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XWARBHW
Market cap2.81bUSD
Dec 20, Last price  
87.80PLN
1D
0.23%
1Q
-3.73%
Jan 2017
14.94%
Name

Bank Handlowy w Warszawie SA

Chart & Performance

D1W1MN
XWAR:BHW chart
P/E
5.08
P/S
1.94
EPS
17.29
Div Yield, %
10.27%
Shrs. gr., 5y
Rev. gr., 5y
21.94%
Revenues
4.55b
+23.63%
2,364,503,0002,224,658,0002,555,458,0002,438,163,0002,627,011,0002,633,321,0002,471,598,0002,787,596,0002,633,476,0002,473,220,0002,132,826,0002,134,127,0002,109,624,0002,192,772,0002,245,370,0002,121,073,0002,445,816,0003,683,504,0004,554,040,000
Net income
2.26b
+45.98%
618,101,000657,056,000824,215,000600,434,000504,399,000754,811,000736,413,000970,132,000972,708,000947,312,000626,419,000601,580,000535,566,000638,852,000480,124,000172,395,000717,468,0001,545,680,0002,256,348,000
CFO
1.42b
P
2,186,970,000553,584,0002,638,250,000297,351,000913,234,000-55,366,000-1,442,267,0001,125,538,000360,123,0001,573,139,0001,779,386,000-951,212,000631,957,0007,640,575,000-3,104,873,000836,998,0002,247,810,000-5,049,621,0001,424,996,000
Dividend
Jun 26, 202411.15 PLN/sh
Earnings
Feb 03, 2025

Profile

Bank Handlowy w Warszawie S.A. provides a range of banking services for individual and corporate clients in Poland and internationally. The company operates through two segments, Institutional Bank and Consumer Bank. The Institutional Bank segment offers traditional banking services, including credit and deposit activities; cash management, trade financing, leasing, brokerage, and custody services in securities; treasury products on financial and commodity markets; investment banking services on the local and international capital markets, including advisory services, obtaining, and underwriting financing via public and non-public issues of financial instruments; and proprietary transactions in the equity, debt, and derivative instruments markets to business entities, local government units, and the public sector. The Consumer Bank segment provides bank accounts, credit, deposits, cash loans, mortgage loans, credit cards, and asset management services, as well as acts as an agent in the sale of investment and insurance products to individuals, micro-enterprises, and individual entrepreneurs. The company was founded in 1870 and is headquartered in Warsaw, Poland. Bank Handlowy w Warszawie S.A. operates as a subsidiary of Overseas Investment Corporation.
IPO date
Jun 30, 1997
Employees
2,969
Domiciled in
PL
Incorporated in
PL

Valuation

Title
PLN in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
4,554,040
23.63%
3,683,504
50.60%
2,445,816
15.31%
Cost of revenue
(810,187)
1,272,550
1,124,899
Unusual Expense (Income)
NOPBT
5,364,227
2,410,954
1,320,917
NOPBT Margin
117.79%
65.45%
54.01%
Operating Taxes
604,275
449,008
233,468
Tax Rate
11.26%
18.62%
17.67%
NOPAT
4,759,952
1,961,946
1,087,449
Net income
2,256,348
45.98%
1,545,680
115.44%
717,468
316.18%
Dividends
(1,175,937)
(714,708)
(156,792)
Dividend yield
8.88%
7.24%
2.03%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
3,459,008
3,361,013
Long-term debt
115,028
243,630
251,350
Deferred revenue
13,113
15,246
Other long-term liabilities
17,250,786
(13,278)
(1,498,543)
Net debt
(35,017,775)
(41,335,245)
(33,768,781)
Cash flow
Cash from operating activities
1,424,996
(5,049,621)
2,247,810
CAPEX
(121,129)
(142,786)
(85,787)
Cash from investing activities
(197,633)
(113,162)
(36,418)
Cash from financing activities
(1,187,801)
(726,286)
(168,453)
FCF
1,515,784
1,896,942
7,334,226
Balance
Cash
1,241,724
721,145
6,618,042
Long term investments
33,891,079
44,316,738
30,763,102
Excess cash
34,905,101
44,853,708
37,258,853
Stockholders' equity
3,409,166
4,958,986
4,381,696
Invested Capital
69,281,479
67,992,886
59,271,882
ROIC
6.93%
3.08%
1.75%
ROCE
7.38%
3.30%
2.03%
EV
Common stock shares outstanding
130,660
130,660
130,660
Price
101.40
34.13%
75.60
28.14%
59.00
67.85%
Market cap
13,248,883
34.13%
9,877,865
28.14%
7,708,916
67.85%
EV
(21,768,892)
(31,457,380)
(26,059,865)
EBITDA
5,475,262
2,513,970
1,432,750
EV/EBITDA
Interest
1,120,882
591,930
36,188
Interest/NOPBT
20.90%
24.55%
2.74%