Loading...
XWAR
BHW
Market cap4.07bUSD
May 08, Last price  
118.00PLN
1D
0.17%
1Q
19.68%
Jan 2017
54.47%
Name

Bank Handlowy w Warszawie SA

Chart & Performance

D1W1MN
P/E
8.75
P/S
3.41
EPS
13.49
Div Yield, %
9.45%
Shrs. gr., 5y
-0.03%
Rev. gr., 5y
14.98%
Revenues
4.51b
-0.91%
2,364,503,0002,224,658,0002,555,458,0002,438,163,0002,627,011,0002,633,321,0002,471,598,0002,787,596,0002,633,476,0002,473,220,0002,132,826,0002,134,127,0002,109,624,0002,192,772,0002,245,370,0002,121,073,0002,445,816,0003,683,504,0004,554,040,0004,512,557,000
Net income
1.76b
-21.98%
618,101,000657,056,000824,215,000600,434,000504,399,000754,811,000736,413,000970,132,000972,708,000947,312,000626,419,000601,580,000535,566,000638,852,000480,124,000172,395,000717,468,0001,545,680,0002,256,348,0001,760,457,000
CFO
5.13b
+259.88%
2,186,970,000553,584,0002,638,250,000297,351,000913,234,000-55,366,000-1,442,267,0001,125,538,000360,123,0001,573,139,0001,779,386,000-951,212,000631,957,0007,640,575,000-3,104,873,000836,998,0002,247,810,000-5,049,621,0001,424,996,0005,128,270,000
Dividend
Jun 26, 202411.15 PLN/sh
Earnings
Aug 28, 2025

Profile

Bank Handlowy w Warszawie S.A. provides a range of banking services for individual and corporate clients in Poland and internationally. The company operates through two segments, Institutional Bank and Consumer Bank. The Institutional Bank segment offers traditional banking services, including credit and deposit activities; cash management, trade financing, leasing, brokerage, and custody services in securities; treasury products on financial and commodity markets; investment banking services on the local and international capital markets, including advisory services, obtaining, and underwriting financing via public and non-public issues of financial instruments; and proprietary transactions in the equity, debt, and derivative instruments markets to business entities, local government units, and the public sector. The Consumer Bank segment provides bank accounts, credit, deposits, cash loans, mortgage loans, credit cards, and asset management services, as well as acts as an agent in the sale of investment and insurance products to individuals, micro-enterprises, and individual entrepreneurs. The company was founded in 1870 and is headquartered in Warsaw, Poland. Bank Handlowy w Warszawie S.A. operates as a subsidiary of Overseas Investment Corporation.
IPO date
Jun 30, 1997
Employees
2,969
Domiciled in
PL
Incorporated in
PL

Valuation

Title
PLN in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
4,512,557
-0.91%
4,554,040
23.63%
3,683,504
50.60%
Cost of revenue
617,902
(810,187)
1,272,550
Unusual Expense (Income)
NOPBT
3,894,655
5,364,227
2,410,954
NOPBT Margin
86.31%
117.79%
65.45%
Operating Taxes
555,048
604,275
449,008
Tax Rate
14.25%
11.26%
18.62%
NOPAT
3,339,607
4,759,952
1,961,946
Net income
1,760,457
-21.98%
2,256,348
45.98%
1,545,680
115.44%
Dividends
(1,454,930)
(1,175,937)
(714,708)
Dividend yield
12.57%
8.88%
7.24%
Proceeds from repurchase of equity
(33,333)
BB yield
0.29%
Debt
Debt current
3,459,008
Long-term debt
115,028
243,630
Deferred revenue
13,113
Other long-term liabilities
17,250,786
(13,278)
Net debt
(40,386,604)
(35,017,775)
(41,335,245)
Cash flow
Cash from operating activities
5,128,270
1,424,996
(5,049,621)
CAPEX
(76,258)
(121,129)
(142,786)
Cash from investing activities
(142,823)
(197,633)
(113,162)
Cash from financing activities
(434,366)
(1,187,801)
(726,286)
FCF
9,938,652
1,515,784
1,896,942
Balance
Cash
5,834,735
1,241,724
721,145
Long term investments
34,551,869
33,891,079
44,316,738
Excess cash
40,160,976
34,905,101
44,853,708
Stockholders' equity
2,913,689
3,409,166
4,958,986
Invested Capital
69,564,414
69,281,479
67,992,886
ROIC
4.81%
6.93%
3.08%
ROCE
5.37%
7.38%
3.30%
EV
Common stock shares outstanding
130,487
130,660
130,660
Price
88.70
-12.52%
101.40
34.13%
75.60
28.14%
Market cap
11,574,201
-12.64%
13,248,883
34.13%
9,877,865
28.14%
EV
(28,812,403)
(21,768,892)
(31,457,380)
EBITDA
4,013,993
5,475,262
2,513,970
EV/EBITDA
Interest
1,202,995
1,120,882
591,930
Interest/NOPBT
30.89%
20.90%
24.55%