XPARCRLA
Market cap102mUSD
Dec 24, Last price
55.90EUR
1D
0.18%
1Q
19.70%
Jan 2017
-0.53%
IPO
-22.90%
Name
Caisse Regionale de Credit Agricole Mutuel du Languedoc
Chart & Performance
Profile
Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société Coopérative provides various banking products and services to individuals, professionals and associations, farmers, businesses, private banking customers, and public authorities and social housing community clients in France. It offers accounts and cards; savings products; loans; auto and 2 wheeler, personal, borrower, home, leisure and daily, professional premises, health, and activity insurance; and finance for the construction or renovation of buildings, purchases of agricultural equipment, and purchases of seeds and livestock. The company also provides corporate and investment banking, specialized financing, asset management, small and mid-cap merger and acquisition advice, and wealth management services; and treasury solutions, as well as engages in furniture leasing, and real estate and project financing activities. It operates approximately 5935 branches in France. The company is based in Lattes, France.
IPO date
May 16, 2007
Employees
2,617
Domiciled in
FR
Incorporated in
FR
Valuation
Title EUR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY | FY | FY | FY | FY | FY |
---|---|---|---|---|---|---|---|---|---|---|
2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | 2018‑12 | 2017‑12 | 2016‑12 | 2015‑12 | 2014‑12 | |
Income | ||||||||||
Revenues | 582,635 -5.72% | 617,973 0.92% | 612,361 26.44% | |||||||
Cost of revenue | 31,927 | 110,278 | 99,807 | |||||||
Unusual Expense (Income) | ||||||||||
NOPBT | 550,708 | 507,695 | 512,554 | |||||||
NOPBT Margin | 94.52% | 82.15% | 83.70% | |||||||
Operating Taxes | 32,726 | 52,160 | 70,050 | |||||||
Tax Rate | 5.94% | 10.27% | 13.67% | |||||||
NOPAT | 517,982 | 455,535 | 442,504 | |||||||
Net income | 175,584 -19.36% | 217,730 3.11% | 211,167 55.34% | |||||||
Dividends | (22,587) | |||||||||
Dividend yield | 2.41% | |||||||||
Proceeds from repurchase of equity | (14,052) | |||||||||
BB yield | 1.48% | |||||||||
Debt | ||||||||||
Debt current | 5,357,554 | 5,784,264 | ||||||||
Long-term debt | 21,387 | 123,991 | 109,158 | |||||||
Deferred revenue | 117,161 | 120,591 | ||||||||
Other long-term liabilities | 8,641,695 | (120,805) | ||||||||
Net debt | (6,153,054) | (463,425) | (1,318,575) | |||||||
Cash flow | ||||||||||
Cash from operating activities | (464,402) | (859,890) | 974,942 | |||||||
CAPEX | (20,051) | (22,440) | (17,963) | |||||||
Cash from investing activities | (30,302) | (58,188) | (26,158) | |||||||
Cash from financing activities | (56,785) | 69,550 | 51,052 | |||||||
FCF | (978,301) | 1,571,452 | 33,417 | |||||||
Balance | ||||||||||
Cash | 1,155,914 | 1,404,081 | 2,536,158 | |||||||
Long term investments | 5,018,527 | 4,540,889 | 4,675,839 | |||||||
Excess cash | 6,145,309 | 5,914,071 | 7,181,379 | |||||||
Stockholders' equity | 3,916,930 | 3,781,259 | 3,728,185 | |||||||
Invested Capital | 31,091,246 | 29,319,190 | 26,509,053 | |||||||
ROIC | 1.71% | 1.63% | 1.73% | |||||||
ROCE | 1.57% | 1.53% | 1.70% | |||||||
EV | ||||||||||
Common stock shares outstanding | 19,742 | 19,732 | 19,760 | |||||||
Price | 48.20 1.45% | 47.51 -15.12% | 55.97 -7.49% | |||||||
Market cap | 951,578 1.51% | 937,459 -15.24% | 1,105,988 -7.55% | |||||||
EV | (5,189,828) | 484,890 | (205,499) | |||||||
EBITDA | 568,752 | 522,348 | 528,546 | |||||||
EV/EBITDA | 0.93 | |||||||||
Interest | 927,533 | 322,989 | 279,457 | |||||||
Interest/NOPBT | 168.43% | 63.62% | 54.52% |