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XNYS
LOB
Market cap1.60bUSD
Oct 08, Last price  
34.57USD
1D
0.90%
1Q
-17.00%
Jan 2017
86.86%
IPO
79.49%
Name

Live Oak Bancshares Inc

Chart & performance

D1W1MN
XNYS:LOB chart
P/E
15.41
P/S
1.54
EPS
2.24
Div yield, %
0.35%
Shrs. gr., 5y
2.08%
Rev. gr., 5y
22.45%
Revenues
1.04b
+12.05%
40,871,00054,155,00060,578,00081,176,000112,954,000144,789,000203,246,000253,327,000289,514,000378,309,000506,413,000508,830,000776,554,000929,290,0001,041,247,000
Net income
104m
+33.95%
14,312,00016,095,00028,062,00010,048,00020,625,00013,773,000100,499,00051,448,00018,034,00059,543,000166,995,000176,208,00073,898,00077,474,000103,777,000
CFO
158m
-70.50%
-10,924,000-28,258,000-44,175,000-261,508,000-334,683,000-221,950,000-287,529,0006,294,000-482,520,000-260,997,000-119,717,000124,485,000620,071,000536,468,000158,242,000
Dividend
Sep 01, 20260.03 USD/sh

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Profile

Live Oak Bancshares, Inc., established in 2008 and based in Wilmington, North Carolina, functions as the parent entity for Live Oak Banking Company. This financial institution delivers a comprehensive array of commercial banking solutions to individuals, small enterprises, and professionals, with operations spanning North Carolina and the broader United States. Its deposit product lineup features both noninterest-bearing demand accounts and various interest-bearing options, including checking, money market, savings, and time deposits. On the lending side, Live Oak extends financing through commercial and industrial loans, construction and development loans, diverse commercial real estate loans (covering both owner-occupied and non-owner-occupied properties), and commercial land loans. Beyond its primary banking activities, the company provides specialized services. These include handling settlement, accounting, and securitization for government-backed loans; offering wealth and investment management to affluent individuals and families; and delivering investment advisory services to funds that primarily inject venture capital into emerging financial technology companies. For the convenience of its staff and business guests, an on-site restaurant is also available.

Key people

William Losch
President, President of Live Oak Bank · since 2023
William Williams
Vice Chairman of the Board, Executive Vice President · since 2013
Walter Phifer
Chief Financial Officer · since 2024
J. Wesley Sutherland
Chief Accounting Officer · since 2014
Renato Derraik
Chief Information and Digital Officer of Live Oak Banking Company · since 2021
Micah Davis
Chief Marketing and Communications Officer Live Oak Banking Company · since 2021
Ewa Stasiowska
Chief Risk Officer · since 2025
Gregory Seward
General Counsel · since 2025
Michael Cairns
Chief Credit Officer · since 2024
Stephanie Mann
Chief Strategy Officer · since 2022
Courtney Spencer
Chief Experience Officer · since 2022
Jeffrey Lunsford
Director · since 2025
James Mahan
Chairman of the Board, Chief Executive Officer · since 2008
Neil Underwood
Director · since 2023
Tonya Bradford
Independent Director · since 2020
William Cameron
Independent Director · since 2013
David Lucht
Independent Director · since 2023
Patrick Mchenry
Independent Director · since 2025
Miltom Petty
Independent Director · since 2010
Yousef Valine
Independent Director · since 2022
IPO date
Jul 23, 2015
Employees
Domiciled in
US
Incorporated in
US

Valuation

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