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XNYS
OFG
Market cap1.91bUSD
Jul 30, Last price  
42.42USD
1D
-2.91%
1Q
3.77%
Jan 2017
223.82%
Name

OFG Bancorp

Chart & Performance

D1W1MN
No data to show
P/E
9.61
P/S
2.88
EPS
4.41
Div Yield, %
1.77%
Shrs. gr., 5y
-1.94%
Rev. gr., 5y
10.93%
Revenues
661m
+5.14%
121,298,00061,364,000116,232,00099,069,000206,570,000157,496,000191,239,000199,994,000426,124,000425,798,000348,308,000345,697,000370,233,000382,437,000393,473,000476,294,000540,580,000613,770,000628,613,000660,938,000
Net income
198m
+8.96%
56,612,000-5,106,00041,265,00026,790,00022,945,0009,834,00034,450,00024,555,00098,446,00085,181,000-2,504,00059,186,00052,646,00084,410,00054,189,00074,327,000146,151,000166,239,000181,872,000198,170,000
CFO
92m
-68.95%
-24,186,000-58,819,000-38,867,000-14,502,000-43,994,000-23,903,000-34,291,00050,240,000173,816,000175,000,00097,082,00078,512,000151,440,000133,355,000109,617,000-88,621,000100,044,000164,456,000295,657,00091,796,000
Dividend
Dec 31, 20240 USD/sh

Profile

OFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, as well as time deposit products; commercial, consumer, auto, and mortgage lending services; financial planning and insurance services; and corporate and individual trust, and retirement services. It also provides securities brokerage and investment advisory services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; and separately-managed accounts and mutual fund asset allocation programs. In addition, the company engages in the insurance agency and reinsurance businesses; administration and servicing of retirement plans; various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U.S. government sponsored agencies, and U.S. Treasury securities and money market instruments; and management and participation in public offerings and private placements of debt and equity securities. Further, it offers money management and investment banking services; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company operates through a network of 50 branches in Puerto Rico and 2 branches in USVI. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.
URL
https://www.ofgbancorp.com/overview/default.aspx
IPO date
Mar 26, 1987
Employees
2,257
Domiciled in
PR
Incorporated in
PR

Valuation

Title
USD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
660,938
5.14%
628,613
2.42%
613,770
13.54%
Cost of revenue
180,676
176,415
302,978
Unusual Expense (Income)
NOPBT
480,262
452,198
310,792
NOPBT Margin
72.66%
71.94%
50.64%
Operating Taxes
55,578
83,376
77,866
Tax Rate
11.57%
18.44%
25.05%
NOPAT
424,684
368,822
232,926
Net income
198,170
8.96%
181,872
9.40%
166,239
13.74%
Dividends
(75,000)
(41,011)
(30,090)
Dividend yield
3.78%
2.30%
2.25%
Proceeds from repurchase of equity
(70,324)
(18,653)
(64,110)
BB yield
3.54%
1.05%
4.80%
Debt
Debt current
35,939
Long-term debt
42,776
248,828
81,774
Deferred revenue
8,593,555
Other long-term liabilities
9,926,174
(54,404)
Net debt
2,206
142,739
(3,816,892)
Cash flow
Cash from operating activities
91,796
295,657
164,456
CAPEX
(17,857)
(30,999)
Cash from investing activities
(4,009)
(1,404,745)
(1,512,937)
Cash from financing activities
(120,338)
1,306,797
(124,705)
FCF
550,511
(2,744,124)
816,837
Balance
Cash
40,570
73,121
1,963,083
Long term investments
32,968
1,971,522
Excess cash
7,523
74,658
3,903,916
Stockholders' equity
783,163
616,748
Invested Capital
1,269,071
11,269,795
3,813,006
ROIC
6.77%
4.89%
6.05%
ROCE
37.84%
3.99%
6.74%
EV
Common stock shares outstanding
46,902
47,552
48,436
Price
42.32
12.91%
37.48
35.99%
27.56
3.77%
Market cap
1,984,893
11.37%
1,782,249
33.51%
1,334,896
-2.16%
EV
1,987,099
1,924,988
(2,481,996)
EBITDA
480,262
479,484
335,104
EV/EBITDA
4.14
4.01
Interest
161,837
88,010
33,493
Interest/NOPBT
33.70%
19.46%
10.78%