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XTAEISCD
Market cap872mUSD
Dec 20, Last price  
1,577.00ILS
1D
-1.74%
1Q
21.78%
IPO
12.80%
Name

Isracard Ltd

Chart & Performance

D1W1MN
XTAE:ISCD chart
P/E
1,260.81
P/S
98.43
EPS
1.25
Div Yield, %
0.02%
Shrs. gr., 5y
—
Rev. gr., 5y
11.22%
Revenues
3.23b
+20.90%
1,428,000,0001,440,000,0001,411,000,0001,474,000,0001,527,000,0001,661,000,0001,760,000,0001,897,000,0002,290,000,0002,093,000,0002,307,000,0002,670,000,0003,228,000,000
Net income
252m
+62.58%
196,000,000239,000,000285,000,000283,000,000251,000,000229,000,000252,000,000264,000,000244,000,00093,000,000343,000,000155,000,000252,000,000
CFO
34m
-84.11%
280,000,000118,000,00068,000,000-43,000,000-114,000,000142,000,000313,000,000129,000,000-1,209,000,0001,011,000,0008,811,000,000214,000,00034,000,000
Dividend
Aug 25, 202426.33921 ILS/sh
Earnings
Mar 18, 2025

Profile

Isracard Ltd. operates as a credit card company in Israel. Its products include Anyway App, Anypay, Topcash, Touch-Pay, Garmin Pay, and Isracard application. The company offers loans and credit plans, as well as issues debit cards. It also provides discounting and clearing services for the debit card brands, such as Isracard, MasterCard, American Express, and Visa. The company was founded in 1975 and is based in Tel Aviv, Israel. Isracard Ltd.(TASE:ISCD) operates independently of Bank Hapoalim B.M. as of March 9, 2020.
URL
https://digital.isracard.co.il/
IPO date
Apr 14, 2019
Employees
2,025
Domiciled in
IL
Incorporated in
IL

Valuation

Title
ILS in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
3,228,000
20.90%
2,670,000
15.73%
2,307,000
10.22%
Cost of revenue
1,255,000
1,088,000
914,000
Unusual Expense (Income)
NOPBT
1,973,000
1,582,000
1,393,000
NOPBT Margin
61.12%
59.25%
60.38%
Operating Taxes
84,000
83,000
147,000
Tax Rate
4.26%
5.25%
10.55%
NOPAT
1,889,000
1,499,000
1,246,000
Net income
252,000
62.58%
155,000
-54.81%
343,000
268.82%
Dividends
(68,000)
(149,000)
(28,000)
Dividend yield
2.58%
7.29%
0.91%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
Long-term debt
2,479,000
1,370,000
1,773,000
Deferred revenue
76,000
Other long-term liabilities
17,240,000
277,000
172,000
Net debt
1,499,000
(591,000)
(2,957,000)
Cash flow
Cash from operating activities
34,000
214,000
8,811,000
CAPEX
(161,000)
(172,000)
(180,000)
Cash from investing activities
(2,077,000)
(2,476,000)
(223,000)
Cash from financing activities
1,069,000
(506,000)
(4,060,000)
FCF
(18,564,000)
4,720,000
(1,313,000)
Balance
Cash
902,000
1,854,000
4,631,000
Long term investments
78,000
107,000
99,000
Excess cash
818,600
1,827,500
4,614,650
Stockholders' equity
2,901,000
2,715,000
2,698,000
Invested Capital
4,657,400
2,315,500
1,689,000
ROIC
54.18%
74.87%
26.40%
ROCE
36.02%
38.18%
31.75%
EV
Common stock shares outstanding
200,000
200,000
200,000
Price
13.20
29.16%
10.22
-33.42%
15.35
41.47%
Market cap
2,640,000
29.16%
2,044,000
-33.42%
3,070,000
41.47%
EV
4,152,000
1,465,000
113,000
EBITDA
2,133,000
1,740,000
1,528,000
EV/EBITDA
1.95
0.84
0.07
Interest
Interest/NOPBT