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XLONPAG
Market cap1.87bUSD
Dec 24, Last price  
743.00GBP
1D
1.92%
1Q
-1.07%
Jan 2017
79.12%
Name

Paragon Banking Group PLC

Chart & Performance

D1W1MN
XLON:PAG chart
P/E
803.79
P/S
310.37
EPS
0.92
Div Yield, %
0.06%
Shrs. gr., 5y
-3.74%
Rev. gr., 5y
9.45%
Revenues
482m
+22.48%
0142,900,000155,800,000140,400,000134,800,000133,400,000135,800,000170,200,000179,200,000198,500,000211,000,000253,400,000263,800,000315,600,000306,700,000309,700,000361,300,00020,000,000393,300,000481,700,000
Net income
186m
+20.86%
60,700,00068,800,00062,800,00037,100,00041,100,00053,900,00059,600,00072,200,00085,200,00097,200,000107,100,000116,000,000117,200,000145,800,000127,400,00091,300,000164,500,000313,600,000153,900,000186,000,000
CFO
2.22b
+2.06%
120,100,000-1,824,000,000-2,511,600,0001,019,900,000738,800,000470,500,000246,100,000117,300,000-31,900,000-269,500,000-25,900,000865,200,0001,474,700,0001,074,400,000397,900,0001,028,700,000878,100,0001,168,700,0002,171,700,0002,216,400,000
Dividend
Feb 06, 202527.2 GBP/sh
Earnings
Jun 04, 2025

Profile

Paragon Banking Group PLC provides financial services in the United Kingdom. It operates through three segments: Mortgage Lending, Commercial Lending, and Idem Capital. The Mortgages Lending segment offers buy-to-let, owner-occupied first and second charge lending, and related activities. The Commercial Lending segment provides SME lending, development finance, structured lending, and motor finance services. The Idem Capital segment engages in the acquisition and servicing of products, such as leases, motor finance agreements, mortgages, and unsecured loans; and offers servicing of loan portfolios for clients, including banks, private equity houses, and specialist lenders. It also provides a range of savings products to households. The company was formerly known as The Paragon Group of Companies PLC and changed its name to Paragon Banking Group PLC in September 2017. Paragon Banking Group PLC was founded in 1985 and is headquartered in Solihull, the United Kingdom.
URL
https://www.paragonbankinggroup.co.uk/
IPO date
May 15, 1989
Employees
1,537
Domiciled in
GB
Incorporated in
GB

Valuation

Title
GBP in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑092023‑092022‑092021‑092020‑092019‑092018‑092017‑092016‑092015‑09
Income
Revenues
481,700
22.48%
393,300
1,866.50%
20,000
-94.46%
Cost of revenue
35,600
43,900
Unusual Expense (Income)
NOPBT
481,700
357,700
(23,900)
NOPBT Margin
100.00%
90.95%
Operating Taxes
67,800
46,000
104,300
Tax Rate
14.08%
12.86%
NOPAT
413,900
311,700
(128,200)
Net income
186,000
20.86%
153,900
-50.92%
313,600
90.64%
Dividends
(83,500)
(67,900)
(68,900)
Dividend yield
Proceeds from repurchase of equity
(88,800)
(120,000)
(78,800)
BB yield
Debt
Debt current
172,600
Long-term debt
6,300
1,273,000
Deferred revenue
3,700
Other long-term liabilities
(1,258,400)
Net debt
(3,269,400)
(3,224,100)
(704,400)
Cash flow
Cash from operating activities
2,216,400
2,171,700
1,168,700
CAPEX
(900)
(1,600)
(3,000)
Cash from investing activities
(424,700)
(3,100)
(2,400)
Cash from financing activities
(2,260,800)
(1,105,000)
(595,600)
FCF
429,700
418,200
118,000
Balance
Cash
2,525,400
2,994,300
1,930,900
Long term investments
744,000
236,100
219,100
Excess cash
3,245,315
3,210,735
2,149,000
Stockholders' equity
1,452,700
1,485,000
1,464,400
Invested Capital
17,817,300
16,935,200
15,257,800
ROIC
2.38%
1.94%
ROCE
2.50%
1.94%
EV
Common stock shares outstanding
218,400
232,100
249,100
Price
Market cap
EV
EBITDA
488,300
374,100
(18,400)
EV/EBITDA
Interest
831,500
561,100
174,500
Interest/NOPBT
172.62%
156.86%