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XSAU
1020
Market cap4.09bUSD
Nov 12, Last price  
12.03SAR
Name

Bank Aljazira SJSC

Chart & performance

D1W1MN
XSAU:1020 chart
P/E
10.19
P/S
1.46
EPS
1.18
Div yield, %
—
Shrs. gr., 5y
-0.08%
Rev. gr., 5y
26.17%
Revenues
10.49b
+177.55%
2,592,998,0001,451,662,0001,090,348,0001,171,401,0001,212,952,0001,172,257,0001,583,087,0001,829,636,0002,227,129,0002,918,222,0002,472,732,0002,579,696,0002,664,577,0002,976,943,0003,280,614,0003,546,884,0003,429,643,0003,323,080,0003,779,125,00010,489,087,000
Net income
1.51b
+22.30%
1,973,951,000805,203,000222,339,00027,554,00028,238,000302,853,000500,480,000650,636,000572,467,0001,287,119,000871,942,000857,514,000378,276,000991,023,00033,754,0001,006,076,0001,109,088,0001,019,972,0001,230,954,0001,505,500,000
CFO
-761m
L
1,818,879,0001,409,293,000590,055,000-1,082,255,00050,588,0002,065,331,0004,869,700,0004,371,791,000-1,439,197,000-1,949,376,0003,321,472,0004,162,006,0001,271,744,0003,410,497,0002,110,243,00070,427,0004,548,446,000-1,683,604,0001,916,975,000-761,486,000
Dividend
Feb 08, 20260.5 SAR/sh

Notes

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Profile

Operating within the Kingdom of Saudi Arabia, Bank AlJazira delivers a comprehensive suite of financial solutions that adhere to Shari'ah principles, catering to the diverse needs of individual clients, corporations, small and medium-sized enterprises (SMEs), and various institutional entities. Its operations are structured across several key divisions: Personal Banking, Corporate Banking, Treasury, an integrated Brokerage and Asset Management arm, and Takaful Ta'awuni. For its personal clientele, the bank provides essential services such as savings and checking accounts, financing options for real estate and personal needs, secure deposit facilities, international money transfers, a selection of investment offerings, and specialized banking for women, alongside extensive e-banking platforms. Corporate and institutional clients benefit from Islamic funding solutions, global transaction management (including cash management, trade finance, and corporate payroll), syndicated financing, and robust commercial and online banking platforms. The bank also extends its services to the public sector and other financial institutions. Its investment banking division delivers expertise in brokerage and asset management, alongside corporate investment banking activities like managing initial public offerings (IPOs), facilitating private placements, capital increases, and underwriting. The private banking sector offers premium services such as ATM and credit cards, secure deposit boxes, trading commission arrangements, foreign currency exchange, short-term deposit vehicles, structured financial products, real estate investment opportunities, and bespoke wealth management. Treasury services encompass Naqa'a and thrift savings schemes, foreign exchange transactions, FX forwards, complex structured products, hedging strategies, and margin financing. Established in Jeddah, Saudi Arabia, in 1975, Bank AlJazira maintained an extensive network of 79 branches and 62 Fawri remittance centers as of December 31, 2020.

Related entities

Subsidiaries (3)
Al Jazira Securities Limited
ALJAZIRA CAPITAL COMPANY
AMAN Investment and Real Estate Company

Key people

Non-Executive Chairman of the Board · since 2025
Mohammed Bin Saad Bindawood
Non-Executive Vice Chairman of the Board · since 2025
Hani S. Noori
Chief Financial Officer, Senior Vice President · since 2021
Ibrahim A. Al Omar
Chief Operating Officer, Senior Vice President · since 2022
Bader Al Boqami
Senior Vice President, Head of Marketing and Customer Excellence Group · since 2024
Fahad A. Al-Elayan
Senior Vice President, Head of Shariah, Sustainability & Social Responsibility Group · since 2023
Faisal M. Al-Mansour
Senior Vice President, Head of Human Capital Group · since 2021
Sami J. Al-Mehaid
Senior Vice President, Head of Corporate and Institutional Banking Group · since 2021
Mohammed A. Al-Mousa
Senior Vice President, Head of Retail Banking Group · since 2023
Sultan S. Al-Qahtani
Senior Vice President, Board Secretary & Head of Corporate Governance Group · since 2021
Abdulaziz Al-Zammam
Senior Vice President and Chief Audit Executive · since 2019
Hani A. Araki
Senior Vice President, Head of Treasury Group · since 2021
Nahim Y. Bassa
Senior Vice President, Head of Strategy & Digital Transformation Group · since 2021
Hamad I. Al-Essa
Senior Vice President, Chief Compliance & Anti Financial Officer · since 2023
Osama K. Al-Ibrahim
Senior Vice President, Chief Risk Officer · since 2017
Badr A. Al-Rashodi
Vice President, Head of Customer Experience and Protection Division · since 2021
Naif bin Abdulkareem Al-Abdulkareem
Chief Executive Officer, Managing Director, Executive director · since 2021
Yazid Almobty
Chief Credit Officer · since 2023
Rayan Al-Omair
Head of Private Banking and Wealth Management · since 2023
Abdullatef Fadel
Head of Fawri Banking Services Group (Acting) · since 2023
IPO date
Jan 10, 1999
Employees
Domiciled in
SA
Incorporated in
SA
Headquarters & legal address
Jeddah- AL Nahda district
King Abdulaziz road with Al Hamra street crossroad
Jeddah, 02 21442
SA

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