Loading...
XWAR
SPL
Market cap14bUSD
May 05, Last price  
550.60PLN
1D
-6.65%
1Q
10.65%
Jan 2017
74.24%
Name

Santander Bank Polska SA

Chart & Performance

D1W1MN
P/E
10.79
P/S
3.29
EPS
51.01
Div Yield, %
8.11%
Shrs. gr., 5y
—
Rev. gr., 5y
12.91%
Revenues
17.08b
+15.52%
1,701,561,0002,414,239,0002,990,685,0003,200,027,0002,808,086,0003,539,828,0003,822,950,0004,123,905,0005,649,330,0006,504,281,0006,967,146,0007,576,707,0007,698,429,0008,173,879,0009,303,994,0008,579,190,0009,052,882,00012,300,092,00014,781,969,00017,076,489,000
Net income
5.21b
+7.90%
545,907,000758,222,000954,695,000954,286,000940,156,000974,223,0001,184,347,0001,433,847,0001,982,328,0001,914,711,0002,327,273,0002,166,847,0002,213,054,0002,365,222,0002,138,347,0001,037,167,0001,111,684,0002,799,098,0004,831,107,0005,212,731,000
CFO
3.20b
P
545,907,0001,978,940,0002,714,996,0003,931,027,000210,188,0001,361,390,0001,759,465,000-1,603,790,000266,644,0004,516,725,000-1,636,601,0001,821,132,000-4,867,093,00011,160,562,0003,642,903,00020,872,667,0009,988,916,0008,725,899,000-8,868,075,0003,204,360,000
Dividend
May 15, 202444.63 PLN/sh
Earnings
Jul 22, 2025

Profile

Santander Bank Polska S.A., together with its subsidiaries, provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. It offers personal account, deposits and currencies, internet and mobile banking, and mobile contactless payments, and credit solutions. The company also provides investment advisory, structured deposits, structured certificates and bonds, and brokerage services. In addition, the company offers accounts, business loans, credits, cards and payment terminals, deposits and investments, foreign trade, financial markets, leasing, and internet banking services. Further, the company offers transaction handling, liquidity management, export, import, domestic, and foreign guarantees, working capital finance, current, and investment financing services. Additionally, the company provides foreign exchange, hedging financial risk, correspondence banking, trade finance, and trust services, as well as solutions for financial institutions and global banking transactions. Furthermore, it offers debt and rating advisory and capital market and debt capital services. As of 31 December 2021,the company operates 383 branches. The company was founded in 1857 and is headquartered in Warsaw, Poland. Santander Bank Polska S.A. is a subsidiary of Banco Santander S.A.
URL
https://santander.pl/
IPO date
Jun 25, 2001
Employees
11,397
Domiciled in
PL
Incorporated in
PL

Valuation

Title
PLN in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
17,076,489
15.52%
14,781,969
20.18%
12,300,092
35.87%
Cost of revenue
1,566,018
(2,817,446)
1,694,192
Unusual Expense (Income)
NOPBT
15,510,471
17,599,415
10,605,900
NOPBT Margin
90.83%
119.06%
86.23%
Operating Taxes
2,020,864
1,902,192
1,344,172
Tax Rate
13.03%
10.81%
12.67%
NOPAT
13,489,607
15,697,223
9,261,728
Net income
5,212,731
7.90%
4,831,107
72.60%
2,799,098
151.79%
Dividends
(4,607,282)
(2,413,763)
(350,125)
Dividend yield
9.85%
4.82%
1.32%
Proceeds from repurchase of equity
(72,334)
(48,884)
BB yield
0.15%
0.10%
Debt
Debt current
273,547
5,592,458
Long-term debt
13,584,539
16,262,252
Deferred revenue
187,584
Other long-term liabilities
230,108,262
(14,713,454)
Net debt
(101,380,898)
2,263,688
(55,337,669)
Cash flow
Cash from operating activities
3,204,360
(8,868,075)
8,725,899
CAPEX
(632,693)
(634,896)
(449,041)
Cash from investing activities
(6,014,519)
(5,203,640)
13,445,224
Cash from financing activities
(2,761,528)
14,153,869
(6,024,452)
FCF
14,171,978
19,564,412
5,281,086
Balance
Cash
12,751,706
9,051,828
13,466,954
Long term investments
88,629,192
2,542,570
63,725,425
Excess cash
100,527,074
10,855,300
76,577,374
Stockholders' equity
10,235,037
25,709,044
22,133,364
Invested Capital
294,138,883
266,070,132
241,264,978
ROIC
4.82%
6.19%
4.15%
ROCE
5.10%
6.36%
4.03%
EV
Common stock shares outstanding
102,189
102,189
102,189
Price
457.60
-6.57%
489.80
88.82%
259.40
-25.57%
Market cap
46,761,830
-6.57%
50,052,326
88.82%
26,507,907
-25.57%
EV
(52,705,349)
54,244,387
(27,032,507)
EBITDA
16,124,675
18,168,894
11,129,485
EV/EBITDA
2.99
Interest
5,254,171
5,293,859
2,886,277
Interest/NOPBT
33.87%
30.08%
27.21%