Phoenix Holdings Ltd

Chart & Performance

D1W1MN

P/E

1,119.12

P/S

67.48

EPS

7.25

Div Yield, %

2.61%

Shrs. gr., 5y

-0.14%

Rev. gr., 5y

6.77%

Revenues

30.15b

+25.05%

Net income

1.82b

+133.83%

CFO

-702m

Dividend

Sep 04, 2024107.362 ILS/sh

Earnings

Aug 20, 2025

Profile

The Phoenix Holdings Ltd. provides various insurance and pension products in Israel. It offers life and disability insurance; flight cancellation; and property and casualty insurance, including motor vehicle, motor property, home and business, third-party liability, employers' liability, directors' and officers' liability, product liability, building, contract works, and marine insurance products, as well as health insurance products, such as long-term care and critical illness, travel, sick leave, illness and hospitalization, and dental insurance. The company also provides mechanical-engineering equipment, mechanical breakdown, refrigerated inventory, cargo in transit and shippers' liability, short-term personal accident, fidelity, agricultural, and electronic equipment insurance; investment insurance for home buyers; insurance covering production and cancellation of events; and clinical trials, money, goods in transit, works of art, aviation, terrorism acts, and cyber insurance. In addition, it offers financial asset management services comprising marketing and management of investments, underwriting and investment banking, mutual funds management, and stock exchange and trading services; and pension, education, and provident funds, as well as savings products. The company was formerly known as The Israel Phoenix Assurance Company Limited. The Phoenix Holdings Ltd. was incorporated in 1949 and is headquartered in Givatayim, Israel.

URL

http://www.fnx.co.il/

IPO date

Jan 01, 1978

Employees

5,008

Domiciled in

Incorporated in

Valuation

Order:

Title ILS in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title ILS in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	30,147,499 25.05%	24,108,354 187.96%	8,372,230 -70.38%
Cost of revenue	1,004,273	958,945	857,993
Unusual Expense (Income)
NOPBT	29,143,226	23,149,409	7,514,237
NOPBT Margin	96.67%	96.02%	89.75%
Operating Taxes	846,190	262,747	504,336
Tax Rate	2.90%	1.14%	6.71%
NOPAT	28,297,036	22,886,662	7,009,901
Net income	1,817,826 133.83%	777,403 -38.16%	1,257,124 -36.01%
Dividends	(535,000)	(297,171)	(581,000)
Dividend yield
Proceeds from repurchase of equity	(183,019)	(38,238)	(55,859)
BB yield
Debt
Debt current	2,948,697	1,898,421	1,404,991
Long-term debt	7,675,583	7,587,060	6,810,463
Deferred revenue	107,242		83,863
Other long-term liabilities	(8,590,644)	140,440,247	(7,374,482)
Net debt	(148,117,322)	(138,155,562)	(128,870,204)
Cash flow
Cash from operating activities	(701,541)	2,181,629	2,729,407
CAPEX	(359,431)	(389,181)	(524,861)
Cash from investing activities	(1,297,884)	(1,462,078)	(535,970)
Cash from financing activities	109,188	1,838,744	1,665,092
FCF	27,981,916	23,982,704	6,102,401
Balance
Cash	32,006,355	33,030,927	29,508,835
Long term investments	126,735,247	114,610,116	107,576,823
Excess cash	157,234,227	146,435,625	136,667,046
Stockholders' equity	10,444,730	9,127,139	9,837,108
Invested Capital	164,098,380	149,155,371	138,430,370
ROIC	18.07%	15.92%	5.14%
ROCE	16.60%	14.63%	5.05%
EV
Common stock shares outstanding	254,316	255,594	255,858
Price
Market cap
EV
EBITDA	29,705,373	23,648,556	7,922,895
EV/EBITDA
Interest	539,103	396,977	299,374
Interest/NOPBT	1.85%	1.71%	3.98%