XSHE002807
Market cap1.40bUSD
Jan 15, Last price
4.16CNY
1D
0.73%
1Q
0.48%
Jan 2017
-53.86%
IPO
-32.08%
Name
Jiangsu Jiangyin Rural Commercial Bank Co Ltd
Chart & Performance
Profile
Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. provides various personal and corporate banking products and services in China. Its personal finance products include personal deposit, financing, bank card, foreign exchange, and wealth management products, as well as agency services. The company's corporate finance products comprise unit deposits; traditional, technology, and green financing products; and others. It also provides international finance products, including settlement, letters of credit, documentary collection, financing, and hedging and value-added products. In addition, the company offers small and micro finance products; and online and mobile banking, payment, convenience, and other services. Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. was founded in 2001 and is based in Jiangyin, China.
Valuation
Title CNY in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | |
Income | |||||||||
Revenues | 3,022,669 -18.79% | 3,722,129 12.34% | |||||||
Cost of revenue | (2,905,765) | 1,148,609 | |||||||
Unusual Expense (Income) | |||||||||
NOPBT | 5,928,434 | 2,573,520 | |||||||
NOPBT Margin | 196.13% | 69.14% | |||||||
Operating Taxes | 54,837 | 58,131 | |||||||
Tax Rate | 0.92% | 2.26% | |||||||
NOPAT | 5,873,597 | 2,515,389 | |||||||
Net income | 1,888,085 16.83% | 1,616,057 26.88% | |||||||
Dividends | (510,593) | (479,151) | |||||||
Dividend yield | 5.50% | 4.65% | |||||||
Proceeds from repurchase of equity | |||||||||
BB yield | |||||||||
Debt | |||||||||
Debt current | 19,625,926 | ||||||||
Long-term debt | 14,118 | 8,473,021 | |||||||
Deferred revenue | 8,457,063 | ||||||||
Other long-term liabilities | 169,953,616 | (8,466,913) | |||||||
Net debt | (2,162,622) | (38,971,018) | |||||||
Cash flow | |||||||||
Cash from operating activities | (400,103) | 391,601 | |||||||
CAPEX | (155,255) | (274,858) | |||||||
Cash from investing activities | 2,546,253 | (2,515,187) | |||||||
Cash from financing activities | (2,353,164) | 2,121,514 | |||||||
FCF | (6,470,283) | 1,847,117 | |||||||
Balance | |||||||||
Cash | 2,176,740 | 10,332,570 | |||||||
Long term investments | 56,737,395 | ||||||||
Excess cash | 2,025,607 | 66,883,859 | |||||||
Stockholders' equity | 14,808,354 | 13,131,236 | |||||||
Invested Capital | 184,003,972 | 111,585,624 | |||||||
ROIC | 3.97% | 2.40% | |||||||
ROCE | 3.19% | 2.06% | |||||||
EV | |||||||||
Common stock shares outstanding | 2,615,979 | 2,596,678 | |||||||
Price | 3.55 -10.58% | 3.97 3.12% | |||||||
Market cap | 9,286,725 -9.91% | 10,308,812 3.82% | |||||||
EV | 7,409,392 | (28,521,643) | |||||||
EBITDA | 6,089,545 | 2,727,349 | |||||||
EV/EBITDA | 1.22 | ||||||||
Interest | 3,251,681 | 3,090,454 | |||||||
Interest/NOPBT | 54.85% | 120.09% |