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XSAU
1120
Market cap162bUSD
Nov 12, Last price  
101.60SAR
Name

Al Rajhi Banking & Investment Corporation SJSC

Chart & performance

D1W1MN
XSAU:1120 chart
P/E
24.59
P/S
8.49
EPS
4.13
Div yield, %
2.36%
Shrs. gr., 5y
—
Rev. gr., 5y
28.29%
Revenues
71.82b
+125.06%
10,601,905,00011,959,648,00012,312,050,00013,343,360,00013,001,805,00013,310,735,00014,973,617,00013,845,037,00013,639,621,00013,733,056,00015,261,695,00015,868,715,00017,271,705,00019,460,415,00020,668,060,00025,636,857,00028,553,507,00027,433,692,00031,912,742,00071,821,426,000
Net income
24.79b
+25.70%
7,301,891,0006,449,657,0006,524,604,0006,767,228,0006,770,829,0007,378,268,0007,884,706,0007,437,987,0006,836,172,0007,130,075,0008,125,960,0009,120,726,0003,767,953,00010,158,527,00010,595,548,00014,746,211,00017,150,825,00016,621,159,00019,722,206,00024,791,754,000
CFO
-22.37b
L
8,001,242,00019,879,724,00043,108,972,0005,202,642,0007,506,294,00013,078,865,00015,875,019,0001,993,516,0006,908,534,000-8,053,331,00019,636,915,0007,562,174,00014,370,491,0004,186,544,00024,420,015,00023,855,434,0007,376,794,00027,422,731,00052,588,797,000-22,373,072,000
Dividend
Sep 21, 20261.26 SAR/sh

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Profile

Al Rajhi Banking and Investment Corporation, along with its various affiliates, delivers a comprehensive array of banking and investment solutions, catering to clients both within the Kingdom of Saudi Arabia and globally. Its operations are structured across four key divisions: Retail, Corporate, Treasury, and Investment Services & Brokerage. The institution provides diverse account types, encompassing personal options for current, future, affluent, private, and female clients, as well as business and escrow accounts. Financial services include personal, vehicle (auto, car, fleet), home, and real estate financing, alongside payroll, POS merchant, contract, invoice, and working capital facilities. It also issues credit and debit cards. Additionally, Al Rajhi offers a broad spectrum of insurance products, such as personal accident, medical, staff guarantee, marine cargo, engineering, machine breakdown, property, vehicle, and professional indemnity. For trade and liquidity management, it offers documentary collections, letters of credit and guarantee, supply chain finance, e-trade solutions, automated trade notifications, and sophisticated cash management services. A specialized offering, Ijara Mawsufha Fi Al Dhimmah, is available for financing substantial project endeavors. Its treasury department deals in direct investments, banknotes, foreign exchange, and gold trading. Beyond core banking, the corporation extends into real estate and engineering consulting, recruitment, micro consumer financing, finance leasing, and funding for small and medium-sized enterprises. It also engages in technical services related to finance, digital payment systems, and financial settlements. Customers benefit from convenient digital access through phone and online banking platforms, along with other digital services. A substantial physical infrastructure supports its operations, comprising 521 branches and 4,891 ATMs. Established in 1957, the firm's headquarters are located in Riyadh, Saudi Arabia.

Related entities

Subsidiaries (6)
Al Rajhi for Administrative Services Company
Al-Rajhi Development Company
Alrajhi Capital
Emkan Leasing Finance Company
Financial Digital Solutions Company
Tawtheeq Registration Leasing Company
Branches (2)
AlRajhi Banking & Investment Corporation (Al-Rajhi Bank)
Alrajhi Banking Investment Corporation (Alrajhi Bank) Gulf Shareholding

Key people

Non-Executive Chairman of the Board · since 2014
Chief Executive Officer, Managing Director, Executive Member of the Board · since 2022
Ibrahim Bin Mohammed Al Rumaih
Non-Executive Independent Vice Chairman of the Board · since 2024
Jassim Ismaeil Al-Awadhi
Chief Executive Officer of Al Rajhi Bank Kuwait · since 2022
Abdullah Al-Habdan
Chief Executive Officer of Emkan Finance Company · since 2023
Waleed Alrashed Al-humaid
Chief Executive Officer of Al Rajhi Capital · since 2022
Abdulaziz Ali Al-Jdeed
Chief Executive Officer of Tawtheeq Company · since 2022
Mohammad Hassoobh
Chief Executive Officer of Atmaal · since 2024
Eyad Mohammad Jarrar
Chief Executive Officer of Al Rajhi Bank Jordan · since 2022
Fawaz Abou Nasr
Chief Executive Officer of Ejada System Limited Co. · since 2022
Abdullah Alomari
Chief Operating Officer · since 2022
Ahmed Saleh Al-Sudais
Chief Human Resources Officer · since 2019
Abdullah Bin Saad Aljabr
Chief Marketing and Customer Experience Officer · since 2023
Hamad Al-Washmi
Chief Compliance Officer · since 2023
Abdulrahman Abdullah Al-fadda
Chief Financial Officer, Acting Chief Risk Officer · since 2024
Abdulrahman Mohammad Al-Ajaji
General Manager - Treasury Group · since 2020
Hossam Essam Al-Basrawi
General Manager - Corporate Banking Group · since 2020
Saleh Abdullah Al-Lehedan
General Manager of the Sharia Group · since 2020
Majed Saleh Al-Rajhi
General Manager - Retail Banking · since 2020
Turki Al-dhfayan
Chief Strategic Projects
IPO date
Jan 10, 1999
Employees
Domiciled in
SA
Incorporated in
SA
Headquarters & legal address
Al Rajhi Tower
8467 King Fahad Road,Al Muruj District
Riyadh, 01 11411
SA

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