XWAR
KRU
Market cap2.10bUSD
Jun 18, Last price
397.90PLN
1D
-1.27%
1Q
-7.87%
Jan 2017
67.89%
IPO
870.25%
Name
Kruk SA
Chart & Performance
Notes
No notes on this company yet
Write a private note on this company, for your eyes only
Profile
KRUK Spólka Akcyjna, alongside its various subsidiary entities, operates as an international debt management specialist, with its presence spanning Poland, Romania, Italy, the Czech Republic, Slovakia, Germany, and Spain. The company’s business activities are structured across three primary segments: Debt Purchase, Credit Management, and a broader 'Other' category. Central to KRUK's operations is the acquisition and administration of diverse debt portfolios, including consumer, mortgage-backed, and corporate obligations. Beyond this, the firm extends various financial products, such as unsecured consumer loans, mortgage financing, and credit solutions tailored for SMEs and corporations, complemented by comprehensive credit management services. KRUK also manages the receivables for a wide array of clients, including financial institutions like banks, loan brokers, and insurers, as well as leasing companies. Its client base further encompasses landline and mobile telecommunications providers, cable and digital TV operators, and fast-moving consumer goods (FMCG) businesses. The company's service offerings are extensive, featuring specialized Novum loan facilities, investigative services, financial intermediation, and auxiliary support specifically for small and medium-sized enterprises. Furthermore, KRUK is involved in gathering, processing, and providing credit information on individuals, delivering additional receivable management solutions, and conducting portfolio underwriting. Diversifying its operations, KRUK strategically invests in both receivables and certificates of securitization funds, and it also engages in the acquisition of agricultural real estate. Founded in 1998, KRUK Spólka Akcyjna maintains its principal office in Wroclaw, Poland.
Valuation
Title PLN in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|---|---|
| 2025‑12 | 2024‑12 | 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | |
| Income | ||||||||||
Revenues | ||||||||||
Cost of revenue | ||||||||||
Unusual Expense (Income) | ||||||||||
NOPBT | ||||||||||
NOPBT Margin | ||||||||||
Operating Taxes | ||||||||||
Tax Rate | ||||||||||
NOPAT | ||||||||||
Net income | ||||||||||
Dividends | ||||||||||
Dividend yield | ||||||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
| Debt | ||||||||||
Debt current | ||||||||||
Long-term debt | ||||||||||
Deferred revenue | ||||||||||
Other long-term liabilities | ||||||||||
Net debt | ||||||||||
| Cash flow | ||||||||||
Cash from operating activities | ||||||||||
CAPEX | ||||||||||
Cash from investing activities | ||||||||||
Cash from financing activities | ||||||||||
FCF | ||||||||||
| Balance | ||||||||||
Cash | ||||||||||
Long term investments | ||||||||||
Excess cash | ||||||||||
Stockholders' equity | ||||||||||
Invested Capital | ||||||||||
ROIC | ||||||||||
ROCE | ||||||||||
| EV | ||||||||||
Common stock shares outstanding | ||||||||||
Price | ||||||||||
Market cap | ||||||||||
EV | ||||||||||
EBITDA | ||||||||||
EV/EBITDA | ||||||||||
Interest | ||||||||||
Interest/NOPBT | ||||||||||