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XNAS
CZNC
Market cap452mUSD
Oct 08, Last price  
25.27USD
1D
0.28%
1Q
10.59%
Jan 2017
-3.55%
Name

Citizens & Northern Corp

Chart & performance

D1W1MN
XNAS:CZNC chart
P/E
19.33
P/S
2.94
EPS
1.31
Div yield, %
4.43%
Shrs. gr., 5y
1.58%
Rev. gr., 5y
8.95%
Revenues
154m
-0.82%
44,802,00080,788,00087,120,00082,520,00076,781,00077,291,00074,561,00066,063,00061,609,00061,870,00059,630,00060,989,00069,654,00082,975,000100,442,000108,949,000115,478,000136,239,000155,469,000154,189,000
Net income
23m
-9.75%
11,986,00010,424,00010,059,000-39,335,00019,055,00023,368,00022,705,00018,594,00017,086,00016,471,00015,762,00013,434,00022,013,00019,504,00019,222,00030,554,00026,618,00024,148,00025,958,00023,427,000
CFO
32m
-3.12%
10,131,0009,946,00018,117,00012,968,00035,046,00037,464,00027,652,00030,572,00022,281,00019,686,00018,510,00019,374,00025,892,00022,461,00024,784,00034,844,00034,599,00033,548,00033,035,00032,003,000
Dividend
Aug 03, 20260.28 USD/sh

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Profile

Citizens & Northern Corporation operates as the holding company for Citizens & Northern Bank, which offers a comprehensive suite of banking and mortgage services to both individual and corporate clients. Its financial product lineup features a range of lending options, including commercial, residential, and consumer loans, alongside specialized instruments like commercial letters of credit. Deposit offerings encompass various checking accounts, traditional and statement savings accounts, money market accounts, interest-bearing checking, individual retirement accounts (IRAs), and certificates of deposit (CDs). The company also provides wealth management services, covering the administration of trusts and estates, retirement and other employee benefit plans, and investment management. Through registered agents, it distributes personal and commercial insurance products, mutual funds, annuities, and educational savings accounts. Additionally, the corporation engages in the reinsurance of credit, mortgage, life, accident, and health insurance products. As of December 31, 2021, the company operated 31 branch offices, with 23 located in Pennsylvania's Northern tier/Northcentral region, 2 in New York State's Southern tier, 4 in Southeastern Pennsylvania, and 2 in Southcentral Pennsylvania. An additional lending office is situated in Elmira, New York. Founded in 1864, the company is headquartered in Wellsboro, Pennsylvania.

Key people

J. Scovill
President, Chief Executive Officer, Director · since 2015
Alexander Balagour
Executive Vice President, Chief Information Officer of the Bank · since 2021
Matthew Bower
Executive Vice President, Chief Wealth Management Officer of the Bank · since 2022
Kelley Cwiklinski
Executive Vice President, Chief Commercial Lending Officer · since 2023
Stan Dunsmore
Executive Vice President, Chief Credit Officer of the Bank · since 2015
Harold Hoose
Executive Vice President, Chief Revenue Officer of the Bank · since 2021
Glenn James
Executive Vice President, General Counsel, Corporate Secretary · since 2023
John Reber
Executive Vice President, Chief Risk Management Officer of the Bank · since 2021
Thomas Rudy
Executive Vice President, Chief Delivery Officer and Region President of the Bank · since 2021
Blair Rush
Executive Vice President, Southeast Region President of the Bank · since 2021
Tracy Watkins
Executive Vice President, Chief Human Resources Officer of the Bank · since 2021
Mark Hughes
Treasurer and Executive Vice President and Chief Financial Officer of the Bank · since 2018
Christian Trate
Director · since 2025
Stephen Dorwart
Independent Director · since 2020
Susan Hartley
Independent Director · since 1998
Bobbi Kilmer
Independent Director · since 2018
Leo Lambert
Independent Director · since 2021
Terry Lehman
Independent Chairman of the Board · since 2021
Robert Loughery
Independent Director · since 2020
Frank Pellegrino
Independent Director · since 2016
IPO date
Oct 27, 1993
Employees
412
Domiciled in
US
Incorporated in
US

Valuation

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