Bank of Zhengzhou Co Ltd

Chart & Performance

D1W1MN

P/E

8.03

P/S

1.20

EPS

0.25

Div Yield, %

3.23%

Shrs. gr., 5y

2.56%

Rev. gr., 5y

2.05%

Revenues

12.33b

-12.38%

Net income

1.85b

-23.62%

CFO

-10.04b

L-67.99%

Dividend

Jun 30, 20200.090909 CNY/sh

Earnings

Jun 27, 2025

Profile

Bank of Zhengzhou Co., Ltd., together with its subsidiaries, provides various banking products and services in the People's Republic of China. It operates through Corporate Banking, Retail Banking, and Treasury Business segments. The Corporate Banking segment provides deposit products, corporate loans and advances, trade finance products, financial leasing services, agency services, and remittance and settlement services to corporations, government agencies, and financial institutions. The Retail Banking segment offers deposit products, personal loans, bank cards, personal wealth management services, remittance and settlement services, and collection and payment agency services to retail customers. The Treasury Business segment engages in the interbank money market transactions and repurchases transactions, as well as offers investment services. The company also offers short-term, medium-term, and long-term loans; accepts and discounts bills; issues financial bonds; underwrites government bonds; acts as an issuing and cashing agent; foreign exchange deposits and loans; and provides letters of credit, guarantees, safe-deposit box, and foreign currency exchange services, as well as offers online, telephone, and mobile banking services. As of December 31, 2021, it had 14 branches in Nanyang, Xinxiang, Luoyang, Anyang, Xuchang, Shangqiu, Luohe, Xinyang, Puyang, Pingdingshan, Zhumadian, Kaifeng, Zhoukou, and Hebi of Henan Province; and 161 sub-branches, as well as network of 160 internal and 37 external self-service equipment outlets. The company was formerly known as Commercial Bank of Zhengzhou Co., Ltd. and changed its name to Bank of Zhengzhou Co., Ltd. in December 2009. Bank of Zhengzhou Co., Ltd. was incorporated in 1996 and is headquartered in Zhengzhou, China.

URL

http://www.zzbank.cn/

IPO date

Dec 23, 2015

Employees

5,869

Domiciled in

Incorporated in

Valuation

Order:

Title CNY in thousands, except ratios and share amounts	FY	FY	FY	FY	FY	FY	FY	FY	FY
Title CNY in thousands, except ratios and share amounts	2023‑12	2022‑12	2021‑12	2020‑12	2019‑12	2018‑12	2017‑12	2016‑12	2015‑12
Income
Revenues	12,325,049 -12.38%	14,065,752 18.96%
Cost of revenue	(13,165,899)	664,996
Unusual Expense (Income)
NOPBT	25,490,948	13,400,756
NOPBT Margin	206.82%	95.27%
Operating Taxes	(119,843)	207,282
Tax Rate		1.55%
NOPAT	25,610,791	13,193,474
Net income	1,850,117 -23.62%	2,422,304 -24.92%
Dividends	(480,049)	(1,002,834)
Dividend yield	2.63%	5.15%
Proceeds from repurchase of equity
BB yield
Debt
Debt current		179,797,787
Long-term debt	270,504	14,950,201
Deferred revenue
Other long-term liabilities	59,662,011	(14,775,613)
Net debt	(220,485,053)	(19,594,131)
Cash flow
Cash from operating activities	(10,035,850)	(31,350,017)
CAPEX	(522,536)	(741,490)
Cash from investing activities	(55,080,911)	27,511,078
Cash from financing activities	15,570,039	(7,071,630)
FCF	57,703,869	200,293,379
Balance
Cash	33,798,051	30,797,292
Long term investments	186,957,506	183,544,827
Excess cash	220,139,305	213,638,831
Stockholders' equity	38,395,456	35,879,341
Invested Capital	249,345,536	248,978,287
ROIC	10.28%	4.04%
ROCE	8.86%	4.70%
EV
Common stock shares outstanding	9,092,091	9,092,091
Price	2.01 -6.07%	2.14 -25.44%
Market cap	18,275,104 -6.07%	19,457,076 -25.44%
EV	(200,347,917)	1,715,615
EBITDA	25,949,389	13,868,798
EV/EBITDA		0.12
Interest	13,029,988	12,816,137
Interest/NOPBT	51.12%	95.64%