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XTAE
ISCD
Market cap913mUSD
Apr 03, Last price  
1,690.00ILS
1D
-0.12%
1Q
5.63%
IPO
20.89%
Name

Isracard Ltd

Chart & Performance

D1W1MN
P/E
1,294.81
P/S
101.58
EPS
1.31
Div Yield, %
2.91%
Shrs. gr., 5y
0.28%
Rev. gr., 5y
8.00%
Revenues
3.37b
+4.24%
1,428,000,0001,440,000,0001,411,000,0001,474,000,0001,527,000,0001,661,000,0001,760,000,0001,897,000,0002,290,000,0002,093,000,0002,307,000,0002,670,000,0003,228,000,0003,365,000,000
Net income
264m
+4.76%
196,000,000239,000,000285,000,000283,000,000251,000,000229,000,000252,000,000264,000,000244,000,00093,000,000343,000,000155,000,000252,000,000264,000,000
CFO
1.10b
+3,132.35%
280,000,000118,000,00068,000,000-43,000,000-114,000,000142,000,000313,000,000129,000,000-1,209,000,0001,011,000,0008,811,000,000214,000,00034,000,0001,099,000,000
Dividend
Aug 25, 202426.33921 ILS/sh
Earnings
May 22, 2025

Profile

Isracard Ltd. operates as a credit card company in Israel. Its products include Anyway App, Anypay, Topcash, Touch-Pay, Garmin Pay, and Isracard application. The company offers loans and credit plans, as well as issues debit cards. It also provides discounting and clearing services for the debit card brands, such as Isracard, MasterCard, American Express, and Visa. The company was founded in 1975 and is based in Tel Aviv, Israel. Isracard Ltd.(TASE:ISCD) operates independently of Bank Hapoalim B.M. as of March 9, 2020.
URL
https://digital.isracard.co.il/
IPO date
Apr 14, 2019
Employees
2,025
Domiciled in
IL
Incorporated in
IL

Valuation

Title
ILS in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
3,365,000
4.24%
3,228,000
20.90%
2,670,000
15.73%
Cost of revenue
1,384,000
1,255,000
1,088,000
Unusual Expense (Income)
NOPBT
1,981,000
1,973,000
1,582,000
NOPBT Margin
58.87%
61.12%
59.25%
Operating Taxes
81,000
84,000
83,000
Tax Rate
4.09%
4.26%
5.25%
NOPAT
1,900,000
1,889,000
1,499,000
Net income
264,000
4.76%
252,000
62.58%
155,000
-54.81%
Dividends
(99,000)
(68,000)
(149,000)
Dividend yield
3.02%
2.58%
7.29%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
Long-term debt
2,721,000
2,479,000
1,370,000
Deferred revenue
76,000
Other long-term liabilities
357,000
17,240,000
277,000
Net debt
1,618,000
1,499,000
(591,000)
Cash flow
Cash from operating activities
1,099,000
34,000
214,000
CAPEX
(162,000)
(161,000)
(172,000)
Cash from investing activities
(1,148,000)
(2,077,000)
(2,476,000)
Cash from financing activities
155,000
1,069,000
(506,000)
FCF
1,729,000
(18,564,000)
4,720,000
Balance
Cash
1,003,000
902,000
1,854,000
Long term investments
100,000
78,000
107,000
Excess cash
934,750
818,600
1,827,500
Stockholders' equity
3,055,000
2,901,000
2,715,000
Invested Capital
5,036,250
4,657,400
2,315,500
ROIC
39.20%
54.18%
74.87%
ROCE
33.17%
36.02%
38.18%
EV
Common stock shares outstanding
202,820
200,000
200,000
Price
16.17
22.50%
13.20
29.16%
10.22
-33.42%
Market cap
3,279,599
24.23%
2,640,000
29.16%
2,044,000
-33.42%
EV
4,897,599
4,152,000
1,465,000
EBITDA
2,140,000
2,133,000
1,740,000
EV/EBITDA
2.29
1.95
0.84
Interest
534,000
Interest/NOPBT
26.96%