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XPARCRTO
Market cap81mUSD
Dec 23, Last price  
77.48EUR
1D
2.61%
1Q
17.41%
Jan 2017
-2.68%
Name

Caisse Reg Cred Agric Mut Tourain Poitou

Chart & Performance

D1W1MN
XPAR:CRTO chart
P/E
0.70
P/S
0.23
EPS
111.05
Div Yield, %
23.57%
Shrs. gr., 5y
-0.18%
Rev. gr., 5y
3.81%
Revenues
332m
-34.75%
277,108,000306,924,000310,829,000278,314,000313,215,000279,642,000293,776,000284,154,000279,746,000275,441,000282,413,000411,478,000459,527,000509,046,000332,133,000
Net income
112m
+19.46%
60,946,00073,848,00076,652,00048,585,00069,204,00074,469,00085,715,00070,039,00067,224,00079,997,00078,670,00045,718,00072,540,00093,621,000111,835,000
CFO
-308m
L
77,178,00012,274,00086,042,000-44,748,00016,150,00051,005,00033,669,000585,274,000-45,934,000-143,984,000119,029,00085,938,000630,422,000437,926,000-307,684,000
Dividend
Apr 23, 20243.19 EUR/sh
Earnings
Jan 30, 2025

Profile

Caisse Régionale de Crédit Agricole Mutuel de La Touraine et du Poitou Société Coopérative provides various banking products and services in France. It offers bank accounts and cards, savings products, real estate loans, consumer credit facilities, insurance products, and other financial services. It serves individuals, professionals, farmers, businesses, associations, public authorities, and social housing customers. The company is based in Poitiers, France.
IPO date
Jun 21, 1995
Employees
1,552
Domiciled in
FR
Incorporated in
FR

Valuation

Title
EUR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
332,133
-34.75%
509,046
10.78%
459,527
11.68%
Cost of revenue
(381,585)
10,726
9,853
Unusual Expense (Income)
NOPBT
713,718
498,320
449,674
NOPBT Margin
214.89%
97.89%
97.86%
Operating Taxes
8,961
13,658
18,149
Tax Rate
1.26%
2.74%
4.04%
NOPAT
704,757
484,662
431,525
Net income
111,835
19.46%
93,621
29.06%
72,540
58.67%
Dividends
(18,393)
(13,800)
(12,864)
Dividend yield
4.08%
3.81%
2.49%
Proceeds from repurchase of equity
1,636
9,215
27,172
BB yield
-0.36%
-2.55%
-5.27%
Debt
Debt current
2,664,802
3,099,983
Long-term debt
38,948
6,195,552
5,329,560
Deferred revenue
52,974
53,422
Other long-term liabilities
14,176,724
466,136
633,551
Net debt
(64,344)
8,748,219
8,271,720
Cash flow
Cash from operating activities
(307,684)
437,926
630,422
CAPEX
(12,241)
(8,738)
(8,073)
Cash from investing activities
(37,200)
(1,296,841)
448,740
Cash from financing activities
(38,947)
1,758
10,689
FCF
12,397
712,964
1,451,674
Balance
Cash
56,940
59,145
46,739
Long term investments
46,352
52,990
111,084
Excess cash
86,685
86,683
134,847
Stockholders' equity
2,179,181
2,160,927
2,232,806
Invested Capital
12,426,359
11,737,894
11,479,704
ROIC
5.83%
4.17%
3.83%
ROCE
5.70%
4.21%
3.87%
EV
Common stock shares outstanding
6,272
6,293
6,296
Price
71.80
24.87%
57.50
-29.79%
81.90
-16.84%
Market cap
450,325
24.46%
361,829
-29.83%
515,668
-17.00%
EV
385,981
9,110,048
8,787,388
EBITDA
724,317
508,373
459,198
EV/EBITDA
0.53
17.92
19.14
Interest
1,831
41
246
Interest/NOPBT
0.26%
0.01%
0.05%