BNP Paribas Bank Polska SA

Chart & Performance

D1W1MN

P/E

11.97

P/S

1.61

EPS

6.85

Div Yield, %

0.00%

Shrs. gr., 5y

8.27%

Rev. gr., 5y

19.36%

Revenues

7.53b

+35.80%

Net income

1.01b

+129.34%

CFO

-1.18b

Dividend

Apr 22, 20243.41 PLN/sh

Earnings

Feb 27, 2025

Profile

BNP Paribas Bank Polska S.A. provides a range of banking services in Poland. The company operates through Retail and Business Banking; Small and Medium Enterprises; Corporate Banking; Corporate and Institutional Banking; and Other Operations segments. The company offers current and savings accounts, and term and overnight deposits; mortgage, cash, car, instalment, revolving and investment, and agro-business loans; debit and credit cards; and mortgage advance and overdraft facilities. It also provides cash transfer, foreign exchange, insurance, wealth management, cash management and trade finance, import and export LC, bank guarantee and documentary collection, supply chain and exports financing, derivative, leasing, factoring, real estate and structured finance, investment banking and related, brokerage, and other financial services. The company offers its products to retail customers, consumers, large and medium-sized enterprises, as well as local government entities and entities operating in multinational capital groups. BNP Paribas Bank Polska S.A. was formerly known as Bank BGZ BNP Paribas S.A. and changed its name to BNP Paribas Bank Polska S.A. in 2019. The company was founded in 1919 and is headquartered in Warsaw, Poland. BNP Paribas Bank Polska S.A. operates as a subsidiary of BNP Paribas SA.

URL

https://www.bnpparibas.pl/

IPO date

May 27, 2011

Employees

8,370

Domiciled in

Incorporated in

Valuation

Order:

Title PLN in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title PLN in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12	2014‑12
Income
Revenues	7,529,709 35.80%	5,544,864 11.97%	4,952,018 2.37%
Cost of revenue	890,498	1,297,006	896,454
Unusual Expense (Income)
NOPBT	6,639,211	4,247,858	4,055,564
NOPBT Margin	88.17%	76.61%	81.90%
Operating Taxes	750,609	430,430	439,831
Tax Rate	11.31%	10.13%	10.85%
NOPAT	5,888,602	3,817,428	3,615,733
Net income	1,012,546 129.34%	441,497 150.43%	176,298 -75.95%
Dividends
Dividend yield
Proceeds from repurchase of equity	1,784	74	100
BB yield	-0.01%	0.00%	0.00%
Debt
Debt current		188,563	1,846,518
Long-term debt	488,119	11,985,185	12,029,432
Deferred revenue		83,508	89,110
Other long-term liabilities		(11,041,948)	(11,296,924)
Net debt	(61,863,177)	(44,354,321)	(26,442,070)
Cash flow
Cash from operating activities	(1,175,725)	15,396,691	1,815,743
CAPEX	(445,744)	(338,037)	(342,383)
Cash from investing activities	(3,128,347)	(8,058,347)	(220,377)
Cash from financing activities	(89,958)	366,111	212,130
FCF	6,736,931	6,222,365	3,288,486
Balance
Cash	15,938,123	13,402,125	5,591,933
Long term investments	46,413,173	43,125,944	34,726,087
Excess cash	61,974,811	56,250,826	40,070,419
Stockholders' equity	3,750,299	2,151,245	2,250,655
Invested Capital	157,275,448	149,056,534	119,624,084
ROIC	3.84%	2.84%	3.18%
ROCE	4.12%	2.81%	3.05%
EV
Common stock shares outstanding	147,800	147,697	147,619
Price	85.60 52.86%	56.00 -38.60%	91.20 43.40%
Market cap	12,651,640 52.96%	8,271,013 -38.56%	13,462,846 43.47%
EV	(49,211,537)	(36,083,308)	(12,979,224)
EBITDA	7,095,947	4,659,607	4,455,117
EV/EBITDA
Interest	4,601,833	2,989,400	279,872
Interest/NOPBT	69.31%	70.37%	6.90%