XTAEJBNK
Market cap336mUSD
Dec 24, Last price
1,744.00ILS
1D
-0.11%
1Q
42.72%
Jan 2017
126.67%
Name
Bank of Jerusalem Ltd
Chart & Performance
Profile
Bank of Jerusalem Ltd. provides commercial banking services in Israel. It offers deposit products, such as saving and checking accounts; structured, shekel, and foreign currency deposit products; personal loans, including new and used car loans, and loans secured by deposits; and mortgage loans comprising foreign currency loans. The company also provides independent trading systems and investment advisory services, as well as interactive brokerage services. In addition, it offers finance to real estate projects. It operates through 18 branches. The company was formerly known as Bank of Jerusalem for Development and Mortgages Ltd. and changed its name to Bank of Jerusalem Ltd. in 1996. Bank of Jerusalem Ltd. was incorporated in 1963 and is headquartered in Airport City, Israel. Bank of Jerusalem Ltd. is a subsidiary of Export Investment Company. Ltd.
Valuation
Title ILS in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 887,700 9.28% | 812,300 33.16% | 610,000 4.06% | |||||||
Cost of revenue | 41,100 | 46,800 | 45,600 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 846,600 | 765,500 | 564,400 | |||||||
NOPBT Margin | 95.37% | 94.24% | 92.52% | |||||||
Operating Taxes | 76,300 | 87,200 | 78,100 | |||||||
Tax Rate | 9.01% | 11.39% | 13.84% | |||||||
NOPAT | 770,300 | 678,300 | 486,300 | |||||||
Net income | 134,600 -17.63% | 163,400 13.55% | 143,900 186.65% | |||||||
Dividends | (70,600) | (43,100) | (15,100) | |||||||
Dividend yield | 7.94% | 5.34% | 1.62% | |||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | ||||||||||
Long-term debt | 3,463,300 | 2,807,400 | 2,724,400 | |||||||
Deferred revenue | ||||||||||
Other long-term liabilities | 133,400 | (2,789,700) | (2,724,400) | |||||||
Net debt | (2,806,900) | (1,610,800) | (1,609,100) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 418,600 | 228,600 | 180,900 | |||||||
CAPEX | (110,500) | (75,700) | (78,500) | |||||||
Cash from investing activities | (1,293,100) | (2,315,100) | (1,463,500) | |||||||
Cash from financing activities | 2,666,100 | 1,881,100 | 1,701,700 | |||||||
FCF | 824,500 | 668,300 | 467,100 | |||||||
Balance | ||||||||||
Cash | 5,157,100 | 3,360,100 | 3,546,000 | |||||||
Long term investments | 1,113,100 | 1,058,100 | 787,500 | |||||||
Excess cash | 6,225,815 | 4,377,585 | 4,303,000 | |||||||
Stockholders' equity | 1,259,800 | 1,156,900 | 1,033,300 | |||||||
Invested Capital | 20,467,000 | 17,750,300 | 15,803,700 | |||||||
ROIC | 4.03% | 4.04% | 3.26% | |||||||
ROCE | 3.90% | 4.05% | 3.35% | |||||||
EV | ||||||||||
Common stock shares outstanding | 70,500 | 70,500 | 70,500 | |||||||
Price | 12.62 10.31% | 11.44 -13.73% | 13.26 70.68% | |||||||
Market cap | 889,710 10.31% | 806,520 -13.73% | 934,830 70.68% | |||||||
EV | (1,878,590) | (734,580) | (668,170) | |||||||
EBITDA | 925,300 | 833,800 | 625,600 | |||||||
EV/EBITDA | ||||||||||
Interest | 639,200 | 311,500 | 174,500 | |||||||
Interest/NOPBT | 75.50% | 40.69% | 30.92% |