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XNAS
CZFS
Market cap343mUSD
Jul 09, Last price  
71.45USD
1D
1.90%
1Q
6.99%
Jan 2017
50.26%
Name

Citizens Financial Services Inc

Chart & Performance

D1W1MN
XNAS:CZFS chart
P/E
9.39
P/S
1.98
EPS
7.61
Div Yield, %
2.78%
Shrs. gr., 5y
3.91%
Rev. gr., 5y
16.22%
Revenues
173m
+2.75%
37,567,00041,109,00038,394,00044,462,00045,296,00045,209,00046,053,00043,657,00042,647,00043,076,00050,904,00056,749,00064,493,00070,366,00081,718,00085,522,00093,095,000138,723,000168,616,000173,244,999
Net income
37m
+31.47%
5,800,0006,736,0006,905,0009,864,00011,502,00012,832,00014,215,00013,375,00013,385,00011,626,00012,638,00013,025,00018,034,00019,490,00025,103,00029,118,00029,060,00017,811,00027,818,00036,572,000
CFO
37m
+10.10%
7,015,0008,069,00010,406,0009,926,00012,816,00015,564,00014,811,00017,817,00016,178,00012,811,00016,194,00015,739,00021,486,00021,767,00011,822,00038,693,00033,240,00026,537,00033,182,00036,534,000
Dividend
Dec 12, 20250.5 USD/sh

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Profile

Citizens Financial Services, Inc. functions as the parent company for First Citizens Community Bank, providing a comprehensive array of financial solutions and banking services to a diverse clientele, including individuals, businesses, government entities, and institutions. Its core offerings encompass various deposit instruments such as checking, savings, and certificate of deposit accounts. The bank also extends credit through a diverse portfolio of loan products, spanning financing for residential, commercial, and agricultural properties, alongside commercial and industrial lending, credit facilities for state and local government bodies, and consumer loans. Additionally, it offers several specialized financial services. Beyond traditional banking, Citizens Financial Services delivers a suite of ancillary financial services. These include expert trust administration, investment management, estate planning and execution, secure custody of securities, and individual retirement account (IRA) management. Furthermore, the company provides brokerage and wealth management advice, supports clients with oil and gas leasing negotiations, and offers access to investment vehicles such as mutual funds and annuities, along with health and life insurance products. As of December 31, 2021, its operational footprint comprised thirty full-service banking locations situated across multiple counties in Pennsylvania (Potter, Tioga, Bradford, Clinton, Lebanon, Lancaster, Berks, Schuylkill, Centre, and Chester), Allegany County in New York, and the Delaware cities of Wilmington and Dover. A single limited branch also serves Union County, Pennsylvania. Established in 1932, Citizens Financial Services, Inc. maintains its primary corporate offices in Mansfield, Pennsylvania.
IPO date
Oct 27, 1993
Employees
317
Domiciled in
US
Incorporated in
US

Valuation

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