XPRAKOMB
Market cap6.66bUSD
Dec 20, Last price
848.00CZK
1D
-0.18%
1Q
9.56%
Jan 2017
-4.18%
Name
Komercni Banka as
Chart & Performance
Profile
Komercní banka, a.s., together with its subsidiaries, provides various retail, corporate, and investment banking services primarily in the Czech Republic, and Central and Eastern Europe. The company accepts various deposits, such as current and savings accounts, term deposits, building savings, and foreign currency accounts. Its loan products include optimal, personal, student, and home equity/secured loans; loans for start-up businesses, business loans, business operating loans, and revolving loans; operational, installment, claims, and structured finance, as well as finances for acquisitions and mergers; and mortgage loans. The company also offers payment, debit, and credit cards; investment products; life, travel and card, and property insurance products; pension products; overdraft, trade and export, bond issuance, cash and payment, cash pooling, bills of exchange, financial instruments trading, leases, foreign currency and derivative, and guarantee transaction services, as well as E-banking, telephone, and mobile banking services. It serves individuals, small businesses, corporates, and municipalities. As of December 31, 2021, the company operated 242 branches and 860 ATMs. The company was founded in 1990 and is headquartered in Prague, the Czech Republic. Komercní banka, a.s. is a subsidiary of Société Générale S.A.
Valuation
Title CZK in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 36,179,000 -6.25% | 38,589,000 23.22% | 31,317,000 5.69% | |||||||
Cost of revenue | 3,360,000 | 1,601,000 | 1,487,000 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 32,819,000 | 36,988,000 | 29,830,000 | |||||||
NOPBT Margin | 90.71% | 95.85% | 95.25% | |||||||
Operating Taxes | 3,288,000 | 3,998,000 | 3,028,000 | |||||||
Tax Rate | 10.02% | 10.81% | 10.15% | |||||||
NOPAT | 29,531,000 | 32,990,000 | 26,802,000 | |||||||
Net income | 15,612,000 -11.41% | 17,622,000 38.46% | 12,727,000 56.04% | |||||||
Dividends | (11,290,000) | (18,969,000) | (4,488,000) | |||||||
Dividend yield | 8.25% | 15.33% | 2.54% | |||||||
Proceeds from repurchase of equity | ||||||||||
BB yield | ||||||||||
Debt | ||||||||||
Debt current | ||||||||||
Long-term debt | 53,162,000 | 18,672,000 | ||||||||
Deferred revenue | ||||||||||
Other long-term liabilities | (47,589,000) | (18,672,000) | ||||||||
Net debt | (67,559,000) | (1,223,181,000) | (126,860,000) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (10,312,000) | (28,749,000) | 2,023,000 | |||||||
CAPEX | (4,130,000) | (3,777,000) | (3,085,000) | |||||||
Cash from investing activities | (4,166,000) | (3,794,000) | (2,804,000) | |||||||
Cash from financing activities | 12,761,000 | 15,568,000 | 7,883,000 | |||||||
FCF | 31,212,000 | 31,998,000 | 27,720,000 | |||||||
Balance | ||||||||||
Cash | 12,835,000 | 14,190,000 | 29,947,000 | |||||||
Long term investments | 54,724,000 | 1,262,153,000 | 115,585,000 | |||||||
Excess cash | 65,750,050 | 1,274,413,550 | 143,966,150 | |||||||
Stockholders' equity | 128,861,000 | 225,797,000 | 127,359,000 | |||||||
Invested Capital | 1,450,551,950 | 1,076,737,000 | 1,116,599,000 | |||||||
ROIC | 2.34% | 3.01% | 2.46% | |||||||
ROCE | 2.16% | 2.84% | 2.40% | |||||||
EV | ||||||||||
Common stock shares outstanding | 188,856 | 188,856 | 188,856 | |||||||
Price | 724.50 10.61% | 655.00 -29.95% | 935.00 42.31% | |||||||
Market cap | 136,826,100 10.61% | 123,700,614 -29.95% | 176,580,266 42.31% | |||||||
EV | 72,493,100 | (1,096,248,386) | 52,993,266 | |||||||
EBITDA | 36,212,000 | 40,011,000 | 32,663,000 | |||||||
EV/EBITDA | 2.00 | 1.62 | ||||||||
Interest | 93,533,000 | 64,514,000 | 13,768,000 | |||||||
Interest/NOPBT | 285.00% | 174.42% | 46.15% |