XNYSBAP
Market cap14bUSD
Dec 20, Last price
182.13USD
1D
1.09%
1Q
3.21%
Jan 2017
15.37%
Name
Credicorp Ltd
Chart & Performance
Profile
Credicorp Ltd., a financial service holding company, provides various financial, insurance, and health services and products primarily in Peru and internationally. The company's Universal Banking segment offers deposits and current accounts, and various credits and financial instruments to individuals and legal entities. Its Insurance and Pensions segment issues insurance policies to cover losses in commercial property, transportation, marine vessels, automobile, life, health, and pensions, as well as provides private pension fund management services. The company's Microfinance segment manages loans, credits, deposits, and current accounts of the small and microenterprises. Its Investment Banking and Wealth Management segment offers its services to corporations, institutional investors, governments, and foundations; engages in structuring and placement of issues in the primary market, as well as the execution and negotiation of operations in the secondary market; and structures securitization processes for corporate customers and manages mutual funds. The company was founded in 1889 and is headquartered in Lima, Peru.
IPO date
Oct 25, 1995
Employees
37,380
Domiciled in
PE
Incorporated in
BM
Valuation
Title PEN in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 16,182,552 -6.69% | 17,343,196 20.15% | 14,434,094 6.13% | |||||||
Cost of revenue | 7,398,822 | 6,690,412 | 6,253,840 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 8,783,730 | 10,652,784 | 8,180,254 | |||||||
NOPBT Margin | 54.28% | 61.42% | 56.67% | |||||||
Operating Taxes | 1,888,451 | 2,110,501 | 1,660,987 | |||||||
Tax Rate | 21.50% | 19.81% | 20.30% | |||||||
NOPAT | 6,895,279 | 8,542,283 | 6,519,267 | |||||||
Net income | 4,865,540 4.68% | 4,647,818 29.66% | 3,584,582 933.34% | |||||||
Dividends | (1,994,037) | (1,196,422) | (398,808) | |||||||
Dividend yield | 16.70% | 11.07% | 4.10% | |||||||
Proceeds from repurchase of equity | (85,575) | (73,656) | (55,155) | |||||||
BB yield | 0.72% | 0.68% | 0.57% | |||||||
Debt | ||||||||||
Debt current | 578,074 | |||||||||
Long-term debt | 27,270,498 | 26,588,901 | 25,467,107 | |||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 176,463,554 | (24,599,700) | (24,916,871) | |||||||
Net debt | (86,588,383) | (80,081,416) | (94,678,723) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 4,079,719 | (1,134,877) | 3,972,994 | |||||||
CAPEX | (322,371) | (896,370) | (640,034) | |||||||
Cash from investing activities | (1,255,064) | (1,094,965) | (3,727,711) | |||||||
Cash from financing activities | (2,264,352) | (1,600,815) | (465,296) | |||||||
FCF | 10,492,516 | 10,818,698 | 4,435,695 | |||||||
Balance | ||||||||||
Cash | 66,624,346 | 64,970,001 | 73,732,289 | |||||||
Long term investments | 47,234,535 | 42,278,390 | 46,413,541 | |||||||
Excess cash | 113,049,753 | 106,381,231 | 119,424,125 | |||||||
Stockholders' equity | 6,538,498 | 5,896,045 | 5,651,848 | |||||||
Invested Capital | 226,153,797 | 228,818,175 | 238,727,567 | |||||||
ROIC | 3.03% | 3.65% | 2.76% | |||||||
ROCE | 3.77% | 4.54% | 3.35% | |||||||
EV | ||||||||||
Common stock shares outstanding | 79,656 | 79,697 | 79,676 | |||||||
Price | 149.93 10.52% | 135.66 11.13% | 122.07 -25.58% | |||||||
Market cap | 11,942,752 10.46% | 10,811,667 11.16% | 9,726,098 -25.53% | |||||||
EV | (73,998,570) | (68,678,180) | (84,411,953) | |||||||
EBITDA | 9,450,852 | 11,343,395 | 8,870,438 | |||||||
EV/EBITDA | ||||||||||
Interest | 5,860,523 | 3,493,187 | 2,488,426 | |||||||
Interest/NOPBT | 66.72% | 32.79% | 30.42% |