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XSHE002839
Market cap1.32bUSD
Jan 15, Last price  
4.11CNY
1D
1.98%
1Q
-5.29%
IPO
-18.73%
Name

Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd

Chart & Performance

D1W1MN
XSHE:002839 chart
P/E
5.40
P/S
2.70
EPS
0.76
Div Yield, %
8.53%
Shrs. gr., 5y
4.74%
Rev. gr., 5y
4.29%
Revenues
3.58b
-24.08%
531,384,250621,317,473795,788,6031,629,052,2191,677,014,6761,310,394,0591,807,757,6002,022,081,4382,105,594,6242,275,050,6012,308,017,5902,333,411,3552,327,865,2262,900,641,0473,705,860,9644,096,126,1784,527,443,3594,713,058,4603,578,168,706
Net income
1.79b
+6.24%
307,495,045312,281,980467,907,130501,256,877518,978,382679,677,242908,877,000978,007,6171,002,599,378730,995,974673,009,701689,470,806763,102,278835,118,718954,163,4941,000,677,4951,303,849,6181,682,023,4951,786,919,111
CFO
1.80b
-76.48%
1,334,456,719967,818,4423,847,349,508171,656,186608,888,76913,227,197,7105,590,722,9002,402,999,235007,901,911,7386,265,543,5635,505,786,558007,616,831,140158,217,1987,633,098,9881,795,487,872
Dividend
Jun 06, 20240.2 CNY/sh
Earnings
May 22, 2025

Profile

Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd provides banking products and services in China. It offers deposit products, such as demand, time, notice, and fixed-life, agreement, and smart notification deposits; personal large deposit certificates; wealth management services, including financial management, investment funds, gold fixed investments, life insurance products, and monetary funds; and personal foreign exchange services, as well as collection and payment of water fees, electricity bills, digital TV viewing fees, telecommunication and intercom charges, mobile payment, and gas payment. The company also provides domestic factoring, domestic letter of credit, domestic letter of credit package loans and forfeiting , domestic acceptance bill guarantees, sellers financing, and domestic order financing; international settlement and trade finance; small and micro products; credit and debit cards; personal loans; online and mobile banking; and ATM's. In addition, it engages in bonds, bills, credit asset, and interbank business. Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd founded in 2001 and is based in Zhangjiagang, China.
URL
https://www.zrcbank.com/
IPO date
Jan 24, 2017
Employees
Domiciled in
CN
Incorporated in
CN

Valuation

Title
CNY in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
3,578,169
-24.08%
4,713,058
4.10%
Cost of revenue
901,605
1,623,885
Unusual Expense (Income)
NOPBT
2,676,564
3,089,174
NOPBT Margin
74.80%
65.54%
Operating Taxes
131,026
156,393
Tax Rate
4.90%
5.06%
NOPAT
2,545,537
2,932,781
Net income
1,786,919
6.24%
1,682,023
29.00%
Dividends
(822,779)
(677,285)
Dividend yield
7.72%
5.40%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
14,404,372
Long-term debt
11,480,552
11,569,697
Deferred revenue
Other long-term liabilities
178,482,387
Net debt
(70,050,852)
(48,278,592)
Cash flow
Cash from operating activities
1,795,488
7,633,099
CAPEX
(115,955)
(275,209)
Cash from investing activities
Cash from financing activities
3,584,452
FCF
(5,227,404)
(2,903,451)
Balance
Cash
13,017,115
13,325,625
Long term investments
68,514,289
60,927,035
Excess cash
81,352,496
74,017,007
Stockholders' equity
9,022,948
12,768,831
Invested Capital
198,103,851
132,792,277
ROIC
1.54%
2.41%
ROCE
1.29%
2.12%
EV
Common stock shares outstanding
2,746,332
2,720,790
Price
3.88
-15.84%
4.61
-3.96%
Market cap
10,655,768
-15.05%
12,542,840
-3.39%
EV
(59,220,068)
(35,571,018)
EBITDA
2,927,637
3,294,227
EV/EBITDA
Interest
4,297,435
3,859,807
Interest/NOPBT
160.56%
124.95%