XNAS
FFIN
Market cap4.50bUSD
Oct 08, Last price
31.43USD
1D
0.13%
1Q
-9.06%
Jan 2017
39.07%
Name
First Financial Bankshares Inc
Chart & performance
Notes
No notes on this company yet
Write a private note on this company, for your eyes only
Profile
First Financial Bankshares, Inc. (FFIN) is a financial institution that delivers a broad array of commercial banking and financial services throughout Texas via its network of subsidiaries. Its core offerings include various deposit solutions, such as checking, savings, money market, and time deposit accounts. The company provides diverse lending options, extending credit for commercial and industrial ventures, municipal projects, agriculture, construction and development, and farm operations. It also finances both owner-occupied and non-owner-occupied commercial real estate, residential properties, and consumer needs, including vehicle and other personal loans. These services primarily cater to businesses, professional clients, and agricultural enterprises. The institution also equips its customers with contemporary banking conveniences like internet and mobile banking, remote deposit capture, payroll cards, and funds transfer capabilities. Traditional amenities such as drive-in and night deposit services, automated teller machines (ATMs), and secure safe deposit facilities are also part of its comprehensive service suite. Beyond conventional banking, First Financial Bankshares offers robust personal trust services. These encompass wealth management, estate administration, and the management of various trust structures, including testamentary, revocable, irrevocable, and agency accounts. Additionally, the company provides securities brokerage and manages a range of retirement and employee benefit plans, such as 401(k) profit-sharing plans and Individual Retirement Accounts (IRAs). Its service portfolio is further enhanced by asset management and technology services. As of December 31, 2021, FFIN operated 78 financial centers strategically located across Texas. The company, established in 1890, maintains its corporate headquarters in Abilene, Texas.
Related entities
Subsidiaries (2)
First Financial Bank
FIRST FINANCIAL TRUST & ASSET MANAGEMENT COMPANY
Key people
David Bailey
President · since 2025
Lon Biebighauser
President, First Financial Trust & Asset Management Company · since 2025
James Hinton
President of First Financial Mortgage · since 2025
Kirk Thaxton
Chairman, President and Chief Executive Officer of First Financial Trust and Asset Management Company · since 2015
Ronald Butler
Executive Vice President, Chief Administrative Officer · since 2012
Chief Financial Officer, Executive Vice President · since 2023
T. Luke Longhofer
Executive Vice President, Chief Credit Officer · since 2022
J. Kyle Mcvey
Executive Vice President, Chief Accounting Officer · since 2022
Tim Brown
Executive Vice President, Chief Information Officer · since 2025
John Ruzicka
Executive Vice President, Chief Information Officer
Randall Roewe
Executive Vice President, Chief Risk Officer · since 2021
Brian Goodrich
Executive Vice President, General Counsel · since 2024
Jeff Vorhees
Executive Vice President, Treasurer · since 2025
F. Scott Dueser
Executive Chairman of the Board · since 2026
Murray Edwards
Lead Independent Director · since 2022
April Anthony
Independent Director · since 2015
Vianei Braun
Independent Director · since 2020
Independent Director · since 1998
Sally Davis
Independent Director · since 2024
Michael Denny
Independent Director · since 2019
Legal address
C/O F SCOTT DUESER
400 PINE STREET
ABILENE, TX 79601
US
400 PINE STREET
ABILENE, TX 79601
US
Headquarters
PO BOX 701
ABILENE, TX 79604-0701
US
ABILENE, TX 79604-0701
US
Valuation
Title USD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025‑12 | 2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | |
| Income | ||||||||||
Revenues | ||||||||||
Cost of revenue | ||||||||||
Unusual Expense (Income) | ||||||||||
NOPBT | ||||||||||
NOPBT Margin | ||||||||||
Operating Taxes | ||||||||||
Tax Rate | ||||||||||
NOPAT | ||||||||||
Net income | ||||||||||
Dividends | ||||||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
| Debt | ||||||||||
Debt current | ||||||||||
Long-term debt | ||||||||||
Deferred revenue | ||||||||||
Other long-term liabilities | ||||||||||
Net debt | ||||||||||
| Cash flow | ||||||||||
Cash from operating activities | ||||||||||
CAPEX | ||||||||||
Cash from investing activities | ||||||||||
Cash from financing activities | ||||||||||
FCF | ||||||||||
| Balance | ||||||||||
Cash | ||||||||||
Long term investments | ||||||||||
Excess cash | ||||||||||
Stockholders' equity | ||||||||||
Invested Capital | ||||||||||
ROIC | ||||||||||
ROCE | ||||||||||
| EV | ||||||||||
Common stock shares outstanding | ||||||||||
Price | ||||||||||
Market cap | ||||||||||
EV | ||||||||||
EBITDA | ||||||||||
EV/EBITDA | ||||||||||
Interest | ||||||||||
Interest/NOPBT | ||||||||||