Loading...
XSAU
1150
Market cap20bUSD
Nov 12, Last price  
25.26SAR
Name

Alinma Bank SJSC

Chart & performance

D1W1MN
XSAU:1150 chart
P/E
11.85
P/S
6.40
EPS
2.13
Div yield, %
2.97%
Shrs. gr., 5y
4.59%
Rev. gr., 5y
15.83%
Revenues
11.84b
+8.30%
677,332,0001,898,072,0001,373,570,0001,665,288,0001,826,054,0002,279,075,0002,602,766,0002,951,149,0003,210,144,0004,320,038,0004,771,166,0005,604,324,0005,679,693,0006,650,888,0007,967,671,0009,686,112,00010,934,157,00011,841,459,000
Net income
6.40b
+9.70%
389,981,000605,341,00015,200,000431,334,000733,159,0001,004,757,0001,264,431,0001,469,976,0001,502,271,0002,011,357,0002,517,433,0002,534,810,0001,965,992,0002,709,387,0003,599,140,0004,839,206,0005,831,661,0006,397,149,000
CFO
-2.16b
L
-14,493,950,000-1,868,859,000-10,442,636,000-479,777,0006,779,172,000-561,716,0004,299,603,0002,346,411,0005,274,281,000-3,564,334,0003,379,647,0001,828,920,0007,923,612,000-2,839,143,0008,202,820,0008,360,141,0005,728,745,000-2,160,493,000
Dividend
Aug 03, 20260.25 SAR/sh

Notes

No notes on this company yet
Write a private note on this company, for your eyes only

Profile

Operating within the Kingdom of Saudi Arabia, Alinma Bank offers a comprehensive suite of banking and investment solutions. For individual customers, its retail offerings encompass diverse account types such as current, family, education, and savings, alongside convenient self-service banking options. It issues a wide array of cards, including debit, credit, traveler, virtual, prepaid, purchase, and business expense cards, and also facilitates point-of-sale transactions. Furthermore, the bank extends various financing options, such as loans for vehicles, real estate, personal needs, and education, in addition to mortgage, consumer, and commercial financing. Bill payment services are also available. Beyond retail, Alinma Bank caters to corporate clients with specialized services like treasury management, letters of guarantee, documentary collections, and both import and export letters of credit, alongside guarantee verification. Its corporate solutions also include robust cash management, tailored corporate partner services, a range of finance and investment products, comprehensive financial advisory, payroll management, and payment gateway functionalities. The institution further provides extensive investment services, covering investment and asset management, custodianship, financial advisory, underwriting, and brokerage. It also operates as an authorized insurance agent. Its clientele spans individuals, small and medium-sized enterprises (SMEs), corporations, and large institutional accounts. With a physical footprint of 100 branch locations, Alinma Bank was established in 2006 and maintains its main office in Riyadh, Saudi Arabia.

Related entities

Subsidiaries (5)
Al Tanweer Real Estate Company
Alinma esnad Company LTD
Alinma investment Company
Alinma SPV Limited
Saudi Financial Technology Company

Key people

Abdulmalik bin Abdullah Al-Hoga
Independent Chairman of the Board · since 2019
Abdullah Ali Bin Alkhalifa
Chief Executive Officer · since 2021
Saleh Abdullah Al-Zumaie
Deputy Chief Executive Officer, Head of Retail and Digital Banking · since 2022
Saad Abdulaziz Alkroud
Non-Executive Vice Chairman of the Board · since 2022
Adel Saleh Abalkhail
Chief Financial Officer · since 2021
Meshary Abdulaziz Aljubair
Chief Operating Officer · since 2021
Abdullah Mohammed Al Salamah
Chief Human Capital Officer · since 2021
Saud Aied Al Mufaddaly
Chief Compliance Officer · since 2023
Meshal Hamad Al-Rabiah
Chief Risk Officer · since 2021
Yaser Abdulaziz Al-Marshde
Chief Shariah Officer · since 2022
Fahad Abdulaziz Al-Mohaimeed
Chief Strategy and Sustainability Officer · since 2023
Eyad Osama Al-Othman
Chief Legal and Corporate Governance Officer · since 2023
Hisham Abdullah Al-Turaigi
Chief Credit Officer · since 2021
Abdullah Jamaan Al Zahrani
Head of Treasury · since 2021
Mohammed Bin Sultan Alsehali
Chief Internal Audit Officer · since 2021
Jameel Naif Hamdan
Head of Corporate Banking · since 2023
Mohammed Abdulrahman Abdulatif Bin Dayel
Non-Executive Member of the Board · since 2022
Anees Ahmed M. Moumina
Non-Executive Board Member · since 2022
Abdulrahman Mohammed Ramzi Abdul Rahman Addas
Independent Board Member · since 2019
Maher Saad Alaiyadhi
Independent Board Member · since 2025
IPO date
Jun 03, 2008
Employees
Domiciled in
SA
Incorporated in
SA
Headquarters & legal address
Riyadh - King Fahad Road
Al anoud Tower - 8th Floor
Riyadh, 01 11586
SA

Valuation

Title
SAR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2025‑122024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑12
Income
Revenues
Cost of revenue
Unusual Expense (Income)
NOPBT
NOPBT Margin
Operating Taxes
Tax Rate
NOPAT
Net income
Dividends
Dividend yield
Proceeds from repurchase of equity
BB yield
Debt
Debt current
Long-term debt
Deferred revenue
Other long-term liabilities
Net debt
Cash flow
Cash from operating activities
CAPEX
Cash from investing activities
Cash from financing activities
FCF
Balance
Cash
Long term investments
Excess cash
Stockholders' equity
Invested Capital
ROIC
ROCE
EV
Common stock shares outstanding
Price
Market cap
EV
EBITDA
EV/EBITDA
Interest
Interest/NOPBT