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XSTOTFBANK
Market cap714mUSD
Dec 23, Last price  
367.00SEK
1D
-0.81%
1Q
41.15%
Jan 2017
307.78%
IPO
331.76%
Name

TF Bank AB

Chart & Performance

D1W1MN
XSTO:TFBANK chart
P/E
19.89
P/S
5.88
EPS
18.45
Div Yield, %
0.25%
Shrs. gr., 5y
—
Rev. gr., 5y
16.40%
Revenues
1.34b
-3.56%
201,395,723292,379,000347,360,000388,013,000440,799,000511,570,000627,641,000768,864,000864,582,0001,040,558,0001,390,760,0001,341,270,000
Net income
397m
+15.84%
66,310,60886,324,00099,543,00093,235,000117,504,000151,459,000191,826,000221,926,000202,719,000277,206,000342,459,000396,700,000
CFO
853m
-18.59%
-151,121,911342,773,000130,029,000266,070,000-480,332,000895,736,000215,222,000341,639,000361,581,000225,229,0001,047,671,000852,861,000
Dividend
May 04, 20221 SEK/sh
Earnings
Jan 17, 2025

Profile

TF Bank AB (publ) provides consumer banking services and e-commerce solutions through a proprietary IT platform. The company operates in three segments: Consumer Lending, E-commerce Solutions, and Credit Cards. It provides savings accounts; unsecured consumer loans; and digital payment solutions, as well as credit cards. The company serves private individuals in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, and Austria. TF Bank AB (publ) was founded in 1987 and is headquartered in Borås, Sweden.
URL
https://www.tfbank.se/
IPO date
Sep 18, 2015
Employees
330
Domiciled in
SE
Incorporated in
SE

Valuation

Title
SEK in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
1,341,270
-3.56%
1,390,760
33.66%
1,040,558
20.35%
Cost of revenue
(881,932)
329,523
221,765
Unusual Expense (Income)
NOPBT
2,223,202
1,061,237
818,793
NOPBT Margin
165.75%
76.31%
78.69%
Operating Taxes
112,899
93,198
75,352
Tax Rate
5.08%
8.78%
9.20%
NOPAT
2,110,303
968,039
743,441
Net income
396,700
15.84%
342,459
23.54%
277,206
36.74%
Dividends
(19,847)
(21,500)
(21,500)
Dividend yield
0.54%
0.57%
0.44%
Proceeds from repurchase of equity
(494)
(47,000)
BB yield
0.01%
0.95%
Debt
Debt current
8,425
Long-term debt
80,762
288,105
251,615
Deferred revenue
(15)
245,974
Other long-term liabilities
22,035,844
(242,600)
(251,615)
Net debt
(7,280,368)
(1,610,093)
(1,347,913)
Cash flow
Cash from operating activities
852,861
1,047,671
225,229
CAPEX
(54,113)
(47,822)
(37,006)
Cash from investing activities
(107,797)
(47,852)
(37,031)
Cash from financing activities
4,722,500
(36,354)
2,813,497
FCF
1,844,039
966,783
1,943,091
Balance
Cash
5,744,117
57,686
1,282,278
Long term investments
1,617,013
1,848,937
317,250
Excess cash
7,294,066
1,837,085
1,547,500
Stockholders' equity
1,910,914
1,534,778
1,230,691
Invested Capital
22,035,844
16,754,103
12,118,395
ROIC
10.88%
6.71%
6.99%
ROCE
9.28%
5.80%
6.13%
EV
Common stock shares outstanding
21,500
21,500
21,500
Price
170.40
-3.51%
176.60
-23.05%
229.50
164.40%
Market cap
3,663,600
-3.51%
3,796,900
-23.05%
4,934,250
164.40%
EV
(3,616,768)
2,186,807
3,586,337
EBITDA
2,283,668
1,091,493
847,431
EV/EBITDA
2.00
4.23
Interest
547,605
210,318
120,439
Interest/NOPBT
24.63%
19.82%
14.71%