XSEST6I
Market cap237mUSD
Dec 23, Last price
0.44SGD
1D
0.00%
1Q
-2.22%
Jan 2017
83.33%
IPO
-22.81%
Name
Valuemax Group Ltd
Chart & Performance
P/E
6.09
P/S
0.97
EPS
0.07
Div Yield, %
4.55%
Shrs. gr., 5y
6.95%
Rev. gr., 5y
9.66%
Revenues
331m
+15.32%
Net income
53m
+18.97%
CFO
4m
P
Dividend
May 08, 20240.022 SGD/sh
Earnings
Feb 20, 2025
Profile
ValueMax Group Limited, an investment holding company, engages in the pawnbroking, moneylending, jewelry and watches retailing, and gold trading businesses primarily in Singapore. It offers pawn broking services through pledging jewelry in yellow or white gold, diamond jewelry, and branded timepieces, as well as gold, platinum, or silver bars and coins. The company also provides secured and unsecured term loans for businessmen and corporates; and hire purchase and floor stock financing services for automotive industry. In addition, it sells new and pre-owned jewelry, such as gold and diamond jewelry, gold bars and coins, branded watches, and Hermès bags in its outlets; purchases scrap gold from other pawnbrokers and jewelry traders; and sells fine gold bars to jewelry factories, wholesalers, and retailers. The company operates pawn and retail outlets in Singapore and Malaysia. Further, it is involved in the provision of management and IT, and business management and consultancy services, as well as in the property holding activities. The company was founded in 1988 and is based in Singapore. ValueMax Group Limited is a subsidiary of Yeah Holdings Pte. Ltd.
Valuation
Title SGD in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | |
| Income | ||||||||
Revenues | 331,037 15.32% | 287,064 4.19% | 275,512 -0.22% | |||||
Cost of revenue | 270,003 | 246,589 | 237,923 | |||||
Unusual Expense (Income) | ||||||||
NOPBT | 61,034 | 40,475 | 37,589 | |||||
NOPBT Margin | 18.44% | 14.10% | 13.64% | |||||
Operating Taxes | 9,903 | 8,298 | 7,510 | |||||
Tax Rate | 16.23% | 20.50% | 19.98% | |||||
NOPAT | 51,131 | 32,177 | 30,079 | |||||
Net income | 52,851 18.97% | 44,425 7.02% | 41,511 22.55% | |||||
Dividends | (14,632) | (1,782) | (10,474) | |||||
Dividend yield | 6.07% | 0.72% | 4.54% | |||||
Proceeds from repurchase of equity | 23,536 | 25 | 41,774 | |||||
BB yield | -9.77% | -0.01% | -18.09% | |||||
| Debt | ||||||||
Debt current | 571,796 | 581,915 | 407,872 | |||||
Long-term debt | 60,887 | 37,014 | 42,624 | |||||
Deferred revenue | 3,712 | 3,564 | ||||||
Other long-term liabilities | 3,247 | 598 | 547 | |||||
Net debt | 584,955 | 403,714 | 145,249 | |||||
| Cash flow | ||||||||
Cash from operating activities | 3,533 | (163,362) | (153,728) | |||||
CAPEX | (5,227) | (471) | (2,364) | |||||
Cash from investing activities | (5,068) | (471) | (2,623) | |||||
Cash from financing activities | 5,992 | 155,631 | 159,766 | |||||
FCF | (61,006) | (268,120) | (35,332) | |||||
| Balance | ||||||||
Cash | 16,034 | 10,989 | 14,601 | |||||
Long term investments | 31,694 | 204,226 | 290,646 | |||||
Excess cash | 31,176 | 200,862 | 291,471 | |||||
Stockholders' equity | 428,946 | 369,033 | 327,431 | |||||
Invested Capital | 1,025,651 | 779,471 | 479,601 | |||||
ROIC | 5.67% | 5.11% | 6.73% | |||||
ROCE | 5.78% | 4.12% | 4.86% | |||||
| EV | ||||||||
Common stock shares outstanding | 752,914 | 715,407 | 650,571 | |||||
Price | 0.32 -7.25% | 0.35 -2.82% | 0.36 7.58% | |||||
Market cap | 240,932 -2.38% | 246,815 6.87% | 230,953 22.80% | |||||
EV | 831,371 | 655,648 | 381,286 | |||||
EBITDA | 68,307 | 47,543 | 44,384 | |||||
EV/EBITDA | 12.17 | 13.79 | 8.59 | |||||
Interest | 6,598 | 3,132 | 2,358 | |||||
Interest/NOPBT | 10.81% | 7.74% | 6.27% | |||||