Loading...
XASX
PPM
Market cap528mUSD
Oct 09, Last price  
1.71AUD
1D
1.18%
1Q
2.40%
IPO
-32.94%
Name

Pepper Money Ltd

Chart & performance

D1W1MN
XASX:PPM chart
P/E
7.34
P/S
0.53
EPS
0.23
Div yield, %
15.38%
Shrs. gr., 5y
1.01%
Rev. gr., 5y
13.37%
Revenues
1.45b
-8.26%
92,300,000148,300,000232,355,000293,513,000370,353,000410,039,0001,080,239,00034,401,654774,100,000771,300,0001,063,700,0001,523,700,0001,580,100,0001,449,600,000
Net income
105m
+5.87%
24,600,00028,800,00038,103,0003,457,00061,664,00041,431,00020,513,0003,351,067-29,600,000120,800,000141,000,000110,700,00098,800,000104,600,000
CFO
-715m
L
0045,041,000103,537,000150,561,000101,860,000293,185,000-475,606,956-1,346,600,000-2,990,500,000-2,297,900,00098,300,0002,598,900,000-714,800,000
Dividend
Sep 08, 20260.072 AUD/sh

Notes

No notes on this company yet
Write a private note on this company, for your eyes only

Profile

Pepper Money Limited, an Australian non-bank financial institution established in 2000 and headquartered in North Sydney, serves clients in both Australia and New Zealand. It primarily operates as a lender within the mortgage and asset finance sectors. The company's activities are structured into three main divisions. Its Mortgages division extends financing for residential properties and smaller commercial real estate projects. Through its Asset Finance segment, Pepper Money provides funding for a wide range of assets to both individual consumers and commercial enterprises. Furthermore, the Loan and Other Servicing division offers independent management services for various loans, including mortgages and personal loans, as well as handling broker administration. The entity was formerly known as Pepper Group Pty Limited.

Related entities

Subsidiaries (5)
PEPPER CHIPOTLE INVESTMENTS NO. 5 PTY LIMITED
PEPPER FINANCE CORPORATION (IRELAND) DESIGNATED ACTIVITY COMPANY
PEPPER JALAPENO INVESTMENTS NO. 3 PTY LIMITED
Permanent Custodians Limited as trustee of the Pepper Residential Securities Trust No. 2
The Trustee for Pepper Asset Finance Revolver No. 3 Trust

Key people

Seumas James S. Dawes
Non-Executive Chairman of the Board
Cameron Small
Group Chief Financial Officer · since 2011
Matthew Chang
Chief Executive Officer, Pepper South Korea
Paul Doddrell
Chief Executive Officer, Pepper Ireland · since 2012
Richard Klemmer
Chief Executive Officer, Pepper United Kingdom
Chief Operating Officer
Timothy Cecil
Group Chief Risk Officer
Managing Director, Pepper Asset Finance · since 2014
Mario Rehayem
Managing Director - Australian Mortgages & Personal Loans · since 2016
Todd Lawler
Group Treasurer · since 2009
Sue Kent
Group Head of Human Resources
Matthew J. Burlage
Non-Executive Independent Director
Des OShea
Non-Executive Independent Director · since 2014
Non-Executive Independent Director
IPO date
May 25, 2021
Employees
Domiciled in
AU
Incorporated in
AU
Headquarters & legal address
LEVEL 27, 177 PACIFIC HIGHWAY
NORTH SYDNEY, NSW 2060
AU
Previous name
PEPPER GROUP PTY LIMITED
Previous name
PEPPER GROUP LIMITED
Previous name
PEPPER AUSTRALIA PTY LTD

Valuation

Title
AUD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2025‑122024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑12
Income
Revenues
Cost of revenue
Unusual Expense (Income)
NOPBT
NOPBT Margin
Operating Taxes
Tax Rate
NOPAT
Net income
Dividends
Dividend yield
Proceeds from repurchase of equity
BB yield
Debt
Debt current
Long-term debt
Deferred revenue
Other long-term liabilities
Net debt
Cash flow
Cash from operating activities
CAPEX
Cash from investing activities
Cash from financing activities
FCF
Balance
Cash
Long term investments
Excess cash
Stockholders' equity
Invested Capital
ROIC
ROCE
EV
Common stock shares outstanding
Price
Market cap
EV
EBITDA
EV/EBITDA
Interest
Interest/NOPBT