XSHG601128
Market cap3.11bUSD
Dec 24, Last price
7.53CNY
1D
0.40%
1Q
12.05%
Jan 2017
-27.39%
IPO
11.06%
Name
Jiangsu Changshu Rural Commercial Bank Co Ltd
Chart & Performance
Profile
Jiangsu Changshu Rural Commercial Bank Co., Ltd. provides rural financial services in China. The company offers personal savings, debit and credit cards, payment services, financial management services, private banking services, and insurance and third party depository services, as well as microfinance products. It also provides village, agricultural construction, rural, grain, fishing, farm, and shed reform loans; corporate finance products; cash management, settlement, and agency services; and foreign exchange trading and international settlement services, as well as international trade finance products. In addition, the company offers investment banking and financial markets services, as well as online banking services. Jiangsu Changshu Rural Commercial Bank Co., Ltd. was founded in 2001 and is based in Changshu, China.
Valuation
Title CNY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 7,745,985 -11.06% | 8,709,108 15.07% | 7,568,505 15.91% | |||||||
Cost of revenue | (5,037,979) | 3,398,245 | 3,169,079 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 12,783,964 | 5,310,863 | 4,399,426 | |||||||
NOPBT Margin | 165.04% | 60.98% | 58.13% | |||||||
Operating Taxes | 539,622 | 436,966 | 354,365 | |||||||
Tax Rate | 4.22% | 8.23% | 8.05% | |||||||
NOPAT | 12,244,342 | 4,873,897 | 4,045,061 | |||||||
Net income | 3,281,502 19.60% | 2,743,731 25.39% | 2,188,079 21.34% | |||||||
Dividends | (772,086) | (925,383) | (905,108) | |||||||
Dividend yield | 3.45% | 4.16% | 5.00% | |||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | 32,455,916 | 31,714,710 | ||||||||
Long-term debt | 334,690 | 21,903,384 | 18,364,566 | |||||||
Deferred revenue | 21,433,677 | |||||||||
Other long-term liabilities | 209,180,584 | (21,718,401) | (18,156,303) | |||||||
Net debt | (100,954,972) | (42,994,629) | (35,469,248) | |||||||
Cash flow | ||||||||||
Cash from operating activities | 16,369,456 | 13,153,584 | (1,687,571) | |||||||
CAPEX | (514,614) | (571,370) | (398,890) | |||||||
Cash from investing activities | (38,862,382) | (12,150,183) | 1,556,192 | |||||||
Cash from financing activities | (3,570,819) | (590,166) | 4,067,056 | |||||||
FCF | 95,182,354 | 8,299,200 | (10,471,932) | |||||||
Balance | ||||||||||
Cash | 12,052,994 | 23,165,009 | 23,830,886 | |||||||
Long term investments | 89,236,668 | 74,188,920 | 61,717,638 | |||||||
Excess cash | 100,902,363 | 96,918,474 | 85,170,099 | |||||||
Stockholders' equity | 23,162,230 | 20,147,130 | 17,887,865 | |||||||
Invested Capital | 212,193,990 | 204,080,725 | 168,497,485 | |||||||
ROIC | 5.88% | 2.62% | 2.71% | |||||||
ROCE | 5.43% | 2.37% | 2.36% | |||||||
EV | ||||||||||
Common stock shares outstanding | 3,507,131 | 2,948,370 | 2,740,856 | |||||||
Price | 6.39 -15.36% | 7.55 14.22% | 6.61 -10.43% | |||||||
Market cap | 22,410,567 0.68% | 22,260,194 22.87% | 18,117,058 -10.43% | |||||||
EV | (76,769,876) | (19,196,342) | (16,003,465) | |||||||
EBITDA | 13,138,446 | 5,601,067 | 4,638,461 | |||||||
EV/EBITDA | ||||||||||
Interest | 6,568,037 | 5,621,255 | 4,793,253 | |||||||
Interest/NOPBT | 51.38% | 105.84% | 108.95% |