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XNAS
UPST
Market cap2.31bUSD
Oct 08, Last price  
24.19USD
1D
0.71%
1Q
-26.11%
IPO
-32.37%
Name

Upstart Holdings Inc

Chart & performance

D1W1MN
XNAS:UPST chart
P/E
43.19
P/S
2.15
EPS
0.56
Div yield, %
—
Shrs. gr., 5y
32.45%
Rev. gr., 5y
36.13%
Revenues
1.08b
+58.87%
55,640,00095,579,000189,267,000230,078,000849,887,000853,287,000547,719,000676,961,0001,075,521,000
Net income
54m
P
-7,717,000-12,319,000-466,0005,983,000135,443,000-108,665,000-240,132,000-128,581,00053,601,000
CFO
-148m
L
10,357,00050,338,00031,582,00015,697,000168,353,000-657,860,000-111,712,000186,331,000-147,725,000

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Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Related entities

Subsidiaries (3)
UPSTART MORTGAGE, LLC
UPSTART NETWORK, INC.
Upstart Auto Warehouse Trust

Key people

Dave Girouard
Executive Chairman of the Board, Co-Founder · since 2026
Sanjay Datta
Chief Financial Officer · since 2016
Scott Darling
Chief Legal Officer, Corporate Secretary · since 2022
Paul Gu
Co-Founder, Chief Technology Officer, Director · since 2022
Peter Bernard
Independent Director · since 2025
Kerry Cooper
Lead Independent Director · since 2025
Independent Director · since 2019
Independent Director · since 2021
Ciaran O'kelly
Independent Director · since 2018
Independent Director · since 2019
IPO date
Dec 16, 2020
Employees
1,875
Domiciled in
US
Incorporated in
US
Legal address
C/O CORPORATION SERVICE COMPANY
251 LITTLE FALLS DRIVE
WILMINGTON, DE 19808
US
Headquarters
2950 S. DELAWARE STREET
SUITE 300
SAN MATEO, CA 94403
US

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