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XNYSBAP
Market cap14bUSD
Dec 20, Last price  
182.13USD
1D
1.09%
1Q
3.21%
Jan 2017
15.37%
Name

Credicorp Ltd

Chart & Performance

D1W1MN
XNYS:BAP chart
P/E
11.08
P/S
2.76
EPS
61.18
Div Yield, %
13.77%
Shrs. gr., 5y
-0.01%
Rev. gr., 5y
7.69%
Revenues
16.18b
-6.69%
2,692,247,1133,182,240,9593,373,061,5624,448,396,5764,610,807,4854,993,843,0595,717,789,5028,889,823,5007,536,013,4928,501,048,59610,436,575,00011,845,160,00012,513,589,00013,356,762,00013,487,045,00014,822,988,00013,600,666,00014,434,094,00017,343,196,00016,182,552,000
Net income
4.87b
+4.68%
428,678,881626,264,613702,827,7221,051,500,0221,124,065,7741,363,305,5681,636,031,8241,865,527,2142,055,345,1031,617,819,6792,387,851,0003,092,306,0003,514,582,0004,091,753,0003,983,865,0004,265,304,000346,894,0003,584,582,0004,647,818,0004,865,540,000
CFO
4.08b
P
2,306,735,4644,330,927,0181,804,695,4164,018,772,6171,420,867,57509,250,136,79809,341,958,9662,169,185,397-1,825,273,000-1,362,494,000-1,457,530,0009,301,315,000-121,962,0006,933,711,00012,686,823,0003,972,994,000-1,134,877,0004,079,719,000
Dividend
Sep 23, 20240.77505 USD/sh
Earnings
Feb 10, 2025

Profile

Credicorp Ltd., a financial service holding company, provides various financial, insurance, and health services and products primarily in Peru and internationally. The company's Universal Banking segment offers deposits and current accounts, and various credits and financial instruments to individuals and legal entities. Its Insurance and Pensions segment issues insurance policies to cover losses in commercial property, transportation, marine vessels, automobile, life, health, and pensions, as well as provides private pension fund management services. The company's Microfinance segment manages loans, credits, deposits, and current accounts of the small and microenterprises. Its Investment Banking and Wealth Management segment offers its services to corporations, institutional investors, governments, and foundations; engages in structuring and placement of issues in the primary market, as well as the execution and negotiation of operations in the secondary market; and structures securitization processes for corporate customers and manages mutual funds. The company was founded in 1889 and is headquartered in Lima, Peru.
IPO date
Oct 25, 1995
Employees
37,380
Domiciled in
PE
Incorporated in
BM

Valuation

Title
PEN in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
16,182,552
-6.69%
17,343,196
20.15%
14,434,094
6.13%
Cost of revenue
7,398,822
6,690,412
6,253,840
Unusual Expense (Income)
NOPBT
8,783,730
10,652,784
8,180,254
NOPBT Margin
54.28%
61.42%
56.67%
Operating Taxes
1,888,451
2,110,501
1,660,987
Tax Rate
21.50%
19.81%
20.30%
NOPAT
6,895,279
8,542,283
6,519,267
Net income
4,865,540
4.68%
4,647,818
29.66%
3,584,582
933.34%
Dividends
(1,994,037)
(1,196,422)
(398,808)
Dividend yield
16.70%
11.07%
4.10%
Proceeds from repurchase of equity
(85,575)
(73,656)
(55,155)
BB yield
0.72%
0.68%
0.57%
Debt
Debt current
578,074
Long-term debt
27,270,498
26,588,901
25,467,107
Deferred revenue
Other long-term liabilities
176,463,554
(24,599,700)
(24,916,871)
Net debt
(86,588,383)
(80,081,416)
(94,678,723)
Cash flow
Cash from operating activities
4,079,719
(1,134,877)
3,972,994
CAPEX
(322,371)
(896,370)
(640,034)
Cash from investing activities
(1,255,064)
(1,094,965)
(3,727,711)
Cash from financing activities
(2,264,352)
(1,600,815)
(465,296)
FCF
10,492,516
10,818,698
4,435,695
Balance
Cash
66,624,346
64,970,001
73,732,289
Long term investments
47,234,535
42,278,390
46,413,541
Excess cash
113,049,753
106,381,231
119,424,125
Stockholders' equity
6,538,498
5,896,045
5,651,848
Invested Capital
226,153,797
228,818,175
238,727,567
ROIC
3.03%
3.65%
2.76%
ROCE
3.77%
4.54%
3.35%
EV
Common stock shares outstanding
79,656
79,697
79,676
Price
149.93
10.52%
135.66
11.13%
122.07
-25.58%
Market cap
11,942,752
10.46%
10,811,667
11.16%
9,726,098
-25.53%
EV
(73,998,570)
(68,678,180)
(84,411,953)
EBITDA
9,450,852
11,343,395
8,870,438
EV/EBITDA
Interest
5,860,523
3,493,187
2,488,426
Interest/NOPBT
66.72%
32.79%
30.42%