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XSAU
1120
Market cap162bUSD
Nov 12, Last price  
101.60SAR
Name

Al Rajhi Banking & Investment Corporation SJSC

Chart & performance

D1W1MN
XSAU:1120 chart
P/E
24.59
P/S
8.49
EPS
4.13
Div yield, %
2.36%
Shrs. gr., 5y
—
Rev. gr., 5y
28.29%
Revenues
71.82b
+125.06%
10,601,905,00011,959,648,00012,312,050,00013,343,360,00013,001,805,00013,310,735,00014,973,617,00013,845,037,00013,639,621,00013,733,056,00015,261,695,00015,868,715,00017,271,705,00019,460,415,00020,668,060,00025,636,857,00028,553,507,00027,433,692,00031,912,742,00071,821,426,000
Net income
24.79b
+25.70%
7,301,891,0006,449,657,0006,524,604,0006,767,228,0006,770,829,0007,378,268,0007,884,706,0007,437,987,0006,836,172,0007,130,075,0008,125,960,0009,120,726,0003,767,953,00010,158,527,00010,595,548,00014,746,211,00017,150,825,00016,621,159,00019,722,206,00024,791,754,000
CFO
-22.37b
L
8,001,242,00019,879,724,00043,108,972,0005,202,642,0007,506,294,00013,078,865,00015,875,019,0001,993,516,0006,908,534,000-8,053,331,00019,636,915,0007,562,174,00014,370,491,0004,186,544,00024,420,015,00023,855,434,0007,376,794,00027,422,731,00052,588,797,000-22,373,072,000
Dividend
Sep 21, 20261.26 SAR/sh

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Profile

Al Rajhi Banking and Investment Corporation, along with its various affiliates, delivers a comprehensive array of banking and investment solutions, catering to clients both within the Kingdom of Saudi Arabia and globally. Its operations are structured across four key divisions: Retail, Corporate, Treasury, and Investment Services & Brokerage. The institution provides diverse account types, encompassing personal options for current, future, affluent, private, and female clients, as well as business and escrow accounts. Financial services include personal, vehicle (auto, car, fleet), home, and real estate financing, alongside payroll, POS merchant, contract, invoice, and working capital facilities. It also issues credit and debit cards. Additionally, Al Rajhi offers a broad spectrum of insurance products, such as personal accident, medical, staff guarantee, marine cargo, engineering, machine breakdown, property, vehicle, and professional indemnity. For trade and liquidity management, it offers documentary collections, letters of credit and guarantee, supply chain finance, e-trade solutions, automated trade notifications, and sophisticated cash management services. A specialized offering, Ijara Mawsufha Fi Al Dhimmah, is available for financing substantial project endeavors. Its treasury department deals in direct investments, banknotes, foreign exchange, and gold trading. Beyond core banking, the corporation extends into real estate and engineering consulting, recruitment, micro consumer financing, finance leasing, and funding for small and medium-sized enterprises. It also engages in technical services related to finance, digital payment systems, and financial settlements. Customers benefit from convenient digital access through phone and online banking platforms, along with other digital services. A substantial physical infrastructure supports its operations, comprising 521 branches and 4,891 ATMs. Established in 1957, the firm's headquarters are located in Riyadh, Saudi Arabia.

Related entities

Subsidiaries (6)
Al Rajhi for Administrative Services Company
Al-Rajhi Development Company
Alrajhi Capital
Emkan Leasing Finance Company
Financial Digital Solutions Company
Tawtheeq Registration Leasing Company
Branches (2)
AlRajhi Banking & Investment Corporation (Al-Rajhi Bank)
Alrajhi Banking Investment Corporation (Alrajhi Bank) Gulf Shareholding

Key people

Abdullah Ali Al-Furaiji
Chief Digital Officer · since 2021
Thamer Abdullah Alhumud
Chief Governance and Legal Officer · since 2023
Dhary Mohali Al-shamry
Chief Internal Auditor · since 2021
Salim Musallam
Acting Chief Credit Officer
Mansour Bin Abdulaziz Albosaily
Non-Executive Member of the Board · since 2023
Khalid Bin Abdulrahman Al Gwaiz
Non-Executive Member of the Board
Abdulaziz Bin Khaled Alghufaily
Non-Executive Member of the Board · since 2016
Badr Bin Mohammed Al Rajhi
Non-Executive Member of the Board · since 2021
Faisal Bin Salah Aba Al-Khail
Independent Member of the Board Director · since 2025
Motassim Bin Abdulaziz Almaashouq
Independent Member of the Board · since 2023
Raeed Bin Abdullah Al Tamimi
Independent Member of the Board · since 2022
Abdullatif Bin Ali Al Seif
Independent Member of the Board · since 2023
Independent Member of the Board · since 2023
Abdulaziz Al Hameen
Chairman of the Shariah Supervisory Board · since 2021
Sulaiman Bin Abdullah Al-majed
Vice Chairman of the Shariah Supervisory Board · since 2021
Abdullah Al Salmi
Member of the Shariah Supervisory Board · since 2015
Saad Bin Turki Al-khathlan
Member of the Shariah Supervisory Board · since 2021
Member of the Shariah Supervisory Board, Secretary to the Shariah Supervisory Board · since 2018
IPO date
Jan 10, 1999
Employees
Domiciled in
SA
Incorporated in
SA
Headquarters & legal address
Al Rajhi Tower
8467 King Fahad Road,Al Muruj District
Riyadh, 01 11411
SA

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