XWARSPL
Market cap11bUSD
Dec 20, Last price
461.70PLN
1D
-1.79%
1Q
-0.43%
Jan 2017
46.11%
Name
Santander Bank Polska SA
Chart & Performance
Profile
Santander Bank Polska S.A., together with its subsidiaries, provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. It offers personal account, deposits and currencies, internet and mobile banking, and mobile contactless payments, and credit solutions. The company also provides investment advisory, structured deposits, structured certificates and bonds, and brokerage services. In addition, the company offers accounts, business loans, credits, cards and payment terminals, deposits and investments, foreign trade, financial markets, leasing, and internet banking services. Further, the company offers transaction handling, liquidity management, export, import, domestic, and foreign guarantees, working capital finance, current, and investment financing services. Additionally, the company provides foreign exchange, hedging financial risk, correspondence banking, trade finance, and trust services, as well as solutions for financial institutions and global banking transactions. Furthermore, it offers debt and rating advisory and capital market and debt capital services. As of 31 December 2021,the company operates 383 branches. The company was founded in 1857 and is headquartered in Warsaw, Poland. Santander Bank Polska S.A. is a subsidiary of Banco Santander S.A.
Valuation
Title PLN in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 14,781,969 20.18% | 12,300,092 35.87% | 9,052,882 5.52% | |||||||
Cost of revenue | (2,817,446) | 1,694,192 | 1,165,802 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 17,599,415 | 10,605,900 | 7,887,080 | |||||||
NOPBT Margin | 119.06% | 86.23% | 87.12% | |||||||
Operating Taxes | 1,902,192 | 1,344,172 | 805,422 | |||||||
Tax Rate | 10.81% | 12.67% | 10.21% | |||||||
NOPAT | 15,697,223 | 9,261,728 | 7,081,658 | |||||||
Net income | 4,831,107 72.60% | 2,799,098 151.79% | 1,111,684 7.18% | |||||||
Dividends | (2,413,763) | (350,125) | (296,384) | |||||||
Dividend yield | 4.82% | 1.32% | 0.83% | |||||||
Proceeds from repurchase of equity | (48,884) | |||||||||
BB yield | 0.10% | |||||||||
Debt | ||||||||||
Debt current | 273,547 | 5,592,458 | 1,973,620 | |||||||
Long-term debt | 13,584,539 | 16,262,252 | 21,046,189 | |||||||
Deferred revenue | 187,584 | 194,578 | ||||||||
Other long-term liabilities | 230,108,262 | (14,713,454) | (20,563,813) | |||||||
Net debt | 2,263,688 | (55,337,669) | (65,014,922) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (8,868,075) | 8,725,899 | 9,988,916 | |||||||
CAPEX | (634,896) | (449,041) | (424,357) | |||||||
Cash from investing activities | (5,203,640) | 13,445,224 | (5,307,976) | |||||||
Cash from financing activities | 14,153,869 | (6,024,452) | 33,183 | |||||||
FCF | 19,564,412 | 5,281,086 | 14,386,591 | |||||||
Balance | ||||||||||
Cash | 9,051,828 | 13,466,954 | 11,052,437 | |||||||
Long term investments | 2,542,570 | 63,725,425 | 76,982,294 | |||||||
Excess cash | 10,855,300 | 76,577,374 | 87,582,087 | |||||||
Stockholders' equity | 25,709,044 | 22,133,364 | 19,231,602 | |||||||
Invested Capital | 266,070,132 | 241,264,978 | 205,596,280 | |||||||
ROIC | 6.19% | 4.15% | 3.52% | |||||||
ROCE | 6.36% | 4.03% | 3.22% | |||||||
EV | ||||||||||
Common stock shares outstanding | 102,189 | 102,189 | 102,189 | |||||||
Price | 489.80 88.82% | 259.40 -25.57% | 348.50 87.67% | |||||||
Market cap | 50,052,326 88.82% | 26,507,907 -25.57% | 35,612,976 87.63% | |||||||
EV | 54,244,387 | (27,032,507) | (27,720,050) | |||||||
EBITDA | 18,168,894 | 11,129,485 | 8,466,050 | |||||||
EV/EBITDA | 2.99 | |||||||||
Interest | 5,293,859 | 2,886,277 | 356,766 | |||||||
Interest/NOPBT | 30.08% | 27.21% | 4.52% |