Uwharrie Capital Corp

Uwharrie Capital Corp functions as the parent entity for Uwharrie Bank, providing a comprehensive array of personal and business banking and financial solutions to individuals and small to medium-sized enterprises across North Carolina. The institution facilitates various deposit accounts, including checking and savings for both consumers and commercial clients, along with money market accounts, certificates of deposit, and individual retirement accounts. It also extends a diverse range of lending facilities, such as business loans and numerous consumer credit products like installment and mortgage loans, home equity lines of credit, and overdraft protection. Beyond traditional banking, Uwharrie offers digital access through internet, mobile, and telephone banking, in addition to providing check and credit cards. The firm further diversifies its services by offering insurance products, encompassing annuities, life and disability coverage, long-term care plans, and Medicare supplements. Moreover, it operates as a securities broker-dealer and a mortgage brokerage. The company also delivers portfolio management services, with a specific focus on clients situated in North Carolina's Charlotte Metropolitan and Uwharrie Lakes Regions. Founded in 1993, Uwharrie Capital Corp is headquartered in Albemarle, North Carolina.