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XTSEIFC
Market cap32bUSD
Dec 20, Last price  
262.06CAD
1D
0.90%
1Q
2.66%
Jan 2017
172.70%
Name

Intact Financial Corp

Chart & Performance

D1W1MN
XTSE:IFC chart
P/E
35.52
P/S
2.12
EPS
7.38
Div Yield, %
1.84%
Shrs. gr., 5y
4.83%
Rev. gr., 5y
15.82%
Revenues
22.09b
+4.43%
3,780,886,0004,446,068,0004,406,376,0004,439,900,0004,131,700,0004,241,300,0004,668,900,0005,503,000,0007,074,000,0007,371,000,0007,940,000,0008,048,000,0008,511,000,0009,325,000,00010,599,000,00011,349,000,00012,462,000,00017,482,000,00021,151,000,00022,089,000,000
Net income
1.32b
-46.37%
624,152,000781,783,000658,053,000508,300,000128,200,000126,700,000419,800,000465,000,000587,000,000431,000,000782,000,000706,000,000541,000,000792,000,000707,000,000754,000,0001,082,000,0002,067,000,0002,454,000,0001,316,000,000
CFO
1.85b
-49.63%
1,386,864,000637,446,000430,938,000620,300,000619,700,000538,000,000500,500,000529,000,000723,000,000185,000,0001,378,000,000889,000,000925,000,000781,000,000833,000,0001,290,000,0002,352,000,0003,129,000,0003,665,000,0001,846,000,000
Dividend
Sep 13, 20241.21 CAD/sh
Earnings
Feb 11, 2025

Profile

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, Ireland, rest of Europe, and the Middle East. It offers personal auto insurance; insurance for motor homes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles; personal property insurance, such as protection for homes and contents from risks, including fire, theft, vandalism, water damage, and other damages, as well as personal liability coverage; and property coverage for tenants, condominium owners, non-owner occupied residences, and seasonal residences. The company also provides insurance products for commercial lines for a group of small and medium sized businesses; commercial property insurance for the protection of physical assets of the business; and liability coverages comprising commercial general, product, and professional liability, as well as cyber endorsement. In addition, it offers commercial vehicle insurance coverages for the protection for commercial auto, fleets, garage operations, light trucks, public vehicles, and the specific needs of the sharing economy. Further, the company provides various personal levels of coverage to customers for their home, motor, pet, and other insurance products; general insurance, specialty lines, and risk management solutions; specialty insurance products for various product and customer groups, including accident and health, technology, ocean and inland marine, public entities, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, cyber, and environmental institutions. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.
URL
https://www.intactfc.com/
IPO date
Dec 10, 2004
Employees
28,500
Domiciled in
CA
Incorporated in
CA

Valuation

Title
CAD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
22,089,000
4.43%
21,151,000
20.99%
17,482,000
40.28%
Cost of revenue
Unusual Expense (Income)
NOPBT
22,089,000
21,151,000
17,482,000
NOPBT Margin
100.00%
100.00%
100.00%
Operating Taxes
473,000
522,000
480,000
Tax Rate
2.14%
2.47%
2.75%
NOPAT
21,616,000
20,629,000
17,002,000
Net income
1,316,000
-46.37%
2,454,000
18.72%
2,067,000
91.04%
Dividends
(862,000)
(762,000)
(679,000)
Dividend yield
2.40%
2.23%
2.54%
Proceeds from repurchase of equity
423,000
(116,000)
6,453,000
BB yield
-1.18%
0.34%
-24.17%
Debt
Debt current
137,000
439,000
Long-term debt
6,401,000
5,629,000
6,066,000
Deferred revenue
Other long-term liabilities
32,146,000
(3,316,000)
(6,126,000)
Net debt
(31,789,000)
(52,255,000)
(52,592,000)
Cash flow
Cash from operating activities
1,846,000
3,665,000
3,129,000
CAPEX
(458,000)
(411,000)
(327,000)
Cash from investing activities
(2,005,000)
(2,746,000)
(5,972,000)
Cash from financing activities
321,000
(2,207,000)
4,206,000
FCF
24,084,000
20,670,000
11,645,000
Balance
Cash
2,555,000
23,846,000
24,997,000
Long term investments
35,635,000
34,175,000
34,100,000
Excess cash
37,085,550
56,963,450
58,222,900
Stockholders' equity
16,185,000
15,416,000
16,572,000
Invested Capital
38,712,000
48,531,000
48,977,000
ROIC
49.55%
42.31%
45.95%
ROCE
39.71%
32.72%
26.39%
EV
Common stock shares outstanding
176,200
175,600
162,400
Price
203.86
4.59%
194.91
18.54%
164.42
9.09%
Market cap
35,920,132
4.95%
34,226,196
28.18%
26,701,808
23.89%
EV
6,035,132
(16,421,804)
(23,606,192)
EBITDA
22,686,000
21,714,000
17,943,000
EV/EBITDA
0.27
Interest
222,000
177,000
153,000
Interest/NOPBT
1.01%
0.84%
0.88%