XJPX
8515
Market cap1.44bUSD
Jul 25, Last price
444.00JPY
1D
1.14%
1Q
25.42%
Jan 2017
28.32%
Name
Aiful Corp
Chart & Performance
Profile
Aiful Corporation engages in consumer finance and credit guarantee business in Japan. It offers unsecured, secured, and small business loans; and credit card, prepaid card, credit guarantee, debt collection, venture capital, receiving agent, corporate turnaround and restructuring, warehouse, document management, and leasing services, as well as used car and medical loans. The company also provides postpay settlement, factoring, and installment credit sales services. As of March 31, 2021, it operated a network of 20 branches. The company was formerly known as Marutaka, Inc. and changed its name to Aiful Corporation in May 1982. Aiful Corporation was founded in 1967 and is headquartered in Kyoto, Japan.
Valuation
Title JPY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2024‑03 | 2023‑03 | 2022‑03 | 2021‑03 | 2020‑03 | 2019‑03 | 2018‑03 | 2017‑03 | 2016‑03 | |
Income | |||||||||
Revenues | 163,107,000 13.15% | 144,148,000 9.13% | |||||||
Cost of revenue | 142,045,000 | 70,115,000 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 21,062,000 | 74,033,000 | |||||||
NOPBT Margin | 12.91% | 51.36% | |||||||
Operating Taxes | (9,000) | 1,013,000 | |||||||
Tax Rate | 1.37% | ||||||||
NOPAT | 21,071,000 | 73,020,000 | |||||||
Net income | 21,818,000 -2.35% | 22,343,000 81.15% | |||||||
Dividends | (483,000) | (483,000) | |||||||
Dividend yield | 0.22% | 0.28% | |||||||
Proceeds from repurchase of equity | |||||||||
BB yield | |||||||||
Debt | |||||||||
Debt current | 366,246,000 | 267,148,000 | |||||||
Long-term debt | 298,900,000 | 294,781,000 | |||||||
Deferred revenue | 7,094,000 | ||||||||
Other long-term liabilities | 18,708,000 | 16,322,000 | |||||||
Net debt | 601,125,000 | 495,244,000 | |||||||
Cash flow | |||||||||
Cash from operating activities | (74,208,000) | (70,593,000) | |||||||
CAPEX | (2,296,000) | (4,483,000) | |||||||
Cash from investing activities | (12,762,000) | (8,945,000) | |||||||
Cash from financing activities | 100,929,000 | 78,197,000 | |||||||
FCF | (94,814,000) | (15,381,000) | |||||||
Balance | |||||||||
Cash | 56,917,000 | 45,791,000 | |||||||
Long term investments | 7,104,000 | 20,894,000 | |||||||
Excess cash | 55,865,650 | 59,477,600 | |||||||
Stockholders' equity | 190,048,000 | 238,104,000 | |||||||
Invested Capital | 829,156,350 | 702,759,400 | |||||||
ROIC | 2.75% | 11.13% | |||||||
ROCE | 2.38% | 9.71% | |||||||
EV | |||||||||
Common stock shares outstanding | 483,797 | 483,703 | |||||||
Price | 461.00 28.41% | 359.00 0.00% | |||||||
Market cap | 223,030,506 28.44% | 173,649,231 0.00% | |||||||
EV | 827,657,506 | 741,832,231 | |||||||
EBITDA | 24,975,000 | 77,632,000 | |||||||
EV/EBITDA | 33.14 | 9.56 | |||||||
Interest | 6,318,000 | ||||||||
Interest/NOPBT | 8.53% |