPAT
15,129,195
24,874,162
11,556,596
Net income
8,291,863
21.56%
6,821,434
27.64%
5,344,205
11.42%
Dividends
(2,090,438)
(1,504,634)
(1,134,630)
Dividend yield
2.01%
1.71%
1.85%
Proceeds from repurchase of equity
2,937,500
BB yield
-4.80%
Debt
Debt current
15,622,012
Long-term debt
1,777,606
18,030,035
Deferred revenue
(109,486)
Other long-term liabilities
378,374,585
(7,925,076)
Net debt
(310,529,250)
(78,794,604)
(212,469,662)
Cash flow
Cash from operating activities
23,957,285
(22,206,655)
3,555,522
CAPEX
(1,077,923)
(1,883,003)
(2,791,984)
Cash from investing activities
(31,238,711)
(27,283,562)
4,236,770
Cash from financing activities
(3,647,015)
51,830,758
690,420
FCF
99,866,111
(43,511,116)
6,499,857
Balance
Cash
66,075,416
70,928,901
66,682,318
Long term investments
244,453,834
9,643,309
179,439,391
Excess cash
309,563,743
79,697,231
245,369,963
Stockholders' equity
64,036,443
59,238,161
67,831,680
Invested Capital
908,042,659
806,908,098
745,661,387
ROIC
1.76%
3.20%
1.58%
ROCE
1.72%
3.03%
1.57%
EV
Common stock shares outstanding
5,543,878
5,523,479
4,981,579
Price
18.75
17.92%
15.90
29.48%
12.28
10.83%
Market cap
103,947,720
18.36%
87,823,312
43.56%
61,173,790
15.78%
EV
(206,581,530)
9,028,708
(151,295,872)
EBITDA
17,261,857
26,763,045
13,251,066
EV/EBITDA
0.34
Interest
12,947,284
9,926,309
4,809,525
Interest/NOPBT
77.34%
37.76%
37.54%