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XPAR
CMO
Market cap143mUSD
Jun 09, Last price  
80.55EUR
1D
0.69%
1Q
3.35%
Jan 2017
31.62%
Name

Credit Agricole du Morbihan SC

Chart & Performance

D1W1MN
P/E
1.82
P/S
0.54
EPS
44.19
Div Yield, %
3.56%
Shrs. gr., 5y
-0.07%
Rev. gr., 5y
1.56%
Revenues
233m
+12.99%
206,233,000251,758,000238,580,000161,544,000216,727,000196,236,000209,953,000198,850,000209,240,000219,493,000215,720,000321,121,000352,091,000394,647,000206,240,000233,028,000
Net income
69m
+32.97%
43,136,00066,614,00056,826,0005,361,00042,083,00044,656,00057,056,00042,738,00053,320,00066,961,00056,582,00052,211,00068,887,00082,331,00051,742,00068,800,000
CFO
-67m
L-84.70%
-160,115,000-197,512,000-60,583,000134,468,000-103,577,00062,864,000124,735,000342,357,000-128,479,000-27,747,000170,513,0002,013,000134,136,000553,366,000-440,391,000-67,366,000
Dividend
May 29, 20250 EUR/sh
Earnings
Jul 28, 2025

Profile

Caisse Régionale de Crédit Agricole du Morbihan provides various banking products and services to individuals, professionals, farmers, associations, and companies in France. It offers current and savings accounts; time deposit; mortgage, fixed-rate, medium term, and takeover loans; consumer, documentary, supplier, and short term credit; discount products; export factoring; cash flow and cash management; trade finance; various cards; remote and electronic banking; commercial domiciliation and affiliate management; and private banking products and services, as well as financing solutions for professionals and agricultural activities. The company also provides real estate, IT operational, and furniture leasing; acquisition and foreign currency financing; initial public offering; long term rental; guarantees; letter of credit; and receivables and documentary collection services. In addition, it offers property, car, motorcycle, scooter, moped, truck and trailer, home, leisure, mobile, health, cyber protection, life, accident, pleasure, prairie, hail, animal mortality, farm, crop, agri-income, privacy liability, funeral, death guarantee, rental guarantee, dwelling, juridical protection, employee savings and group, and retirement insurance products. The company has a network of 44 local banking outlets. Caisse Régionale de Crédit Agricole du Morbihan is headquartered in Vannes, France.
URL
https://www.credit-agricole.fr/
IPO date
Mar 25, 1991
Employees
1,120
Domiciled in
FR
Incorporated in
FR

Valuation

Title
EUR in thousands, except ratios and share amounts
FYFYFYFYFYFYFYFYFYFY
2024‑122023‑122022‑122021‑122020‑122019‑122018‑122017‑122016‑122015‑12
Income
Revenues
233,028
12.99%
206,240
-47.74%
394,647
12.09%
Cost of revenue
52,674
51,642
6,993
Unusual Expense (Income)
NOPBT
180,354
154,598
387,654
NOPBT Margin
77.40%
74.96%
98.23%
Operating Taxes
8,983
5,136
17,708
Tax Rate
4.98%
3.32%
4.57%
NOPAT
171,371
149,462
369,946
Net income
68,800
32.97%
51,742
-37.15%
82,331
19.52%
Dividends
(9,325)
(11,121)
Dividend yield
2.49%
3.83%
Proceeds from repurchase of equity
(23,446)
(19,221)
BB yield
7.06%
6.62%
Debt
Debt current
2,304,564
Long-term debt
26,564
5,412,603
Deferred revenue
43,258
Other long-term liabilities
11,424,438
4,070,631
Net debt
(1,973,612)
(1,655,082)
7,625,998
Cash flow
Cash from operating activities
(67,366)
(440,391)
553,366
CAPEX
(3,056)
(3,766)
(2,852)
Cash from investing activities
(15,870)
(10,650)
(865,412)
Cash from financing activities
(8,935)
(39,389)
(15,259)
FCF
166,389
143,490
393,247
Balance
Cash
41,021
30,876
31,916
Long term investments
1,932,591
1,650,770
59,253
Excess cash
1,961,961
1,671,334
71,437
Stockholders' equity
1,663,604
797,680
781,529
Invested Capital
12,020,502
12,620,516
13,610,267
ROIC
1.39%
1.14%
2.83%
ROCE
1.32%
1.15%
2.83%
EV
Common stock shares outstanding
5,228
5,230
5,233
Price
71.50
12.60%
63.50
14.41%
55.50
-21.28%
Market cap
373,799
12.55%
332,113
14.35%
290,445
-21.42%
EV
(1,599,813)
(1,322,969)
7,916,443
EBITDA
185,757
160,336
393,301
EV/EBITDA
20.13
Interest
427,378
354,727
112
Interest/NOPBT
236.97%
229.45%
0.03%