XWARBHW
Market cap2.81bUSD
Dec 20, Last price
87.80PLN
1D
0.23%
1Q
-3.73%
Jan 2017
14.94%
Name
Bank Handlowy w Warszawie SA
Chart & Performance
Profile
Bank Handlowy w Warszawie S.A. provides a range of banking services for individual and corporate clients in Poland and internationally. The company operates through two segments, Institutional Bank and Consumer Bank. The Institutional Bank segment offers traditional banking services, including credit and deposit activities; cash management, trade financing, leasing, brokerage, and custody services in securities; treasury products on financial and commodity markets; investment banking services on the local and international capital markets, including advisory services, obtaining, and underwriting financing via public and non-public issues of financial instruments; and proprietary transactions in the equity, debt, and derivative instruments markets to business entities, local government units, and the public sector. The Consumer Bank segment provides bank accounts, credit, deposits, cash loans, mortgage loans, credit cards, and asset management services, as well as acts as an agent in the sale of investment and insurance products to individuals, micro-enterprises, and individual entrepreneurs. The company was founded in 1870 and is headquartered in Warsaw, Poland. Bank Handlowy w Warszawie S.A. operates as a subsidiary of Overseas Investment Corporation.
Valuation
Title PLN in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 4,554,040 23.63% | 3,683,504 50.60% | 2,445,816 15.31% | |||||||
Cost of revenue | (810,187) | 1,272,550 | 1,124,899 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 5,364,227 | 2,410,954 | 1,320,917 | |||||||
NOPBT Margin | 117.79% | 65.45% | 54.01% | |||||||
Operating Taxes | 604,275 | 449,008 | 233,468 | |||||||
Tax Rate | 11.26% | 18.62% | 17.67% | |||||||
NOPAT | 4,759,952 | 1,961,946 | 1,087,449 | |||||||
Net income | 2,256,348 45.98% | 1,545,680 115.44% | 717,468 316.18% | |||||||
Dividends | (1,175,937) | (714,708) | (156,792) | |||||||
Dividend yield | 8.88% | 7.24% | 2.03% | |||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 3,459,008 | 3,361,013 | ||||||||
Long-term debt | 115,028 | 243,630 | 251,350 | |||||||
Deferred revenue | 13,113 | 15,246 | ||||||||
Other long-term liabilities | 17,250,786 | (13,278) | (1,498,543) | |||||||
Net debt | (35,017,775) | (41,335,245) | (33,768,781) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 1,424,996 | (5,049,621) | 2,247,810 | |||||||
CAPEX | (121,129) | (142,786) | (85,787) | |||||||
Cash from investing activities | (197,633) | (113,162) | (36,418) | |||||||
Cash from financing activities | (1,187,801) | (726,286) | (168,453) | |||||||
FCF | 1,515,784 | 1,896,942 | 7,334,226 | |||||||
Balance | ||||||||||
Cash | 1,241,724 | 721,145 | 6,618,042 | |||||||
Long term investments | 33,891,079 | 44,316,738 | 30,763,102 | |||||||
Excess cash | 34,905,101 | 44,853,708 | 37,258,853 | |||||||
Stockholders' equity | 3,409,166 | 4,958,986 | 4,381,696 | |||||||
Invested Capital | 69,281,479 | 67,992,886 | 59,271,882 | |||||||
ROIC | 6.93% | 3.08% | 1.75% | |||||||
ROCE | 7.38% | 3.30% | 2.03% | |||||||
EV | ||||||||||
Common stock shares outstanding | 130,660 | 130,660 | 130,660 | |||||||
Price | 101.40 34.13% | 75.60 28.14% | 59.00 67.85% | |||||||
Market cap | 13,248,883 34.13% | 9,877,865 28.14% | 7,708,916 67.85% | |||||||
EV | (21,768,892) | (31,457,380) | (26,059,865) | |||||||
EBITDA | 5,475,262 | 2,513,970 | 1,432,750 | |||||||
EV/EBITDA | ||||||||||
Interest | 1,120,882 | 591,930 | 36,188 | |||||||
Interest/NOPBT | 20.90% | 24.55% | 2.74% |