OTCM
VCRDF
Market cap71mUSD
, Last price
USD
Name
VCREDIT Holdings Ltd
Chart & performance
P/E
—
P/S
—
EPS
—
Vol. 1Y
—
Shs. 5Y
-0.16%
Rev. 5Y
20.02%
Div Yld LY
—
Div Yld TTM
—
Revenues
1.92b
-29.85%
Net income
-560m
L
CFO
2.57b
+75.71%
Notes
No notes on this company yet
Write a private note on this company, for your eyes only
Profile
VCREDIT Holdings Limited functions as an investment holding company, specializing in providing consumer financial services to prime and near-prime borrowers throughout China. Its product portfolio encompasses credit card balance transfers and various consumption credit options. The company also delivers a range of other services, including loan facilitation, guarantee provisions, micro-lending, financial leasing, and technology solutions. Founded in 2006, the firm was originally named Vision Capital Group Limited before changing to VCREDIT Holdings Limited. Its headquarters are situated in Admiralty, Hong Kong.
Key people
Sai Wang Liu
Chief Executive Officer, Co-Founder, Executive Director · since 2007
Hong Bai
Chief Financial Officer · since 2019
Hongzhe Shi
Chief Technology Officer · since 2021
Rui Yu
Chief Marketing Officer · since 2007
Yisheng Gong
Chief Risk Officer · since 2019
Chief Operating Officer, Executive Director · since 2017
Ting Hung Ma
Executive Chairman of the Board · since 2022
Lan Xue
General Manager, Executive Director · since 2024
Jiafang Jin
Chief Security Officer · since 2021
Wing Man Chan
Company Secretary · since 2024
Non-Executive Director · since 2012
Penghui Chen
Non-Executive Independent Director · since 2018
Derek Chen
Non-Executive Independent Director · since 2021
Non-Executive Independent Director · since 2020
Legal address
C/O Ascentium (Cayman) Limited
4th Floor, Harbour Place,103 South Church Street
P.O. Box 10240
Grand Cayman
George Town KY1-1002
KY
4th Floor, Harbour Place,103 South Church Street
P.O. Box 10240
Grand Cayman
George Town KY1-1002
KY
Headquarters
Suite 1918, 19/F
Two Pacific Place
88 Queensway
Hong Kong 999077
HK
Two Pacific Place
88 Queensway
Hong Kong 999077
HK
Valuation
Title CNY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025‑12 | 2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | |
| Income | ||||||||||
Revenues | ||||||||||
Cost of revenue | ||||||||||
Unusual Expense (Income) | ||||||||||
NOPBT | ||||||||||
NOPBT Margin | ||||||||||
Operating Taxes | ||||||||||
Tax Rate | ||||||||||
NOPAT | ||||||||||
Net income | ||||||||||
Dividends | ||||||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
| Debt | ||||||||||
Debt current | ||||||||||
Long-term debt | ||||||||||
Deferred revenue | ||||||||||
Other long-term liabilities | ||||||||||
Net debt | ||||||||||
| Cash flow | ||||||||||
Cash from operating activities | ||||||||||
CAPEX | ||||||||||
Cash from investing activities | ||||||||||
Cash from financing activities | ||||||||||
FCF | ||||||||||
| Balance | ||||||||||
Cash | ||||||||||
Long term investments | ||||||||||
Excess cash | ||||||||||
Stockholders' equity | ||||||||||
Invested Capital | ||||||||||
ROIC | ||||||||||
ROCE | ||||||||||
| EV | ||||||||||
Common stock shares outstanding | ||||||||||
Price | ||||||||||
Market cap | ||||||||||
EV | ||||||||||
EBITDA | ||||||||||
EV/EBITDA | ||||||||||
Interest | ||||||||||
Interest/NOPBT | ||||||||||