Loading...
OTCM
PSZKF
Market cap36bUSD
Oct 20, Last price  
27.69
Name

Powszechna Kasa Oszczednosci Bank Polski SA

Chart & performance

D1W1MN
OTCM:PSZKF chart
P/E
—
P/B
3.17
EPS
8.55
Vol. 1Y
—
Shs. 5Y
—
Rev. 5Y
14.72%
Div Yld LY
—
Div Yld TTM
—
Revenues
31.87b
-17.98%
8,774,283,0009,829,254,00012,464,013,00013,080,940,00014,332,778,00015,142,526,00017,003,948,00014,608,450,00014,434,945,00013,386,500,00014,108,000,00014,960,000,00015,767,000,00016,948,000,00016,035,000,00015,780,000,00025,609,000,00037,114,000,00038,855,000,00031,868,000,000
Net income
10.68b
+14.81%
2,149,052,0002,903,632,0003,120,674,0002,305,538,0003,216,883,0003,953,622,0003,738,640,0003,229,793,0003,254,122,0002,609,500,0002,874,000,0003,104,000,0003,741,000,0004,031,000,000-2,557,000,0004,874,000,0003,312,000,0005,502,000,0009,304,000,00010,682,000,000
CFO
8.65b
P
8,554,882,000-9,085,833,0003,250,104,000-4,860,163,000340,637,0005,421,496,0001,405,075,000-1,136,695,0002,024,410,00015,394,700,0007,096,000,00017,749,000,00010,896,000,0005,127,000,00032,996,000,00032,795,000,00018,543,000,00051,196,000,000-5,898,000,0008,646,006,000
Dividend
Aug 04, 20261.6455 /sh

Notes

No notes on this company yet
Write a private note on this company, for your eyes only

Profile

Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna, a prominent financial institution established in 1919 and based in Warsaw, Poland, delivers a comprehensive spectrum of banking services. Its operations span multiple European nations, including Poland, Ukraine, Sweden, the Czech Republic, Ireland, and Germany. The bank's Retail division serves individual customers and various corporate entities. It furnishes essential current and savings accounts, fixed-term deposits, personalized private banking solutions, and advanced electronic banking platforms. This segment also provides diverse investment and insurance products, an array of payment cards (both credit and debit), along with consumer and mortgage financing. Moreover, it extends business loans to companies, enterprises, real estate developers, cooperatives, and property managers. Through its Corporate and Investment arm, the institution offers transactional accounts and time deposits tailored for its business clientele. Its suite of services encompasses foreign exchange instruments, financial derivatives, asset financing via leasing, invoice discounting through factoring, and secure safekeeping of financial securities. This division plays a crucial role in funding substantial capital projects, facilitating the issuance of non-treasury securities, and offering specialized investment and brokerage services. It actively participates in interbank transactions, deals in derivatives and fixed-income securities, and is involved in real estate development and management activities. Beyond these core banking functions, the company further provides management for investment and pension funds, acts as a transfer agent, and supplies various insurance coverages, such as life, personal, and property policies. Its additional offerings include general financial services, supplementary leasing and lending solutions, IT specialist outsourcing, comprehensive business support, fleet management, and debt collection services.

Related entities

Subsidiaries (7)
Bankowe Towarzystwo Kapitalowe Spolka Akcyjna
PKO BANK HIPOTECZNY SPOLKA AKCYJNA
PKO Finance AB (publ)
PKO LEASING SPOLKA AKCYJNA
PKO FAKTORING SPOLKA AKCYJNA
PKO LEASING SVERIGE AB

Key people

Krzysztof Dresler
Vice-President of the Management Board - Finance and Accounting · since 2024
Ludmila Falak-Cyniak
Vice-President of the Management Board - Corporate and Enterprise Banking Division · since 2024
Szymon Midera
Vice-President of the Management Board · since 2024
Michal Sobolewski
Vice-President of the Management Board - Administration Division · since 2024
Mariusz Zarzycki
Vice President of the Management Board - Technology Division · since 2024
Piotr Mazur
Vice-President of the Management Board - Risk Management Division · since 2013
Katarzyna Zimnicka-Jankowska
Independent Vice Chairwoman of the Supervisory Board · since 2025
Maciej Cieslukowski
Independent Member of the Supervisory Board · since 2024
Jerzy Kalinowski
Independent Member of the Supervisory Board · since 2024
Hanna Kuzinska
Independent member of the Supervisory Board · since 2024
Grzegorz Mazurek
Member of the Supervisory Board · since 2026
Marek Panfil
Independent Member of the Supervisory Board · since 2024
Tomasz Siemiatkowski
Member of the Supervisory Board · since 2025
Jerzy Sledziewski
Independent Member of the Supervisory Board · since 2024
IPO date
Nov 10, 2004
Employees
25,281
Domiciled in
PL
Incorporated in
PL
Headquarters & legal address
WARSZAWA Świętokrzyska 36
WARSZAWA, 14 00-116
PL

Valuation

Title
PLN in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2025‑122024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑12
Income
Revenues
Cost of revenue
Unusual Expense (Income)
NOPBT
NOPBT Margin
Operating Taxes
Tax Rate
NOPAT
Net income
Dividends
Dividend yield
Proceeds from repurchase of equity
BB yield
Debt
Debt current
Long-term debt
Deferred revenue
Other long-term liabilities
Net debt
Cash flow
Cash from operating activities
CAPEX
Cash from investing activities
Cash from financing activities
FCF
Balance
Cash
Long term investments
Excess cash
Stockholders' equity
Invested Capital
ROIC
ROCE
EV
Common stock shares outstanding
Price
Market cap
EV
EBITDA
EV/EBITDA
Interest
Interest/NOPBT