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XSESU11
Market cap44bUSD
Dec 20, Last price  
35.84SGD
1D
-1.92%
1Q
8.80%
Jan 2017
75.69%
Name

United Overseas Bank Ltd

Chart & Performance

D1W1MN
XSES:U11 chart
P/E
10.50
P/S
4.31
EPS
3.41
Div Yield, %
4.47%
Shrs. gr., 5y
0.11%
Rev. gr., 5y
8.86%
Revenues
13.01b
-21.31%
3,258,743,0003,761,322,0004,836,878,0004,872,310,0005,250,347,0005,405,497,0005,800,223,0005,698,925,0006,475,256,0006,712,703,0007,436,223,0008,033,052,0008,059,783,0008,852,666,0009,110,682,00010,029,663,00013,074,000,00011,918,000,00016,535,000,00013,011,000,000
Net income
5.71b
+24.89%
1,451,769,0001,709,206,0002,523,857,0002,067,810,0001,876,363,0001,792,947,0002,589,805,0002,223,992,0002,700,182,0002,904,747,0003,146,902,0003,103,563,0003,003,853,0003,287,969,0003,896,943,0004,246,000,0002,915,000,0004,075,000,0004,573,000,0005,711,000,000
CFO
-16.19b
L
6,708,077,0002,157,494,00012,566,998,0007,473,894,0001,597,264,0007,186,007,00010,407,348,000-9,559,470,0006,340,049,000-11,695,115,0007,110,848,000661,097,000-13,313,483,0003,908,942,000-3,707,131,0008,332,671,0005,999,000,0004,655,000,0006,059,000,000-16,189,000,000
Dividend
Aug 12, 20240.88 SGD/sh
Earnings
Feb 20, 2025

Profile

United Overseas Bank Limited, together with its subsidiaries, provides banking products and services. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers loan products, including overdraft, cash credit, short term, and long-term loans. It also provides buyers credit, structured trade finance, SGD bonds, loan syndication, and M&A services. In addition, the company offers forex, documentary collection, credit, bank guarantee, export and import finance services. Further, the company provides inward and outward remittances, FX– spot and forward, current account, and time deposit services. Additionally, the company offers letter of credit advising and negotiation/discounting services; and import and export services comprising of inward and outward bill collection services, and documents against acceptance and payment. Furthermore, the company provides private, commercial, corporate, and investment banking services. It also offers corporate finance, treasury, future broking, asset management, venture capital management, insurance, and stockbroking services; engages in capital market, credit card, and private residential home loan businesses; and loans to small and medium enterprises. The company operates approximately 500 branches and offices in Singapore, Malaysia, Indonesia, Thailand, China, and internationally. United Overseas Bank Limited was incorporated in 1935 and is headquartered in Singapore.
IPO date
Jul 20, 1970
Employees
30,306
Domiciled in
SG
Incorporated in
SG

Valuation

Title
SGD in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
13,011,000
-21.31%
16,535,000
38.74%
11,918,000
-8.84%
Cost of revenue
(918,000)
Unusual Expense (Income)
NOPBT
13,929,000
16,535,000
11,918,000
NOPBT Margin
107.06%
100.00%
100.00%
Operating Taxes
1,138,000
1,202,000
850,000
Tax Rate
8.17%
7.27%
7.13%
NOPAT
12,791,000
15,333,000
11,068,000
Net income
5,711,000
24.89%
4,573,000
12.22%
4,075,000
39.79%
Dividends
(2,681,000)
(2,010,000)
(1,607,000)
Dividend yield
5.61%
3.90%
3.55%
Proceeds from repurchase of equity
(145,000)
29,535,000
BB yield
0.30%
-65.30%
Debt
Debt current
22,412,000
18,680,000
Long-term debt
51,914,000
45,749,000
33,492,000
Deferred revenue
169,377,000
147,262,000
Other long-term liabilities
8,938,000
26,357,000
13,603,000
Net debt
(135,575,000)
116,322,000
87,485,000
Cash flow
Cash from operating activities
(16,189,000)
6,059,000
4,655,000
CAPEX
(872,000)
(704,000)
(550,000)
Cash from investing activities
(645,000)
(17,080,000)
(36,949,000)
Cash from financing activities
(7,687,000)
34,301,000
32,632,000
FCF
82,241,000
(19,418,000)
41,224,000
Balance
Cash
87,443,000
(49,419,000)
(36,558,000)
Long term investments
100,046,000
1,258,000
1,245,000
Excess cash
186,838,450
Stockholders' equity
50,755,000
41,102,000
40,484,000
Invested Capital
255,439,000
303,736,000
252,841,000
ROIC
4.57%
5.51%
4.40%
ROCE
4.55%
5.44%
4.71%
EV
Common stock shares outstanding
1,680,940
1,680,581
1,681,386
Price
28.45
-7.33%
30.70
14.13%
26.90
18.24%
Market cap
47,822,743
-7.31%
51,593,837
14.07%
45,229,283
18.55%
EV
(84,762,257)
168,155,837
132,942,283
EBITDA
14,550,000
17,071,000
12,387,000
EV/EBITDA
9.85
10.73
Interest
12,563,000
3,000
3,000
Interest/NOPBT
90.19%
0.02%
0.03%