Wirecard AG

Established in 1999 and headquartered in Aschheim, Germany, Wirecard AG is a technology firm specializing in delivering comprehensive global electronic payment solutions, including outsourcing and white-label services. Its operations are structured into three main divisions: Payment Processing & Risk Management, Acquiring & Issuing, and Call Center & Communication Services. The Payment Processing & Risk Management segment is responsible for facilitating the acceptance and processing of electronic transactions, along with all related operational procedures. The Acquiring & Issuing division manages the settlement of credit card sales for both online and in-store payments. It additionally offers current accounts bundled with prepaid and Girocard/Maestro debit cards, handles payment transactions across multiple currencies, and issues prepaid and debit cards to both individual consumers and businesses. Through its Call Center & Communication Services, the company provides value-added customer support, after-sales assistance, and mailing services. Wirecard's product portfolio includes an array of payment processing tools such as the Wirecard Payment Page, credit card processing, direct debit capabilities, online banking payment, diverse alternative payment methods, international payment processing, tokenization, point-of-sale terminals, and the Wirecard Checkout Portal. Furthermore, the company develops mobile payment applications and advanced risk management solutions, encompassing fraud prevention, creditworthiness checks, and bespoke client solutions. Its integration and testing services cover enterprise integration, transaction testing, payment hubs, customer self-select PIN systems, and secure mailer solutions, supplemented by general communication services. The company primarily serves the consumer goods, digital goods, and travel and mobility sectors. Wirecard also maintains strategic partnerships with organizations like Poynt, CreditPilot PLC, SunExpress, and Emonvia.