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XSAU
1050
Market cap11bUSD
Nov 12, Last price  
17.09SAR
Name

Banque Saudi Fransi SJSC

Chart & performance

D1W1MN
XSAU:1050 chart
P/E
7.90
P/S
2.10
EPS
2.16
Div yield, %
17.55%
Shrs. gr., 5y
15.69%
Rev. gr., 5y
23.13%
Revenues
20.09b
+108.83%
4,077,177,0004,630,168,0004,742,986,0003,877,684,0004,195,571,0008,215,776,0004,975,306,0004,994,562,0005,676,934,0006,220,108,0006,313,950,0006,316,328,0006,342,637,0006,853,108,0007,098,875,0007,244,825,0008,021,256,0009,398,142,0009,621,734,00020,092,911,000
Net income
5.35b
+17.81%
3,006,948,0002,711,110,0002,805,659,0002,470,615,0002,801,287,0002,910,942,0003,015,136,0002,405,575,0003,516,341,0004,036,444,0003,510,234,0003,531,884,0001,403,016,0003,114,966,0001,546,211,0003,449,877,0003,575,130,0004,222,733,0004,544,071,0005,353,419,000
CFO
-12.13b
L
3,773,155,0008,775,378,000-285,928,000634,363,000-1,253,260,0008,154,230,0001,200,870,0007,246,805,0008,894,281,000-7,763,687,0005,385,732,00011,036,651,000690,216,000-12,929,159,0005,650,119,0007,850,596,000-400,703,00070,939,0004,771,141,000-12,133,044,000
Dividend
Jul 23, 20260.57 SAR/sh

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Profile

Banque Saudi Fransi, founded in 1977 and headquartered in Riyadh, Kingdom of Saudi Arabia, is a prominent provider of banking and financial services across Saudi Arabia and globally. The institution structures its operations through key segments: Retail Banking, Corporate Banking, Treasury, and Investment Banking & Brokerage. It offers a comprehensive suite of deposit solutions, encompassing savings, current, and term accounts, alongside modern digital payment options like mada Pay and Apple Pay. For individual clients, the bank provides diverse financing alternatives such as residential mortgages, personal loans, and auto leasing, as well as a broad range of insurance products covering education, retirement, travel, and vehicle protection, in addition to its credit card portfolio. Banque Saudi Fransi delivers tailored financial solutions for businesses, from micro, small, and medium-sized enterprises (SMEs) to large corporations, including working capital, contract, structured, and trade finance, coupled with sales support. Its advanced cash management facilities cover payroll processing, escrow services, fund collection, point-of-sale (POS) systems, business-to-business (B2B) payments, dividend administration, and prepaid card services. Moreover, the bank offers extensive securities market services, dealing in foreign exchange, commodities, equities, interest rate derivatives, hybrid derivatives, and other trading operations. Specialized wealth management and Sharia-compliant Islamic banking products and services are also part of its offerings. The company serves its clientele through an expansive network of 85 branches.

Related entities

Subsidiaries (5)
BSF Markets Limited
SAFIA- Saudi Fransi Insurance Products Selling Co
SAKAN
Saudi Fransi Capital
SFL - Saudi Fransi Leasing

Key people

Mazin Abdul Razzak Al Romaih
Non-Executive Chairman of the Board · since 2019
Bader Hamad Al Salloom
Chief Executive Officer · since 2022
Talal Ibrahim Al Maiman
Non-Executive Vice Chairman of the Board · since 2019
Ramzy Darwish
Chief Strategy and Finance Officer · since 2023
Mohammed Almodaimeegh
Chief Operations Officer · since 2024
May Alhoshan
Chief Human Capital Officer · since 2018
Zuhair Mardam
Chief Treasury and Investment Officer · since 2022
Yasser Alanssari
Chief Compliance Officer
Mutasim Naji Mufti
Chief Risk Officer · since 2021
Mohammed Abdulrahman Al Alsheikh
Chief Personal Banking Officer · since 2024
Turki Almehaid
Head - Customer Care · since 2023
Mohammed S Almisfer
Chief Business Technology and Digital Officer · since 2024
Majed Alsadhan
Head - Wholesale Banking · since 2022
Ibrahim Alsanebi
Chief Audit Executive · since 2024
Abdullah Alshaikh
Chief Legal and Governance, ESG Officer, Corporate Secretary · since 2023
Abdulrahman Rashed Al Rashed
Non-Executive Member of the Board · since 2022
Khalid Al Sharif
Non-Executive Member of the Board · since 2022
Rayan Bin Mohammed Fayez
Non-Executive Member of the Board · since 2022
Abdullatif Ahmed Al Othman
Independent Member of the Board · since 2019
Abdulaziz Mohammed Al Gudaimi
Independent Member of the Board · since 2023
IPO date
Jan 10, 1999
Employees
Domiciled in
SA
Incorporated in
SA
Headquarters & legal address
Riyadh - Al Mather road
Riyadh, 01 11554
SA

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