Bank of Ayudhya PCL

Bank of Ayudhya Public Company Limited, along with its affiliated entities, delivers a comprehensive array of commercial banking services. Its clientele spans individuals, corporate enterprises, small and medium-sized businesses, and other financial institutions. The bank's operations are primarily organized into two segments. The Retail segment addresses personal banking needs, offering diverse financial products such as checking and savings accounts, fixed-term deposits, bills of exchange, housing loans, credit cards, personal credit facilities, sale finance, hire-purchase and leasing options, wealth management, and bancassurance offerings. Conversely, the Commercial segment supports business clients with various financial products and services. These include an extensive range of credit facilities like short-term working capital, along with cash management solutions, trade finance, transactional banking, advisory services, and treasury and money market products. Beyond these core banking functions, the company also extends its services to include refinancing and venture capital. It provides car rental, collection, and personnel services, manages mutual and private investment funds, offers factoring and information technology solutions, and engages in microfinance, real estate leasing, and securities services. Furthermore, Bank of Ayudhya operates as a broker for life, non-life, and general insurance. Founded in 1945, the bank maintains its headquarters in Bangkok, Thailand, and operates as a subsidiary of MUFG Bank, Ltd.