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XPARCRLA
Market cap102mUSD
Dec 24, Last price  
55.90EUR
1D
0.18%
1Q
19.70%
Jan 2017
-0.53%
IPO
-22.90%
Name

Caisse Regionale de Credit Agricole Mutuel du Languedoc

Chart & Performance

D1W1MN
XPAR:CRLA chart
P/E
0.56
P/S
0.17
EPS
100.03
Div Yield, %
0.00%
Shrs. gr., 5y
-0.07%
Rev. gr., 5y
1.17%
Revenues
583m
-5.72%
582,785,000672,361,000667,810,000616,646,000613,290,000586,844,000592,978,000581,731,000479,048,000549,767,000572,609,000484,307,000612,361,000617,973,000582,635,000
Net income
176m
-19.36%
122,252,000185,818,000195,274,000152,128,000158,104,000166,535,000170,345,000159,797,000199,551,000174,659,000186,108,000135,936,000211,167,000217,730,000175,584,000
CFO
-464m
L-45.99%
36,510,0005,159,000157,863,000-131,582,000132,774,000-46,801,000207,048,000791,891,000-55,900,00085,083,000436,736,000745,782,000974,942,000-859,890,000-464,402,000
Dividend
Apr 16, 20242.74 EUR/sh
Earnings
Jan 24, 2025

Profile

Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société Coopérative provides various banking products and services to individuals, professionals and associations, farmers, businesses, private banking customers, and public authorities and social housing community clients in France. It offers accounts and cards; savings products; loans; auto and 2 wheeler, personal, borrower, home, leisure and daily, professional premises, health, and activity insurance; and finance for the construction or renovation of buildings, purchases of agricultural equipment, and purchases of seeds and livestock. The company also provides corporate and investment banking, specialized financing, asset management, small and mid-cap merger and acquisition advice, and wealth management services; and treasury solutions, as well as engages in furniture leasing, and real estate and project financing activities. It operates approximately 5935 branches in France. The company is based in Lattes, France.
IPO date
May 16, 2007
Employees
2,617
Domiciled in
FR
Incorporated in
FR

Valuation

Title
EUR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑122014‑12
Income
Revenues
582,635
-5.72%
617,973
0.92%
612,361
26.44%
Cost of revenue
31,927
110,278
99,807
Unusual Expense (Income)
NOPBT
550,708
507,695
512,554
NOPBT Margin
94.52%
82.15%
83.70%
Operating Taxes
32,726
52,160
70,050
Tax Rate
5.94%
10.27%
13.67%
NOPAT
517,982
455,535
442,504
Net income
175,584
-19.36%
217,730
3.11%
211,167
55.34%
Dividends
(22,587)
Dividend yield
2.41%
Proceeds from repurchase of equity
(14,052)
BB yield
1.48%
Debt
Debt current
5,357,554
5,784,264
Long-term debt
21,387
123,991
109,158
Deferred revenue
117,161
120,591
Other long-term liabilities
8,641,695
(120,805)
Net debt
(6,153,054)
(463,425)
(1,318,575)
Cash flow
Cash from operating activities
(464,402)
(859,890)
974,942
CAPEX
(20,051)
(22,440)
(17,963)
Cash from investing activities
(30,302)
(58,188)
(26,158)
Cash from financing activities
(56,785)
69,550
51,052
FCF
(978,301)
1,571,452
33,417
Balance
Cash
1,155,914
1,404,081
2,536,158
Long term investments
5,018,527
4,540,889
4,675,839
Excess cash
6,145,309
5,914,071
7,181,379
Stockholders' equity
3,916,930
3,781,259
3,728,185
Invested Capital
31,091,246
29,319,190
26,509,053
ROIC
1.71%
1.63%
1.73%
ROCE
1.57%
1.53%
1.70%
EV
Common stock shares outstanding
19,742
19,732
19,760
Price
48.20
1.45%
47.51
-15.12%
55.97
-7.49%
Market cap
951,578
1.51%
937,459
-15.24%
1,105,988
-7.55%
EV
(5,189,828)
484,890
(205,499)
EBITDA
568,752
522,348
528,546
EV/EBITDA
0.93
Interest
927,533
322,989
279,457
Interest/NOPBT
168.43%
63.62%
54.52%