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XTAE
DSCT
Market cap11bUSD
Jun 23, Last price  
3,174.00ILS
1D
-3.50%
1Q
20.27%
Jan 2017
296.30%
Name

Israel Discount Bank Ltd

Chart & Performance

D1W1MN
P/E
909.54
P/S
244.06
EPS
3.49
Div Yield, %
2.07%
Shrs. gr., 5y
2.11%
Rev. gr., 5y
10.67%
Revenues
15.95b
+9.48%
6,098,000,0006,149,000,0006,876,000,0006,700,000,0007,848,000,0007,491,000,0007,475,000,0007,508,000,0007,581,000,0007,366,000,0007,255,000,0007,549,000,0008,294,000,0008,973,000,0009,609,000,0009,876,000,00010,427,000,00012,508,000,00014,572,000,00015,954,000,000
Net income
4.28b
+2.12%
458,000,000836,000,0001,265,000,000245,000,000923,000,000724,000,000852,000,000802,000,000874,000,000596,000,000750,000,000905,000,0001,259,000,0001,505,000,0001,702,000,000975,000,0002,773,000,0003,495,000,0004,192,000,0004,281,000,000
CFO
4.23b
+110.28%
3,581,000,0001,271,000,0005,848,000,0003,657,000,0003,249,000,0004,447,000,0001,592,000,000-2,497,000,0001,711,000,000-23,000,000-1,172,000,0005,424,000,000-2,932,000,000522,000,0005,458,000,0007,133,000,0004,457,000,000-946,000,0002,013,000,0004,233,000,000
Dividend
Aug 26, 202425.34334 ILS/sh
Earnings
Aug 13, 2025

Profile

Israel Discount Bank Limited, together with its subsidiaries, provides various banking and financial services in Israel, Europe, and North America. The company operates through Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, Israel Credit Cards Company, and Other segments. Its personal banking services include checking accounts, deposits and savings products, loans and credit facilities, mortgages, credit cards, capital market products, consulting services, family banking programs, and tax exemption services. The company also provides accounts, credit, funds, credit cards, and loans for small businesses; commercial business products for factories, workshops, service providers, and merchants; corporate, residential and commercial construction, infrastructure, and rental property financing; and personal consulting services for corporations and executives in various fields of investment, inliquidity, and asset management; brokerage and trading services; customized services for diamond traders; and capital market consulting, including foreign trade, documentary collection and credit, foreign guarantee, export financing, online foreign trade, anti money laundering, and mutual fund services. In addition, it offers tools for capital market transactions; provides Israeli private banking, foreign currency, commercial payment, securities custody and execution, capital market advisory, international banking, portfolio management, and online and digital banking services; manages securities investment portfolios for private customers, corporations, not-for-profit organizations, and institutional bodies; and initiates and assists public offerings and private placements, as well as provides underwriting and distribution services. The company operates through a chain of 171 branches in Israel. Israel Discount Bank Limited was incorporated in 1935 and is based in Tel Aviv, Israel.
URL
https://www.discountbank.co.il/
IPO date
Mar 21, 1935
Employees
8,261
Domiciled in
IL
Incorporated in
IL

Valuation

Title
ILS in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
15,954,000
9.48%
14,572,000
16.50%
12,508,000
19.96%
Cost of revenue
543,000
4,485,000
1,026,000
Unusual Expense (Income)
NOPBT
15,411,000
10,087,000
11,482,000
NOPBT Margin
96.60%
69.22%
91.80%
Operating Taxes
2,629,000
2,316,000
1,806,000
Tax Rate
17.06%
22.96%
15.73%
NOPAT
12,782,000
7,771,000
9,676,000
Net income
4,281,000
2.12%
4,192,000
19.94%
3,495,000
26.04%
Dividends
(1,153,000)
(1,047,000)
(617,000)
Dividend yield
3.66%
4.61%
2.74%
Proceeds from repurchase of equity
(102,000)
3,477,000
BB yield
0.32%
-15.43%
Debt
Debt current
Long-term debt
16,699,000
13,569,000
Deferred revenue
Other long-term liabilities
(13,569,000)
Net debt
(140,444,000)
(102,811,000)
(108,937,000)
Cash flow
Cash from operating activities
4,233,000
2,013,000
(946,000)
CAPEX
(836,000)
(1,194,000)
(1,064,000)
Cash from investing activities
(26,709,000)
(29,303,000)
(27,446,000)
Cash from financing activities
35,806,000
12,675,000
33,693,000
FCF
14,411,000
5,989,000
8,762,000
Balance
Cash
62,698,000
48,665,000
65,806,000
Long term investments
77,746,000
70,845,000
56,700,000
Excess cash
139,646,300
118,781,400
121,880,600
Stockholders' equity
28,839,000
24,959,000
21,669,000
Invested Capital
407,701,000
370,765,000
355,085,000
ROIC
3.28%
2.14%
2.88%
ROCE
3.53%
2.55%
3.05%
EV
Common stock shares outstanding
1,292,045
1,237,011
1,219,413
Price
24.36
32.75%
18.35
-0.70%
18.48
-11.75%
Market cap
31,474,227
38.66%
22,699,152
0.73%
22,534,752
-7.55%
EV
(107,453,773)
(79,347,848)
(84,048,248)
EBITDA
16,130,000
10,710,000
12,061,000
EV/EBITDA
Interest
11,308,000
9,776,000
3,007,000
Interest/NOPBT
73.38%
96.92%
26.19%