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XPRA
MONET
Market cap3.44bUSD
Jun 06, Last price  
146.20CZK
1D
0.41%
1Q
1.81%
Jan 2017
76.57%
IPO
111.58%
Name

Moneta Money Bank as

Chart & Performance

D1W1MN
XPRA:MONET chart
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P/E
12.86
P/S
5.79
EPS
11.37
Div Yield, %
6.16%
Shrs. gr., 5y
—
Rev. gr., 5y
4.25%
Revenues
12.91b
+5.71%
11,020,000,00010,889,000,00012,072,000,00010,913,000,00010,277,000,0009,764,000,00010,490,000,00012,079,000,00011,166,000,00012,087,000,00012,217,000,00012,914,000,000
Net income
5.81b
+11.69%
4,259,000,0004,180,000,0004,506,000,0004,054,000,0003,923,000,0004,200,000,0004,019,000,0002,601,000,0003,984,000,0005,187,000,0005,200,000,0005,808,000,000
CFO
10.50b
-71.39%
7,833,000,000-1,745,000,00015,795,000,00010,384,000,00044,434,000,000-4,605,000,000-2,038,000,0003,411,000,00013,977,000,00036,712,000,00010,502,000,000
Dividend
Apr 26, 20249 CZK/sh
Earnings
Jul 23, 2025

Profile

MONETA Money Bank, a.s., together with its subsidiaries, provides banking and financial products and services to retail customers, small and medium-sized enterprises, corporate clients, and financial and public sector institutions in the Czech Republic. The company operates through Commercial Clients, Retail Clients, and Treasury/Other segments. It offers various deposit products, including current and savings accounts, term deposits, and transactional banking products. The company also provides secured lending products, such as mortgages and finance leases; unsecured lending products comprising consumer and auto loans, credit cards, personal overdrafts, building savings loans, and bridging loans; and commercial lending products that consist of working capital, investment loans, finance and operating leases, auto loans, inventory financing, financing of small businesses and entrepreneurs through guarantees, letters of credits, and foreign exchange transactions. In addition, it intermediates additional payment protection insurance, which covers the customer's monthly loan payment in the event of unemployment, accident, or sickness; and acts as the intermediary to provide its customers with other insurance and investment products. Further, the company engages in the foreign exchange transactions, interest rate swaps, investment in debt securities, equity investments, other non–interest bearing assets, and other operations, as well as provision of debit and credit cards. As of December 31, 2021, it operated a network of 154 branches and 560 ATMs. The company was formerly known as GE Money Bank, a.s. and changed its name to MONETA Money Bank, a.s. in May 2016. MONETA Money Bank, a.s. was incorporated in 1998 and is headquartered in Prague, the Czech Republic.
URL
https://www.moneta.cz/
IPO date
May 06, 2016
Employees
Domiciled in
CZ
Incorporated in
CZ

Valuation

Title
CZK in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
12,914,000
5.71%
12,217,000
1.08%
12,087,000
8.25%
Cost of revenue
1,552,000
1,374,000
1,287,000
Unusual Expense (Income)
NOPBT
11,362,000
10,843,000
10,800,000
NOPBT Margin
87.98%
88.75%
89.35%
Operating Taxes
995,000
912,000
1,245,000
Tax Rate
8.76%
8.41%
11.53%
NOPAT
10,367,000
9,931,000
9,555,000
Net income
5,808,000
11.69%
5,200,000
0.25%
5,187,000
30.20%
Dividends
(4,088,000)
(5,110,000)
Dividend yield
8.55%
13.16%
Proceeds from repurchase of equity
BB yield
Debt
Debt current
Long-term debt
14,170,000
13,210,000
Deferred revenue
Other long-term liabilities
(12,904,000)
Net debt
(133,318,000)
(105,076,000)
(62,205,000)
Cash flow
Cash from operating activities
10,502,000
36,712,000
CAPEX
(794,000)
(1,145,000)
Cash from investing activities
(44,256,000)
(11,273,000)
Cash from financing activities
61,872,000
(1,808,000)
FCF
10,928,000
9,991,000
9,708,000
Balance
Cash
13,541,000
11,523,000
13,848,000
Long term investments
119,777,000
107,723,000
61,567,000
Excess cash
132,672,300
118,635,150
74,810,650
Stockholders' equity
31,776,000
32,203,000
30,989,000
Invested Capital
463,206,000
425,309,000
356,039,000
ROIC
2.33%
2.54%
2.87%
ROCE
2.30%
2.37%
2.79%
EV
Common stock shares outstanding
511,000
511,000
511,000
Price
123.80
32.26%
93.60
23.16%
76.00
-18.93%
Market cap
63,261,800
32.26%
47,829,600
23.16%
38,836,000
-18.93%
EV
(70,056,200)
(57,246,400)
(23,369,000)
EBITDA
11,362,000
12,076,000
12,049,000
EV/EBITDA
Interest
13,288,000
12,807,000
5,741,000
Interest/NOPBT
116.95%
118.11%
53.16%