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XTAEDSCT
Market cap8.31bUSD
Dec 20, Last price  
2,452.00ILS
1D
-0.12%
1Q
27.71%
Jan 2017
206.16%
Name

Israel Discount Bank Ltd

Chart & Performance

D1W1MN
XTAE:DSCT chart
P/E
721.68
P/S
193.20
EPS
3.40
Div Yield, %
0.03%
Shrs. gr., 5y
1.22%
Rev. gr., 5y
11.78%
Revenues
14.57b
+16.50%
5,704,000,0006,098,000,0006,149,000,0006,876,000,0006,700,000,0007,848,000,0007,491,000,0007,475,000,0007,508,000,0007,581,000,0007,366,000,0007,255,000,0007,549,000,0008,294,000,0008,973,000,0009,609,000,0009,876,000,00010,427,000,00012,508,000,00014,572,000,000
Net income
4.19b
+19.94%
556,000,000458,000,000836,000,0001,265,000,000245,000,000923,000,000724,000,000852,000,000802,000,000874,000,000596,000,000750,000,000905,000,0001,259,000,0001,505,000,0001,702,000,000975,000,0002,773,000,0003,495,000,0004,192,000,000
CFO
2.01b
P
907,000,0003,581,000,0001,271,000,0005,848,000,0003,657,000,0003,249,000,0004,447,000,0001,592,000,000-2,497,000,0001,711,000,000-23,000,000-1,172,000,0005,424,000,000-2,932,000,000522,000,0005,458,000,0007,133,000,0004,457,000,000-946,000,0002,013,000,000
Dividend
Aug 26, 202425.34334 ILS/sh
Earnings
Mar 10, 2025

Profile

Israel Discount Bank Limited, together with its subsidiaries, provides various banking and financial services in Israel, Europe, and North America. The company operates through Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, Israel Credit Cards Company, and Other segments. Its personal banking services include checking accounts, deposits and savings products, loans and credit facilities, mortgages, credit cards, capital market products, consulting services, family banking programs, and tax exemption services. The company also provides accounts, credit, funds, credit cards, and loans for small businesses; commercial business products for factories, workshops, service providers, and merchants; corporate, residential and commercial construction, infrastructure, and rental property financing; and personal consulting services for corporations and executives in various fields of investment, inliquidity, and asset management; brokerage and trading services; customized services for diamond traders; and capital market consulting, including foreign trade, documentary collection and credit, foreign guarantee, export financing, online foreign trade, anti money laundering, and mutual fund services. In addition, it offers tools for capital market transactions; provides Israeli private banking, foreign currency, commercial payment, securities custody and execution, capital market advisory, international banking, portfolio management, and online and digital banking services; manages securities investment portfolios for private customers, corporations, not-for-profit organizations, and institutional bodies; and initiates and assists public offerings and private placements, as well as provides underwriting and distribution services. The company operates through a chain of 171 branches in Israel. Israel Discount Bank Limited was incorporated in 1935 and is based in Tel Aviv, Israel.
IPO date
Mar 21, 1935
Employees
8,261
Domiciled in
IL
Incorporated in
IL

Valuation

Title
ILS in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
14,572,000
16.50%
12,508,000
19.96%
10,427,000
5.58%
Cost of revenue
4,485,000
1,026,000
865,000
Unusual Expense (Income)
NOPBT
10,087,000
11,482,000
9,562,000
NOPBT Margin
69.22%
91.80%
91.70%
Operating Taxes
2,316,000
1,806,000
1,516,000
Tax Rate
22.96%
15.73%
15.85%
NOPAT
7,771,000
9,676,000
8,046,000
Net income
4,192,000
19.94%
3,495,000
26.04%
2,773,000
184.41%
Dividends
(1,047,000)
(617,000)
(144,000)
Dividend yield
4.61%
2.74%
0.59%
Proceeds from repurchase of equity
3,477,000
BB yield
-15.43%
Debt
Debt current
Long-term debt
16,699,000
13,569,000
15,842,000
Deferred revenue
Other long-term liabilities
(13,569,000)
(15,842,000)
Net debt
(102,811,000)
(108,937,000)
(93,737,000)
Cash flow
Cash from operating activities
2,013,000
(946,000)
4,457,000
CAPEX
(1,194,000)
(1,064,000)
(977,000)
Cash from investing activities
(29,303,000)
(27,446,000)
(25,503,000)
Cash from financing activities
12,675,000
33,693,000
38,266,000
FCF
5,989,000
8,762,000
7,585,000
Balance
Cash
48,665,000
65,806,000
59,726,000
Long term investments
70,845,000
56,700,000
49,853,000
Excess cash
118,781,400
121,880,600
109,057,650
Stockholders' equity
24,959,000
21,669,000
18,990,000
Invested Capital
370,765,000
355,085,000
316,098,000
ROIC
2.14%
2.88%
2.71%
ROCE
2.55%
3.05%
2.85%
EV
Common stock shares outstanding
1,237,011
1,219,413
1,164,017
Price
18.35
-0.70%
18.48
-11.75%
20.94
69.42%
Market cap
22,699,152
0.73%
22,534,752
-7.55%
24,374,516
69.42%
EV
(79,347,848)
(84,048,248)
(67,681,484)
EBITDA
10,710,000
12,061,000
10,100,000
EV/EBITDA
Interest
9,776,000
3,007,000
962,000
Interest/NOPBT
96.92%
26.19%
10.06%