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XTSE
GSY
Market cap1.61bUSD
Apr 08, Last price  
140.70CAD
1D
0.26%
1Q
-18.57%
Jan 2017
476.64%
Name

goeasy Ltd

Chart & Performance

D1W1MN
P/E
8.11
P/S
1.51
EPS
17.35
Div Yield, %
2.49%
Shrs. gr., 5y
1.57%
Rev. gr., 5y
20.11%
Revenues
1.52b
+21.86%
103,112,000119,566,000143,675,000162,493,000173,728,000180,789,000188,325,000199,673,000218,814,000259,150,000304,273,000347,505,000405,224,000506,191,000609,383,000652,922,000826,722,0001,019,336,0001,250,069,0001,523,289,000
Net income
283m
+14.20%
5,678,0008,983,00011,685,0008,956,0005,765,0006,871,0009,612,00011,057,00014,182,00019,748,00023,728,00031,049,00036,132,00053,124,00064,349,000136,505,000244,943,000140,161,000247,898,000283,110,000
CFO
-469m
L-0.80%
3,238,0002,304,0002,134,000-1,264,00015,481,00010,198,00039,850,00058,156,00018,837,000-6,944,000-18,120,00017,619,000179,400,000-211,544,000-155,869,00074,412,000-78,875,000-505,881,000-473,217,000-469,446,000
Dividend
Sep 27, 20241.17 CAD/sh
Earnings
May 05, 2025

Profile

goeasy Ltd. provides non-prime leasing and lending services to consumers in Canada. The company operates through two segments, Easyfinancial and Easyhome. The Easyfinancial segment provides unsecured and real estate secured installment loans; personal, home equity, and auto loans; point-of-sale and small business financing; and value-added services. The Easyhome segment leases household furniture, appliances, electronics, computers, and unsecured lending products to retail consumers. As of December 31, 2021, it operated 294 easyfinancial locations that include 8 kiosks, as well as 158 easyhome stores that include 34 franchises. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was incorporated in 1990 and is headquartered in Mississauga, Canada
IPO date
May 03, 1995
Employees
2,400
Domiciled in
CA
Incorporated in
CA

Valuation

Title
CAD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
1,523,289
21.86%
1,250,069
22.64%
1,019,336
23.30%
Cost of revenue
578,864
496,248
339,741
Unusual Expense (Income)
NOPBT
944,425
753,821
679,595
NOPBT Margin
62.00%
60.30%
66.67%
Operating Taxes
104,187
89,057
55,615
Tax Rate
11.03%
11.81%
8.18%
NOPAT
840,238
664,764
623,980
Net income
283,110
14.20%
247,898
76.87%
140,161
-42.78%
Dividends
(72,772)
(60,946)
(51,610)
Dividend yield
2.51%
2.25%
2.91%
Proceeds from repurchase of equity
(20,929)
(2,988)
(435)
BB yield
0.72%
0.11%
0.02%
Debt
Debt current
148,646
Long-term debt
3,754,131
2,961,283
2,229,270
Deferred revenue
26,965
28,661
Other long-term liabilities
21,466
155,517
(28,661)
Net debt
3,460,832
2,755,242
2,288,158
Cash flow
Cash from operating activities
(469,446)
(473,217)
(505,881)
CAPEX
(10,002)
(9,232)
(27,886)
Cash from investing activities
3,518
(11,749)
(42,491)
Cash from financing activities
572,732
566,889
508,547
FCF
212,594
(221,063)
166,910
Balance
Cash
251,381
144,577
32,454
Long term investments
41,918
61,464
57,304
Excess cash
217,135
143,538
38,791
Stockholders' equity
1,174,121
1,029,260
3,515,490
Invested Capital
4,697,361
3,983,495
3,134,485
ROIC
19.36%
18.68%
21.76%
ROCE
19.20%
18.16%
21.25%
EV
Common stock shares outstanding
17,366
17,117
16,650
Price
166.71
5.47%
158.06
48.48%
106.45
-40.62%
Market cap
2,895,086
7.01%
2,705,513
52.65%
1,772,392
-41.00%
EV
6,355,918
5,460,755
6,727,851
EBITDA
1,028,320
840,152
760,901
EV/EBITDA
6.18
6.50
8.84
Interest
9,710
93,851
Interest/NOPBT
1.03%
13.81%