XWAR
ING
Market cap11bUSD
May 02, Last price
333.50PLN
1D
1.83%
1Q
17.22%
Jan 2017
106.63%
Name
ING Bank Slaski SA
Chart & Performance
Profile
ING Bank Slaski S.A., together with its subsidiaries, provides various banking products and services in Poland. The company operates in two segments, Retail Banking and Corporate Banking. The Retail Banking segment offers various credit products, such as overdraft facilities, loans related to cards, installment loans, and mortgage loans; deposit products, including current accounts, term deposits, and savings accounts; structured products; ING fund units; brokerage services; and bank cards to individual customers. The Corporate Banking segment provides deposit products, such as current accounts, term deposits and negotiated deposits, and savings accounts; loan products, including working and investment loans; and financial markets products, trust services, and capital market operations to institutional clients and individual entrepreneurs. It is also involved in operation and leasing of real estate properties; and the provision of financial intermediary and advisory services. In addition, the company offers leasing and factoring; accountancy and payroll services; education and promotion for the financial market and TURBO certificates; and holiday and training courses. It operates 312 branches. The company was founded in 1989 and is headquartered in Katowice, Poland. ING Bank Slaski S.A. is a subsidiary of ING Bank NV.
Valuation
Title PLN in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 10,034,900 30.19% | 7,707,600 12.07% | |||||||
Cost of revenue | (5,037,600) | 1,225,200 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 15,072,500 | 6,482,400 | |||||||
NOPBT Margin | 150.20% | 84.10% | |||||||
Operating Taxes | 1,279,100 | 688,700 | |||||||
Tax Rate | 8.49% | 10.62% | |||||||
NOPAT | 13,793,400 | 5,793,700 | |||||||
Net income | 4,440,900 159.04% | 1,714,400 -25.73% | |||||||
Dividends | (689,500) | ||||||||
Dividend yield | 3.22% | ||||||||
Proceeds from repurchase of equity | (9,500) | ||||||||
BB yield | 0.03% | ||||||||
Debt | |||||||||
Debt current | 731,900 | ||||||||
Long-term debt | 968,400 | 7,888,500 | |||||||
Deferred revenue | (263,200) | ||||||||
Other long-term liabilities | 33,717,200 | (7,272,100) | |||||||
Net debt | (419,000) | (49,636,800) | |||||||
Cash flow | |||||||||
Cash from operating activities | (2,342,000) | 2,955,100 | |||||||
CAPEX | (155,600) | (268,200) | |||||||
Cash from investing activities | (824,100) | (976,200) | |||||||
Cash from financing activities | 19,685,000 | (306,800) | |||||||
FCF | 201,155,500 | 7,422,800 | |||||||
Balance | |||||||||
Cash | 998,100 | 4,254,200 | |||||||
Long term investments | 389,300 | 54,003,000 | |||||||
Excess cash | 885,655 | 57,871,820 | |||||||
Stockholders' equity | 15,785,000 | 16,427,300 | |||||||
Invested Capital | 65,280,145 | 201,094,100 | |||||||
ROIC | 10.36% | 2.97% | |||||||
ROCE | 22.78% | 2.98% | |||||||
EV | |||||||||
Common stock shares outstanding | 130,118 | 130,100 | |||||||
Price | 256.00 55.34% | 164.80 -38.28% | |||||||
Market cap | 33,310,175 55.36% | 21,440,480 -38.28% | |||||||
EV | 32,891,175 | (20,157,020) | |||||||
EBITDA | 15,399,900 | 6,761,700 | |||||||
EV/EBITDA | 2.14 | ||||||||
Interest | 4,238,500 | 2,497,900 | |||||||
Interest/NOPBT | 28.12% | 38.53% |