XPARCNDF
Market cap886mUSD
Dec 23, Last price
14.50EUR
1D
0.69%
1Q
16.94%
Jan 2017
-20.77%
Name
Caisse Reg Credit Agric Mut Nord France
Chart & Performance
P/E
6.24
P/S
1.42
EPS
2.32
Div Yield, %
0.00%
Shrs. gr., 5y
—
Rev. gr., 5y
%
Revenues
602m
-6.80%
Net income
137m
-19.53%
CFO
-695m
L+117.07%
Dividend
Apr 29, 20240.65 EUR/sh
Profile
Caisse Régionale de Crédit Agricole Mutuel Nord de France Société cooperative provides banking products and financial services in France. The company offers savings support products, including monetary, bonds, and securities; and loans primarily for housing and consumption. It also provides life insurance, as well as insurance products for banking risk, financial losses, and multi-risk, as well as coverage for civil liabilities insurance products. In addition, it offers asset management and brokerage services. It serves individuals, farmers, professionals, businesses, and local authorities. The company was founded in 1894 and is headquartered in Lille, France. Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative operates as a subsidiary of Crédit Agricole S.A.
IPO date
Jul 16, 2002
Employees
Domiciled in
FR
Incorporated in
FR
Valuation
Title EUR in thousands, except ratios and share amounts | FY | FY | FY | FY | FY |
|---|---|---|---|---|---|
| 2023‑12 | 2022‑12 | 2021‑12 | 2020‑12 | 2019‑12 | |
| Income | |||||
Revenues | 602,100 -6.80% | 646,064 4.12% | 620,491 13.06% | ||
Cost of revenue | 23,260 | 151,489 | 132,219 | ||
Unusual Expense (Income) | |||||
NOPBT | 578,840 | 494,575 | 488,272 | ||
NOPBT Margin | 96.14% | 76.55% | 78.69% | ||
Operating Taxes | 15,023 | 21,011 | 39,499 | ||
Tax Rate | 2.60% | 4.25% | 8.09% | ||
NOPAT | 563,817 | 473,564 | 448,773 | ||
Net income | 136,615 -19.53% | 169,770 5.96% | 160,219 58.48% | ||
Dividends | |||||
Dividend yield | |||||
Proceeds from repurchase of equity | (468) | ||||
BB yield | 0.06% | ||||
| Debt | |||||
Debt current | |||||
Long-term debt | 131,617 | 220,260 | 174,657 | ||
Deferred revenue | |||||
Other long-term liabilities | 18,193 | (220,260) | (174,657) | ||
Net debt | (6,452,953) | (7,685,905) | (4,554,393) | ||
| Cash flow | |||||
Cash from operating activities | (694,856) | (320,101) | 1,552,542 | ||
CAPEX | (29,164) | (21,848) | |||
Cash from investing activities | (40,622) | (32,823) | (24,767) | ||
Cash from financing activities | (154,817) | 62,328 | (44,230) | ||
FCF | 495,554 | 569,899 | 672,358 | ||
| Balance | |||||
Cash | 3,088,625 | 4,403,822 | 587,489 | ||
Long term investments | 3,495,945 | 3,502,343 | 4,141,561 | ||
Excess cash | 6,554,465 | 7,873,862 | 4,698,025 | ||
Stockholders' equity | 1,338,645 | 1,421,233 | 1,347,460 | ||
Invested Capital | 36,934,192 | 39,334,882 | 35,720,217 | ||
ROIC | 1.48% | 1.26% | 1.30% | ||
ROCE | 1.51% | 1.21% | 1.32% | ||
| EV | |||||
Common stock shares outstanding | 57,808 | 57,855 | 57,862 | ||
Price | 12.77 -22.70% | 16.52 -19.02% | 20.40 -4.40% | ||
Market cap | 738,202 -22.76% | 955,765 -19.03% | 1,180,391 -4.40% | ||
EV | (5,705,823) | (6,725,134) | (3,369,448) | ||
EBITDA | 650,073 | 574,530 | 540,054 | ||
EV/EBITDA | |||||
Interest | 763,643 | 247,148 | 214,757 | ||
Interest/NOPBT | 131.93% | 49.97% | 43.98% | ||