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XWAR
CMR
Market cap712mUSD
Nov 28, Last price  
331.00PLN
Name

Comarch SA

Chart & Performance

D1W1MN
P/E
46.76
P/S
1.40
EPS
7.08
Div Yield, %
Shrs. gr., 5y
Rev. gr., 5y
5.92%
Revenues
1.92b
+5.54%
443,990,000491,550,000581,048,000700,965,000729,403,000761,361,000785,653,000883,876,000938,976,0001,038,351,0001,131,580,0001,112,813,0001,102,520,0001,369,619,0001,437,423,0001,536,753,0001,627,149,0001,858,715,0001,815,839,0001,916,425,000
Net income
58m
-42.77%
28,052,00052,760,00042,418,000201,222,00026,434,00023,957,00036,257,00040,660,00025,077,00067,894,00079,651,00073,034,00042,036,00030,616,000104,846,000120,631,000123,038,000107,848,000100,608,00057,574,000
CFO
157m
-26.07%
12,534,00045,359,00028,366,00039,185,00053,861,00087,064,00058,530,00067,147,000104,448,000157,387,000117,015,00093,974,00062,915,000139,482,000168,964,000308,205,000197,447,000164,030,000212,146,000156,840,000
Dividend
Jul 02, 20245 PLN/sh
Earnings
May 22, 2025

Profile

Comarch S.A. designs, implements, and integrates IT solutions worldwide. It offers Internet of Things (IoT) solutions for telecommunication industry. The company also provides small business and corporate banking, mobile banking, factoring, cloud factoring, trade finance, wealth management, loan origination, custody, digital insurance, commission and incentive, life insurance, anti-money laundering, business intelligence, authentication, and manager assistant solutions. In addition, it offers EOS, a platform for electronic handling of matters in the office; ERGO supporting system; Worlflow, a platform that supports electronic and paper circulation of documents; Video Cut, a solution for quick analysis of secured video materials; e-Government, an online public service platform; integrated ERP system; smart parking; security platform; employee portal; eRecording; monitoring and automation platform; and video terminal solutions. Further, the company provides loyalty programs, marketing campaign and employee motivation management, electronic data and business information exchange, document management, sales process management support systems, and mobile applications. Additionally, it offers IT systems for hospitals; software products for health record management in medical facilities; IOT solutions and its components; and services for the automotive industry, such as software development, infotainment in-car, and integration with smartphones, as well as services for consumer electronics and semiconductor industry, such as support in hardware prototyping, and software and test systems development. The company is also involved in the sports activities. Comarch S.A. was founded in 1993 and is headquartered in Kraków, Poland.
IPO date
Mar 10, 1999
Employees
6,871
Domiciled in
PL
Incorporated in
PL

Valuation

Title
PLN in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,916,425
5.54%
1,815,839
-2.31%
1,858,715
14.23%
Cost of revenue
1,809,174
1,731,682
2,104,812
Unusual Expense (Income)
NOPBT
107,251
84,157
(246,097)
NOPBT Margin
5.60%
4.63%
Operating Taxes
62,086
58,442
54,795
Tax Rate
57.89%
69.44%
NOPAT
45,165
25,715
(300,892)
Net income
57,574
-42.77%
100,608
-6.71%
107,848
-12.35%
Dividends
(40,667)
(32,533)
(32,533)
Dividend yield
1.92%
2.44%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
43,815
61,275
65,831
Long-term debt
249,640
248,257
289,028
Deferred revenue
Other long-term liabilities
5,216
4,654
5,861
Net debt
(265,141)
(267,597)
(144,688)
Cash flow
Cash from operating activities
156,840
212,146
164,030
CAPEX
(30,428)
(44,108)
(154,525)
Cash from investing activities
6,603
(67,855)
(75,632)
Cash from financing activities
(121,403)
(96,265)
(35,888)
FCF
(31,333)
20,086
(395,708)
Balance
Cash
558,051
524,460
498,325
Long term investments
545
52,669
1,222
Excess cash
462,775
486,337
406,611
Stockholders' equity
1,164,771
1,235,750
1,195,244
Invested Capital
1,049,000
1,057,658
1,016,906
ROIC
4.29%
2.48%
ROCE
6.81%
5.25%
EV
Common stock shares outstanding
8,133
8,133
8,133
Price
208.00
26.83%
164.00
-8.89%
Market cap
1,691,737
26.83%
1,333,869
-8.89%
EV
1,419,577
1,191,352
EBITDA
208,110
179,886
(152,301)
EV/EBITDA
7.89
Interest
8,041
5,589
Interest/NOPBT
9.55%