Loading...
XNSE
HDBK
Market cap113bUSD
Apr 07, Last price  
1,516.75INR
Name

HDFC Bank Ltd

Chart & performance

D1W1MN
XNSE:HDBK chart
P/E
29.21
P/S
4.48
EPS
51.93
Div yield, %
—
Shrs. gr., 5y
6.90%
Rev. gr., 5y
27.80%
Revenues
5.21t
+24.27%
85,846,972,394124,596,300,000192,712,200,000201,551,000,000249,067,400,000330,135,500,000419,055,900,000493,045,800,000580,608,700,000722,262,500,000835,880,400,000988,072,300,0001,201,837,100,0001,410,201,900,0001,528,943,300,0001,603,711,200,0001,980,913,200,0003,520,857,100,0004,194,985,200,0005,213,303,040,000
Net income
799.95b
+18.77%
11,064,068,05413,154,200,00015,104,300,00024,570,700,00041,196,900,00049,783,400,00061,819,400,00079,319,700,00099,237,700,000117,915,300,000140,529,800,000178,514,900,000220,103,800,000260,269,900,000325,977,100,000386,000,400,000495,446,900,000622,656,600,000673,508,300,000799,951,909,000
CFO
1.76t
+47.51%
33,913,679,900-49,659,900,000126,176,400,000109,064,400,00050,116,600,00037,492,300,00071,513,500,000127,151,300,000109,357,100,000170,073,200,000379,272,200,00094,274,200,000183,272,200,000171,179,700,000921,776,200,000581,018,200,000477,200,600,0001,022,322,400,0001,195,617,400,0001,763,604,876,000

Notes

No notes on this company yet
Write a private note on this company, for your eyes only

Profile

HDFC Bank Limited is a prominent financial institution providing a comprehensive suite of banking and financial services, catering to both individual and corporate clients across India, Bahrain, Hong Kong, and Dubai. The bank organizes its operations into several key segments: Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated. Its offerings include a wide array of deposit products such as savings, salary, current, rural, public provident fund, and pension accounts, alongside Demat accounts for investments. Customers can also opt for fixed and recurring deposits, safe deposit lockers, offshore accounts and deposits, overdraft facilities against fixed deposits, and sweep-in options. HDFC Bank extends a diverse range of lending solutions, encompassing personal, home, vehicle (car and two-wheeler), business, educational, gold, consumer, and rural loans. It also provides specialized financing against properties, securities, rental receivables, and assets, as well as tailored loans for professionals and participation in government-sponsored schemes. Furthermore, the bank offers credit card-linked loans, working capital financing, and funding for commercial/construction equipment, healthcare/medical devices, and commercial vehicles. Dealer finance, term loans, and professional loans complete its extensive lending portfolio. Beyond lending, the bank issues credit, debit, prepaid, and forex cards, and facilitates various payment and collection services. These include export, import, remittance, bank guarantees, letters of credit, trade finance, hedging solutions, and comprehensive merchant and cash management services. Clients can also access insurance and investment products through HDFC Bank. For its corporate and institutional clients, HDFC Bank provides short-term finance, bill discounting, structured finance, export credit, loan syndication, and document collection services. The bank embraces digital innovation, offering online, wholesale, mobile, and phone banking, alongside instant payment systems like UPI, IMPS, NEFT, and RTGS. Additional services include channel and vendor financing, reimbursement accounts, money market operations, derivatives, employee trusts, solutions for cash-surplus corporates, tax payment services, and acting as bankers to rights/public issues. It also delivers bespoke financial solutions for supply chain partners and agricultural clients. As of March 31, 2022, HDFC Bank maintained a substantial physical presence, operating 21,683 banking outlets, including 6,342 branches and 18,130 automated teller machines (ATMs) across 3,188 cities and towns. Established in 1994, HDFC Bank Limited is headquartered in Mumbai, India.

Related entities

Subsidiaries (5)
HDB FINANCIAL SERVICES LIMITED
HDFC ERGO GENERAL INSURANCE COMPANY LIMITED
HDFC SECURITIES LIMITED
HDFC AMC INTERNATIONAL (IFSC) LIMITED

Key people

Prashant Mehra
Group Head - Collections, Credit Intelligence and Control, Debt Management · since 2024
Ashish Parthasarthy
Group Head - Branch Banking, Infrastructure, Treasury and Virtual Channels · since 2024
Arup Rakshit
Group Head - Treasury - Sales, Analytics and Overseas
Sumant Rampal
Group Head - Mortgage Business · since 2024
Anjani Rathor
Chief Digital Officer · since 2020
Sameer Ratolikar
Group Head, Chief Information Security Officer · since 2025
Gourab Roy
Group Head Transactional Banking Operations · since 2024
Nirav Shah
Group Head - Corporate Banking, Emerging Corporate Group and Healthcare Finance · since 2025
Rahul Shukla
Group Head - Commercial and Rural Business · since 2020
Abhijit Singh
Group Head - BaaS, Digital Ecosystem and International Banking · since 2024
Rakesh Singh
Group Head - Investment Banking, Private Banking Group, Offshore International Banking, Thematic Research, Digital Ecosystem Banking, BaaS · since 2024
Prasun Singh
Chief Ethics Officer · since 2025
N. Srinivasan
Group Head - Retail Asset Operations · since 2024
Jimmy Tata
Chief Credit Officer · since 2020
Arvind Vohra
Group Head - Retail Assets · since 2024
Ravi
Group Head- Large Local Corporate and PSU · since 2025
Additional Non-Executive Non-Independent Director · since 2023
Additional Non-Executive Non-Independent Director · since 2023
Atanu Chakraborty
Part Time Non-Executive Independent Chairman of the Board · since 2021
Harsh Bhanwala
Non-Executive Independent Director · since 2024
IPO date
Jul 23, 2001
Employees
173,222
Domiciled in
IN
Incorporated in
IN
Headquarters & legal address
HDFC BANK HOUSE
SENAPATI BAPAT MARG , LOWER PAREL (WEST)
MUMBAI, MH 400013
IN

Valuation

Title
INR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2026‑032025‑032024‑032023‑032022‑032021‑032020‑032019‑032018‑032017‑03
Income
Revenues
Cost of revenue
Unusual Expense (Income)
NOPBT
NOPBT Margin
Operating Taxes
Tax Rate
NOPAT
Net income
Dividends
Dividend yield
Proceeds from repurchase of equity
BB yield
Debt
Debt current
Long-term debt
Deferred revenue
Other long-term liabilities
Net debt
Cash flow
Cash from operating activities
CAPEX
Cash from investing activities
Cash from financing activities
FCF
Balance
Cash
Long term investments
Excess cash
Stockholders' equity
Invested Capital
ROIC
ROCE
EV
Common stock shares outstanding
Price
Market cap
EV
EBITDA
EV/EBITDA
Interest
Interest/NOPBT