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XWARALR
Market cap2.77bUSD
Dec 20, Last price  
86.64PLN
1D
-1.68%
1Q
-6.84%
Jan 2017
59.88%
IPO
74.40%
Name

Alior Bank SA

Chart & Performance

D1W1MN
XWAR:ALR chart
P/E
5.57
P/S
1.78
EPS
15.55
Div Yield, %
0.00%
Shrs. gr., 5y
-0.10%
Rev. gr., 5y
9.10%
Revenues
6.34b
+40.49%
1,002,602,0001,445,673,0001,550,678,0001,873,761,0002,188,260,0002,704,348,0003,813,991,0004,100,176,0004,135,254,0003,774,055,0003,795,933,0004,511,512,0006,338,039,000
Net income
2.03b
+197.19%
152,181,000174,063,000227,902,000322,744,000309,648,000618,278,000515,241,000713,373,000252,832,000-311,233,000481,925,000683,111,0002,030,125,000
CFO
-4.28b
L+748.52%
25,141,000-374,256,00048,791,000-302,953,000742,707,000-2,225,587,000-576,220,000757,539,000-302,192,0001,375,989,0002,066,599,000-504,441,000-4,280,276,000
Dividend
May 09, 20244.42 PLN/sh
Earnings
Feb 26, 2025

Profile

Alior Bank S.A. provides banking products and services to individuals, businesses, and enterprises in Poland. The company operates through three segments: Retail, Business, and Treasury Activities. The company offers personal, savings, and subsidiary accounts; term and savings deposit products; cash, mortgage, working capital, and investment loans; credit cards; brokerage products and investment funds; and derivative instruments, as well as currency exchange transaction and current account overdraft services, and cash deposit, withdrawal, and transfer services. It also engages in the debt collection and asset management activities; management of collective security portfolios and financial instruments; activities of insurance agents and broker; activities related to risk assessment; finance of fixed assets and lease loans; and provision IT consulting and related services. Alior Bank S.A. was founded in 2008 and is based in Warsaw, Poland.
URL
https://www.aliorbank.pl/
IPO date
Dec 14, 2012
Employees
7,041
Domiciled in
PL
Incorporated in
PL

Valuation

Title
PLN in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
6,338,039
40.49%
4,511,512
18.85%
3,795,933
0.58%
Cost of revenue
399,893
623,874
299,776
Unusual Expense (Income)
NOPBT
5,938,146
3,887,638
3,496,157
NOPBT Margin
93.69%
86.17%
92.10%
Operating Taxes
676,930
352,913
297,286
Tax Rate
11.40%
9.08%
8.50%
NOPAT
5,261,216
3,534,725
3,198,871
Net income
2,030,125
197.19%
683,111
41.75%
481,925
-254.84%
Dividends
Dividend yield
Proceeds from repurchase of equity
BB yield
Debt
Debt current
49,720
217,899
Long-term debt
3,933,168
2,519,998
2,573,732
Deferred revenue
55,763
47,460
Other long-term liabilities
(300,219)
(2,337,118)
(48,349)
Net debt
(17,970,293)
(17,340,136)
(17,182,830)
Cash flow
Cash from operating activities
(4,280,276)
(504,441)
2,066,599
CAPEX
(94,863)
(149,751)
(181,380)
Cash from investing activities
3,588,014
(311,738)
(171,195)
Cash from financing activities
647,378
(363,069)
(591,914)
FCF
5,740,211
3,796,718
3,590,656
Balance
Cash
2,746,907
2,716,615
3,835,993
Long term investments
19,156,554
17,193,239
16,138,468
Excess cash
21,586,559
19,684,278
19,784,664
Stockholders' equity
3,060,246
1,940,122
1,260,267
Invested Capital
86,279,504
80,682,773
81,927,970
ROIC
6.30%
4.35%
4.00%
ROCE
6.65%
4.71%
4.20%
EV
Common stock shares outstanding
130,554
130,554
130,554
Price
76.34
122.76%
34.27
-37.35%
54.70
222.33%
Market cap
9,966,492
122.76%
4,474,085
-37.35%
7,141,303
222.33%
EV
(8,003,801)
(11,688,693)
(9,296,613)
EBITDA
6,196,922
4,129,653
3,729,140
EV/EBITDA
Interest
2,623,599
1,830,295
238,408
Interest/NOPBT
44.18%
47.08%
6.82%