Jacob Finance and Investments Ltd

Chart & Performance

D1W1MN

P/E

1,077.48

P/S

717.77

EPS

2.31

Div Yield, %

—

Shrs. gr., 5y

—

Rev. gr., 5y

Revenues

99m

+16.44%

Net income

70m

+22.38%

CFO

11m

Jacob Finance and Investments Ltd provides non-banking credit services. The company was incorporated in 2009 and is based in Tel Aviv, Israel.

URL

IPO date

Mar 14, 2022

Employees

Domiciled in

Incorporated in

Title ILS in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY
Title ILS in thousands, except ratios and share amounts	2024‑12	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12
Income
Revenues	99,304 16.44%	85,285 10.98%	76,849 107.71%
Cost of revenue	6,877	6,357	7,009
Unusual Expense (Income)
NOPBT	92,427	78,928	69,840
NOPBT Margin	93.07%	92.55%	90.88%
Operating Taxes	20,678	17,301	14,259
Tax Rate	22.37%	21.92%	20.42%
NOPAT	71,749	61,627	55,581
Net income	69,525 22.38%	56,813 19.64%	47,487 95.19%
Dividends
Dividend yield
Proceeds from repurchase of equity			164,784
BB yield			-49.25%
Debt
Debt current
Long-term debt			1,289,219
Deferred revenue
Other long-term liabilities			(1,289,219)
Net debt	(10,643)	(39)	1,273,049
Cash flow
Cash from operating activities	10,614	(16,336)	(149,381)
CAPEX	(10)	(11)
Cash from investing activities	(10)	(11)	8
Cash from financing activities		216	164,784
FCF	71,665	59,849	60,165
Balance
Cash	10,643	39	16,170
Long term investments
Excess cash	5,678		12,328
Stockholders' equity	171,284	171,284	171,284
Invested Capital	2,259,841	1,481,261	1,534,946
ROIC	3.84%	4.09%	3.80%
ROCE	4.08%	5.33%	4.51%
EV
Common stock shares outstanding	24,584	24,584	24,584
Price	20.86 48.68%	14.03 3.09%	13.61
Market cap	512,826 48.68%	344,916 3.09%	334,591
EV	502,183	344,877	1,607,640
EBITDA	92,450	78,995	69,905
EV/EBITDA	5.43	4.37	23.00
Interest	74,413	66,779	32,174
Interest/NOPBT	80.51%	84.61%	46.07%